Zorgtoeslag (healthcare allowance) 2026

The zorgtoeslag is a monthly government contribution towards the cost of your health insurance. It is paid by the Dutch Benefits Agency (Dienst Toeslagen). The amount depends on your income and whether you have a benefits partner (toeslagpartner).

You may be entitled if you are 18 or over, have Dutch health insurance, have Dutch nationality or a valid residence permit, and your income and assets stay below that year's limits. In 2026, the income limit is €40,857 without and €51,142 with a benefits partner.

You apply via Mijn toeslagen at toeslagen.nl. You log in with DigiD and enter your expected income for that year.

You can apply until 1 September of the year after the year you want the allowance for. If you apply earlier, you receive the allowance in monthly instalments sooner.

Report a change in your income as soon as possible via Mijn toeslagen. After the year ends, Dienst Toeslagen calculates the final amount. If you received too much, you have to pay it back.

No. Children under 18 pay no premium for basic insurance, so the allowance does not depend on how many children you have. Once your child turns 18, they can apply for it themselves.