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VinkVink Basisverzekering by VinkVink (2026)

VinkVink Basisverzekering from VinkVink for 2026. Policy type: combination policy (combinatie).

  • Combination policy (combinatie)
Policy type
Combination policy (combinatie)
Insurer
VinkVink
Policy terms version
zbq8ya (12-11-2025)

Summary

A combination policy works like an in-kind policy for some care and like a reimbursement policy for other care. Below you can see, per type of care, what is reimbursed without a contract.

The VinkVink basic policy is a combination policy: mostly in-kind, while mental health care, district nursing and oral care are on a reimbursement basis with contracted care. Without a contract you get, for example, 50% for physiotherapy,…

This summary was written from the insurer's documents and checked by me. The insurer's policy terms (polisvoorwaarden) are legally binding.

Source: Policy conditions VinkVink 2026 (Retrieved on 28 October 2026)

Premium per deductible level

The higher your voluntary deductible (vrijwillig eigen risico), the lower your premium. But if you use care that counts towards the deductible, you pay more yourself.

Premium per deductible level
Voluntary deductible Total deductible Per month Per year
None€385€142.40€1,708.80
€100€485€141.40€1,696.80
€200€585€140.40€1,684.80
€300€685€139.40€1,672.80
€400€785€138.40€1,660.80
€500€885€137.40€1,648.80

The premium for this policy is the same for everyone aged 18 or over, regardless of age or health. Children under 18 pay no premium for basic insurance.

Choice of care providers

How much is reimbursed if you go to a care provider that has no contract with VinkVink.

Reimbursement for non-contracted care
Type of care Reimbursement without a contract
Pharmacy and medicines70% of the average contracted rate
Physiotherapy50% of the average contracted rate
geboortezorg50% of the average contracted rate
Mental health care (ggz)70% of the average contracted rate
Medical aids70% of the average contracted rate
Independent clinics75% of the average contracted rate
District nursing (wijkverpleging)50% of the average contracted rate
Hospital care75% of the average contracted rate

Hospitals and clinics

Which hospitals, clinics and other institutions have a contract with VinkVink Basisverzekering? I know the status of 11208 care providers. Click a name for the details and the source.

Contracted (11108)

I show 100 of 11108, hospitals and clinics first.

No contract (9)
Unknown (91)

According to the care finder (zorgzoeker) of VinkVink, retrieved on 28 October 2026. Contracts can change during the year. Before treatment, always check with your insurer or the care provider whether there is a contract.

Find another care provider

What is covered

Basic insurance covers the same care at every insurer; the government decides the basic package. Insurers differ in premium, choice of care providers and service.

Supplementary insurance with this policy

These packages from VinkVink can be combined with VinkVink Basisverzekering.

Changes since 2025

This policy is new in 2026.

Sources

  1. Policy conditions VinkVink 2026 (Retrieved on 28 October 2026)
  2. Premium overview VinkVink 2026 (Retrieved on 28 October 2026)