Laef! 4 by Aevitae (2026)
Laef! 4 is a supplementary insurance from Aevitae for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
Most comprehensive Laef! package with 21 physio or exercise therapy sessions and higher budgets for alternative care, glasses, skin treatments and prevention.
Only available together with basic insurance from Aevitae.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie (Cesar/Mensendieck) | Unlimited | 100% | 21 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Waarvan maximaal 9 behandelingen manuele fysiotherapie per aandoening. |
| Fysio Zelfcheck appExtra lineunder Physiotherapy Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| Occupational therapy Read automatically, not yet checkedName used by the insurer: Ergotherapie (in aanvulling op de basisverzekering) | Unlimited | 100% | 4 | calendar year, per person | Maximum is uitgedrukt in uren per kalenderjaar, bovenop de basisverzekering. |
| Skin therapy Read automatically, not yet checkedName used by the insurer: Acnebehandeling in gezicht en/of hals | €250 | 100% | Unlimited | calendar year, per person | |
| Camouflage therapy Read automatically, not yet checkedName used by the insurer: Camouflagetherapie in gezicht en/of hals | €250 | 100% | Unlimited | duration of the insurance, per person | Inclusief de benodigde camouflagemiddelen. |
| Hair removal for excessive hair growth Read automatically, not yet checkedName used by the insurer: Ontharing in gezicht en/of hals | €350 | 100% | Unlimited | duration of the insurance, per person | |
| Dietetics Read automatically, not yet checkedName used by the insurer: Dieetadvisering (in aanvulling op de basisverzekering) | Unlimited | 100% | 3 | calendar year, per person | Maximum is uitgedrukt in uren per kalenderjaar, bovenop de basisverzekering. |
| Podiatry Read automatically, not yet checkedName used by the insurer: Podotherapie, podologie en steunzolen | €150 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandheelkundige zorg als gevolg van een ongeval | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Maximum geldt per ongeval. |
| Orthodontics for children (under 18) Read automatically, not yet checked | €2,000 | 80% | Unlimited | duration of the insurance, per person | Tot 18 jaar; pas recht na een wachttijd van één jaar. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Laser eye surgery Read automatically, not yet checkedName used by the insurer: Ooglaseren en lensimplantatie | €250 | 100% | Unlimited | duration of the insurance, per person | |
| Glasses and contact lenses Read automatically, not yet checkedName used by the insurer: Brillen en lenzen | €150 | 100% | Unlimited | 2 calendar years, per person | |
| Hearing aids Read automatically, not yet checkedName used by the insurer: Budget voor hulpmiddelen | €250 | 100% | Unlimited | calendar year, per person | Shared with Medical aids (supplementary)Gezamenlijk budget voor hoortoestellen, toebehoren mammaprothese, kunsttepel, pruiken, steunpessarium en plaswekker (7-18 jaar). |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Vaccinaties en preventieve geneesmiddelen buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Alleen bij een gecontracteerde zorgverlener. |
| Emergency care abroad Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Volledige vergoeding bovenop de basisverzekering tijdens vakantie of tijdelijk verblijf. |
| Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring vanuit het buitenland | Unlimited | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve zorg | €450 | 100% | Unlimited | calendar year, per person | Up to €40.00 per treatmentShared with Homeopathic and anthroposophic remediesConsulten van alternatieve artsen of therapeuten en homeopathische/antroposofische middelen; maximaal € 40 per dag. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptiemiddelen vanaf 21 jaar | Unlimited | 100% | Unlimited | calendar year, per person | |
| Maternity pack Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Extra kraamzorg | Unlimited | 100% | Unlimited | calendar year, per person | Twaalf extra uren kraamzorg, verdeeld over vier dagen. |
| Lactation consultant Read automatically, not yet checked | €150 | 100% | Unlimited | calendar year, per person | |
| Therapeutic camp Read automatically, not yet checkedName used by the insurer: Therapeutisch kamp voor kinderen | €250 | 100% | Unlimited | calendar year, per person | Alleen kampen van de genoemde organisaties, zoals voor kinderen met diabetes, kanker, astma of eczeem. |
| Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Eigen bijdrage bevalling | Unlimited | 100% | Unlimited | per event (accident, birth), per person | Eigen bijdrage bij bevalling zonder medische noodzaak in ziekenhuis of geboortecentrum. |
| Maternity care co-payment Read automatically, not yet checked | Unlimited | 100% | Unlimited | per event (accident, birth), per person | Wettelijke eigen bijdrage kraamzorg, aanvullend op de basisverzekering. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Preventive courses Read automatically, not yet checkedName used by the insurer: Budget voor preventie | €250 | 100% | Unlimited | calendar year, per person | Shared with Sports medical check-up and advice, Mindfulness and stress trainingGezamenlijk budget voor o.a. genoemde cursussen, sportmedisch onderzoek, check-up, EHBO, reanimatie, gewichtsconsulent en mindfulness. |
| E-learning 'Train je brein' van LogikosExtra lineunder Preventive courses Read automatically, not yet checked | €75 | 100% | Unlimited | duration of the insurance, per person | |
| Flu vaccination Read automatically, not yet checkedName used by the insurer: Griepvaccinatie voor niet-risicogroepen | Unlimited | 100% | Unlimited | calendar year, per person | |
| Diet and lifestyle advice | No general coverage, only the extra lines below. | ||||
| LeefstijltrainingenExtra lineunder Diet and lifestyle advice Read automatically, not yet checked | €1,250 | 100% | 1 | calendar year, per person | Eén training per kalenderjaar. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Medicine co-payments and non-covered medicines Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage geneesmiddelen (GVS) | Unlimited | 100% | Unlimited | calendar year, per person | Wettelijke eigen bijdrage voor GVS-geneesmiddelen, behalve ADHD-medicatie en anticonceptie. |
| Plastic surgery Read automatically, not yet checkedName used by the insurer: Flapoorcorrectie tot 18 jaar | Unlimited | 100% | Unlimited | calendar year, per person | Alleen voor verzekerden jonger dan 18 jaar. |
| Sterilisation Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| Medical aids (supplementary) Read automatically, not yet checkedName used by the insurer: Diabetes testmaterialen | €50 | 100% | Unlimited | calendar year, per person | |
| Breast pump Read automatically, not yet checked | €80 | 100% | Unlimited | calendar year, per person | |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Vervangende mantelzorg | €1,800 | 100% | Unlimited | calendar year, per person | Up to €150.00 per treatmentMaximaal € 150 per dag. |
| Courses and coaching for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgcursus | €150 | 100% | Unlimited | duration of the insurance, per person | |
| Menopause consultant Read automatically, not yet checked | €200 | 100% | Unlimited | calendar year, per person | |
| Recovery stay and care hotel Read automatically, not yet checkedName used by the insurer: Herstellingsoord/zorghotel | €1,050 | 100% | Unlimited | 3 calendar years, per person | Up to €25.00 per treatmentMaximaal € 25 per dag. |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Overnachting in een logeerhuis | Unlimited | 100% | Unlimited | calendar year, per person | Up to €15.00 per treatmentMaximaal € 15 per dag. |
| Reiskosten ziekenbezoekExtra lineunder Guest house and travel costs for visitors Read automatically, not yet checked | €500 | 100% | Unlimited | calendar year, per person | Kilometervergoeding gelijk aan die voor ziekenvervoer in de basisverzekering. |
| Hospice and palliative care Read automatically, not yet checkedName used by the insurer: Eigen bijdrage hospice | Unlimited | 100% | Unlimited | calendar year, per person | Up to €30.00 per treatmentMaximaal € 30 per dag. |
| Second opinion (including online) | No general coverage, only the extra lines below. | ||||
| Zorg- en wachtlijstbemiddelingExtra lineunder Second opinion (including online) Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 years and older | €58.24 | €698.88 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Aevitae 2026 (Retrieved on 28 October 2026)
- Coverage overview Aevitae 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview Aevitae 2026 (Retrieved on 28 October 2026, page 2)
- Coverage overview Aevitae 2026 (Retrieved on 28 October 2026, page 3)
- Coverage overview Aevitae 2026 (Retrieved on 28 October 2026, page 4)
- Premium overview Aevitae 2026 (Retrieved on 29 October 2026)