Vitaal Senior by Aon Verzekeringen (2026)
Vitaal Senior is a supplementary insurance from Aon Verzekeringen for 2026.
- Package type
- Supplementary insurance
- Acceptance
- The insurer may refuse you
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
Extensive package only for retired employees, with 42 physiotherapy sessions and a € 700 prevention budget.
Only available together with basic insurance from Aon Verzekeringen.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysio- en oefentherapie Cesar/Mensendieck 18 jaar en ouder | Unlimited | 100% | 42 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Max 9 manuele therapie per indicatie; ook 42 bij bekkenfysio, artrose, etalagebenen; nazorg oncologie/hart/beroerte max 2 jaar. |
| Occupational therapy Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Maximaal 5 uur. |
| Hair removal for excessive hair growth Read automatically, not yet checkedName used by the insurer: Acnébehandeling/Epilatie | €500 | 100% | Unlimited | calendar year, per person | Elektrische, IPL- of laserepilatie en acnébehandeling. |
| Camouflage therapy Read automatically, not yet checkedName used by the insurer: Camouflagelessen | €500 | 100% | Unlimited | duration of the insurance, per person | Maximum geldt voor de hele verzekeringsduur. |
| Medical pedicure Read automatically, not yet checkedName used by the insurer: Pedicurezorg (diabetische, medische of reumatische voet) | €250 | 100% | Unlimited | calendar year, per person | |
| Podiatry Read automatically, not yet checkedName used by the insurer: Podotherapie/podologie/podoposturale therapie en/of (sport)steunzolen | €400 | 100% | Unlimited | calendar year, per person | Shared with Orthopaedic insolesInclusief maximaal 1 paar (sport)steunzolen binnen hetzelfde maximum. |
| Dietetics Read automatically, not yet checkedName used by the insurer: Diëtetiek door diëtist (op medische indicatie) | Unlimited | 100% | Unlimited | calendar year, per person | Maximaal 4 uur. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandheelkundige zorg als gevolg van een ongeval | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Maximum per ongeval. De tabel zet het bedrag op een verkeerde regel; de zorgverzekeringskaart Vitaal Senior 2026 noemt tandarts na ongeval. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Glasses and contact lenses Read automatically, not yet checkedName used by the insurer: Brillen en/of contactlenzen | €250 | 100% | Unlimited | 3 calendar years, per person | |
| OptometristExtra lineunder Glasses and contact lenses Read automatically, not yet checked | Unlimited | 100% | 1 | 3 calendar years, per person | Eén onderzoek per 3 kalenderjaren. |
| Hearing aids Read automatically, not yet checkedName used by the insurer: Hoortoestel | Unlimited | 100% | Unlimited | calendar year, per person | Up to €500.00 per treatmentBijdrage in de wettelijke eigen bijdrage, maximum per toestel. |
| Laser eye surgery Read automatically, not yet checkedName used by the insurer: Ooglaseren / lensimplantatie (meerkosten) | €750 | 100% | Unlimited | duration of the insurance, per person | Maximum voor de hele verzekeringsduur. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Planned care abroad Read automatically, not yet checkedName used by the insurer: Niet spoedeisende zorg Europa | Unlimited | 100% | Unlimited | calendar year, per person | Vergoeding tot 200% van het Nederlandse tarief, alleen binnen EU/EER-landen. |
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedeisende zorg buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Aanvulling op de basisverzekering tot 100% van de kosten. |
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Vaccinaties, consulten en preventieve geneesmiddelen buitenland | Unlimited | 100% | Unlimited | calendar year, per person | |
| Repatriation Read automatically, not yet checkedName used by the insurer: Vervoer verzekerde en stoffelijk overschot naar Nederland (repatriëring) | Unlimited | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve geneeswijzen, therapieën en geneesmiddelen | €800 | 100% | Unlimited | calendar year, per person | Up to €40.00 per treatmentShared with Homeopathic and anthroposophic remediesMax € 40 per behandeldag; antroposofische en homeopathische middelen vallen binnen hetzelfde maximum. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Exercise programme and medical fitness Read automatically, not yet checkedName used by the insurer: Beweegprogramma's | €350 | 100% | Unlimited | per event (accident, birth), per person | € 350 per aandoening voor de hele verzekeringsduur. |
| Preventive courses Read automatically, not yet checkedName used by the insurer: Preventie budget | €700 | 100% | Unlimited | calendar year, per person | Shared with Sports medical check-up and advice, Diet and lifestyle advice, Additional psychological support, Mindfulness and stress training, Flu vaccination, Health check and preventive screening, Courses and coaching for informal carersEén budget voor afvalcursus, aandoeningscursussen, EHBO, gezondheidscheck, griepprik, mantelzorgcursus, online modules, mindfulness, slaapcursus, sportarts, voedingsvoorlichting, zorg voor vrouwen. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Travel and stay for specialist treatment Read automatically, not yet checkedName used by the insurer: Overnachting- en vervoerskosten bij expertisebehandelingen in het buitenland | €5,000 | 100% | Unlimited | calendar year, per person | Up to €75.00 per treatmentMax € 75 per nacht; vliegtuig economy en ov laagste klasse volledig, eigen vervoer of taxi € 0,40/km; totaal voor verzekerde, begeleider en gezinsleden samen. |
| Medical aids (supplementary) Read automatically, not yet checkedName used by the insurer: Hulpmiddelen ADL | €100 | 100% | Unlimited | calendar year, per person | Daarnaast eenvoudige loophulpmiddelen tot € 110 samen en 2 hand- of vingerspalken. |
| SteunpessariumExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| Wig and hairpiece Read automatically, not yet checkedName used by the insurer: Pruik of toupim van eigen haar | €400 | 100% | Unlimited | calendar year, per person | |
| Medicine co-payments and non-covered medicines Read automatically, not yet checkedName used by the insurer: Geneesmiddelen uit de basisverzekering (wettelijke eigen bijdrage) | €250 | 100% | Unlimited | calendar year, per person | Vergoeding van de wettelijke eigen bijdrage, niet voor ADHD-medicijnen. |
| Patient transport and its co-payment Read automatically, not yet checkedName used by the insurer: Vervoerskosten (wettelijke eigen bijdrage) | Unlimited | 100% | Unlimited | calendar year, per person | Wettelijke eigen bijdrage vergoed; eigen vervoer € 0,50/km, ov en taxi volledig. |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Gasthuis voor uw bezoek | €600 | 100% | Unlimited | calendar year, per person | Up to €35.00 per treatment€ 35 per nacht, ov 100% of € 0,40/km; voor vervoer geldt eigen betaling van € 100; maximum voor alle bezoekers samen. |
| Hospice and palliative care Read automatically, not yet checkedName used by the insurer: Hospice | Unlimited | 100% | Unlimited | calendar year, per person | Up to €35.00 per treatmentVergoeding per dag. |
| Second opinion (including online) Read automatically, not yet checkedName used by the insurer: Second opinion door Royal Doctors | Unlimited | 100% | Unlimited | calendar year, per person | |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar | €750 | 100% | Unlimited | calendar year, per person | |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgvervanging (tijdelijke) | Unlimited | 100% | Unlimited | calendar year, per person | Eenmaal 120 uur verspreid over 3 aaneengesloten maanden, alleen via gecontracteerde instelling. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
No public premium: only for a specific group. This package is only available to a specific group, for example employees or retirees of an employer. Aon Verzekeringen does not publish the premium. Ask Aon Verzekeringen or your employer.
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Aon Verzekeringen 2026 (Retrieved on 28 October 2026)
- Coverage overview Aon Verzekeringen 2026 (Retrieved on 28 October 2026, page 11)
- Coverage overview Aon Verzekeringen 2026 (Retrieved on 28 October 2026, page 12)
- Coverage overview Aon Verzekeringen 2026 (Retrieved on 28 October 2026, page 13)