ZorgBeter by a.s.r. (2026)
ZorgBeter is a supplementary insurance from a.s.r. for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
Summary
a.s.r. supplementary policy with 12 physiotherapy/exercise therapy sessions a year, respite care up to EUR 900 and various prevention benefits.
Only available together with basic insurance from a.s.r..
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysio- en oefentherapie | Unlimited | 100% | 12 | calendar year, per person | Personal contribution €5.00 per treatmentShared with Exercise therapy (Cesar/Mensendieck)Eigen bijdrage van € 5 per behandeling geldt alleen voor behandeling 10 tot en met 12. |
| Fysiotherapie (digitale afspraken)Extra lineunder Physiotherapy Read automatically, not yet checked | Unlimited | 100% | 3 | calendar year, per person | Extra digitale afspraken via de Zorg voor jezelf app. |
| Dietetics Read automatically, not yet checkedName used by the insurer: Diëtist en/of Mental coach | Unlimited | 100% | 3 | calendar year, per person | Shared with Additional psychological supportAfspraken van 45 minuten via de Zorg voor jezelf app, samen voor diëtist en mental coach. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Orthodontics for children (under 18) Read automatically, not yet checked | €500 | 75% | Unlimited | duration of the insurance, per person | Vergoeding voor kinderen tot 18 jaar; maximum geldt over de hele looptijd van de polis. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Planned care abroad Read automatically, not yet checkedName used by the insurer: Niet spoedeisende zorg in EU, EER en verdragsland | Unlimited | 100% | Unlimited | calendar year, per person | Voor wie woont in het land van behandeling; alleen voor onderdelen die de aanvullende verzekering dekt. |
| Assistance and emergency centre abroad Read automatically, not yet checkedName used by the insurer: SOS hulpverlening | Unlimited | 100% | Unlimited | calendar year, per person | Toegang tot SOS-hulpverlening; geen bedrag genoemd. |
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Vaccinaties en preventieve geneesmiddelen buitenland | €100 | 100% | Unlimited | calendar year, per person | Alleen via een door de verzekeraar aangewezen zorgverlener. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Maternity care co-payment Read automatically, not yet checked | €125 | 100% | Unlimited | calendar year, per person | |
| Maternity pack Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Kraampakket inbegrepen; geen bedrag genoemd. |
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie vanaf 21 jaar | Unlimited | 100% | Unlimited | calendar year, per person | Voor verzekerden van 21 jaar en ouder. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Exercise programme and medical fitness | No general coverage, only the extra lines below. | ||||
| Begeleiding en nazorg bij kankerExtra lineunder Exercise programme and medical fitness Read automatically, not yet checked | €500 | 100% | Unlimited | calendar year, per person | Voor een beweegprogramma bij of na kanker, via een aangewezen zorgverlener. |
| Lidmaatschap wandelbond KWbNExtra lineunder Exercise programme and medical fitness Read automatically, not yet checked | €25 | 100% | Unlimited | calendar year, per person | |
| Health check and preventive screening Read automatically, not yet checkedName used by the insurer: a.s.r. Vitality Gezondheidscheck | Unlimited | 100% | 1 | calendar year, per person | Eén fysieke gezondheidscheck per 12 maanden via BENU. |
| Sports medical check-up and advice Read automatically, not yet checkedName used by the insurer: Sportmedisch onderzoek | €150 | 100% | Unlimited | 2 calendar years, per person | Maximum geldt per 24 maanden. |
| Preventive courses Read automatically, not yet checked | €300 | 75% | Unlimited | calendar year, per person | |
| SlaapcoachingExtra lineunder Preventive courses Read automatically, not yet checked | €200 | 75% | Unlimited | calendar year, per person | Alleen via Somnox. |
| Diet and lifestyle advice Read automatically, not yet checkedName used by the insurer: Leefstijlprogramma (Jouw leefstijlprogramma) | Unlimited | 100% | 1 | calendar year, per person | Eén programma van 4 of 8 weken per jaar in de Zorg voor jezelf app. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Medical aids (supplementary) Read automatically, not yet checkedName used by the insurer: Eigen bijdrage volgens het Reglement hulpmiddelen | Unlimited | 100% | Unlimited | calendar year, per person | Vergoedt de eigen bijdrage die het hulpmiddelenreglement van de basisverzekering vraagt. |
| GehoorbeschermingExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €60 | 75% | Unlimited | 2 calendar years, per person | Alleen via een door de verzekeraar aangewezen zorgverlener. |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Vervangende mantelzorg | €900 | 100% | Unlimited | calendar year, per person | Alleen via een door de verzekeraar aangewezen zorgverlener. |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar/mantelzorgcoach/mantelzorgcursus | €300 | 100% | Unlimited | calendar year, per person | Alleen via een door de verzekeraar aangewezen zorgverlener. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 to 49 years | €23.50 | €282.00 |
| 50 years and older | €21.50 | €258.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview a.s.r. 2026 (Retrieved on 28 October 2026)
- Coverage overview a.s.r. 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview a.s.r. 2026 (Retrieved on 28 October 2026, page 2)
- Coverage overview a.s.r. 2026 (Retrieved on 28 October 2026, page 3)
- Premium overview a.s.r. 2026 (Retrieved on 28 October 2026)