AV-AZVZ-Comfort-Extra by AZVZ (2026)
AV-AZVZ-Comfort-Extra is a supplementary insurance from AZVZ for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
AZVZ's most extensive supplementary insurance, adding cover for care abroad, alternative medicine, skin therapy and dental care.
Only available together with basic insurance from AZVZ.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie (alle soorten) | Unlimited | 100% | 36 | calendar year, per person | |
| Fysiotherapie op vakantieExtra lineunder Physiotherapy Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Binnen Europa volledige kostprijs; buiten Europa tot 200% van het Nederlandse marktconforme of Wmg-tarief. |
| Skin therapy Read automatically, not yet checkedName used by the insurer: Acnebehandeling | €230 | 75% | Unlimited | calendar year, per person | |
| Dermatografie (medische tatoeage)Extra lineunder Skin therapy Read automatically, not yet checked | €210 | 100% | Unlimited | calendar year, per person | |
| Camouflage therapy Read automatically, not yet checkedName used by the insurer: Camouflageles | €195 | 100% | Unlimited | calendar year, per person | |
| Hair removal for excessive hair growth Read automatically, not yet checkedName used by the insurer: Elektrisch ontharen of laserontharing | €570 | 100% | Unlimited | duration of the insurance, per person | Maximum geldt voor de hele verzekeringsduur. |
| Medical pedicure Read automatically, not yet checkedName used by the insurer: Voetverzorging voor verzekerden met diabetes of reumapatiënten | Unlimited | 100% | 6 | calendar year, per person | Alleen bij diabetes of reuma. |
| Exercise therapy (Cesar/Mensendieck) Read automatically, not yet checkedName used by the insurer: Oefentherapie (alle soorten) | Unlimited | 100% | 36 | calendar year, per person | |
| Dietetics Read automatically, not yet checkedName used by the insurer: Diëtetiek bij specifieke indicaties vanaf 18 jaar | Unlimited | 100% | 8 | calendar year, per person | Vanaf 18 jaar bij bepaalde indicaties; maximaal 8 kwartier. |
| Podiatry Read automatically, not yet checkedName used by the insurer: Podologie/podo(posturale) therapie | €115 | 100% | Unlimited | calendar year, per person | |
| Stuttering therapy Read automatically, not yet checked | €635 | 75% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Crowns, bridges and implants Read automatically, not yet checkedName used by the insurer: Implantaten in een betande kaak | €750 | 100% | Unlimited | calendar year, per person | Tot € 750 bij de tandarts of tot € 500 bij de kaakchirurg. |
| Extra tandheelkundige hulp tot 18 jaar (gegoten vullingen, kronen en bruggen)Extra lineunder Crowns, bridges and implants Read automatically, not yet checked | €1,000 | 100% | Unlimited | calendar year, per person | Alleen tot 18 jaar; voor gegoten vullingen, kronen en bruggen. |
| Orthodontics for children (under 18) Read automatically, not yet checkedName used by the insurer: Orthodontie aan verzekerden tot 18 jaar | €1,500 | 100% | Unlimited | duration of the insurance, per person | Eenmalig maximum over de hele verzekeringsduur. |
| Dentist: check-ups and prevention Read automatically, not yet checkedName used by the insurer: Controle (tandheelkundige hulp vanaf 18 jaar) | €1,000 | 100% | Unlimited | calendar year, per person | Shared with Dentist: treatments, Dentures and denture co-paymentVanaf 18 jaar. |
| Dentist: treatments Read automatically, not yet checkedName used by the insurer: Overige tandheelkundige behandelingen (vanaf 18 jaar) | €1,000 | 75% | Unlimited | calendar year, per person | Shared with Dentist: check-ups and prevention, Dentures and denture co-paymentVanaf 18 jaar. |
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Ongevalsdekking tandheelkunde | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Maximum geldt per gebeurtenis. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Glasses and contact lenses Read automatically, not yet checkedName used by the insurer: Brillenglazen, brilmonturen en contactlenzen (zeevarenden) | €200 | 100% | Unlimited | calendar year, per person | Voor zeevarenden eenmaal per kalenderjaar. |
| Brillenglazen, brilmonturen en contactlenzen (niet-zeevarenden)Extra lineunder Glasses and contact lenses Read automatically, not yet checked | €200 | 100% | Unlimited | 3 calendar years, per person | Voor niet-zeevarenden eenmaal per drie kalenderjaren. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Vaccinatie wegens voorgenomen verblijf in het buitenland | €105 | 100% | Unlimited | calendar year, per person | |
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Geneeskundige kosten (buitenland) | Unlimited | 100% | Unlimited | calendar year, per person | Binnen Europa volledige kostprijs; buiten Europa tot 200% van het Nederlandse marktconforme of Wmg-tarief. |
| Emergency dental care abroad Read automatically, not yet checkedName used by the insurer: Tandheelkundige kosten (buitenland) | €355 | 100% | Unlimited | calendar year, per person | |
| Repatriation Read automatically, not yet checkedName used by the insurer: Medisch noodzakelijke repatriëring naar Nederland en toezending geneesmiddelen | Unlimited | 100% | Unlimited | calendar year, per person | Volledige kostprijs; ook het nasturen van geneesmiddelen. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve consulten, behandelingen en geneesmiddelen | €475 | 100% | Unlimited | calendar year, per person | Up to €40.00 per treatmentShared with Homeopathic and anthroposophic remediesConsulten en behandelingen tot € 40 per dag; alternatieve geneesmiddelen voor 75%; alles samen binnen het maximum. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptiva | Unlimited | 100% | Unlimited | calendar year, per person | Exclusief het deel boven de GVS-vergoedingslimiet. |
| Maternity pack Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Volledige vergoeding van een kraampakket. |
| Maternity care co-payment Read automatically, not yet checkedName used by the insurer: Vergoeding van de eigen bijdrage voor verloskundige hulp en kraamzorg | €312 | 100% | Unlimited | calendar year, per person | Voor de eigen bijdrage bij verloskundige hulp en kraamzorg. |
| Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Vergoeding uitgestelde kraamzorg | Unlimited | 100% | 16 | calendar year, per person | Maximaal 16 uur uitgestelde kraamzorg. |
| Pregnancy and childbirth course Read automatically, not yet checkedName used by the insurer: Zwangerschapscursus | €100 | 100% | Unlimited | calendar year, per person | |
| Therapeutic camp Read automatically, not yet checkedName used by the insurer: Therapeutisch kamp voor jongeren | €300 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Exercise programme and medical fitness Read automatically, not yet checkedName used by the insurer: Beweegprogramma | €500 | 75% | Unlimited | 2 calendar years, per person | Maximum per twee kalenderjaren. |
| Preventive courses Read automatically, not yet checked | €175 | 100% | Unlimited | calendar year, per person | |
| Sports medical check-up and advice Read automatically, not yet checkedName used by the insurer: Sportmedisch advies | €150 | 100% | Unlimited | calendar year, per person | |
| Additional psychological support Read automatically, not yet checkedName used by the insurer: Overige psychologische zorg | €320 | 100% | Unlimited | calendar year, per person | |
| LichttherapieExtra lineunder Additional psychological support Read automatically, not yet checked | Unlimited | 100% | 10 | calendar year, per person | Up to €7.00 per treatmentMaximaal 10 dagen tot € 7 per dag, of eenmalig tot € 70 voor aanschaf. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Medical aids (supplementary) Read automatically, not yet checkedName used by the insurer: Aanvullende vergoeding hulpmiddelen | Unlimited | 100% | Unlimited | calendar year, per person | Up to €150.00 per treatmentBijvoorbeeld pruiken, hoortoestellen en prothese-bh; maximum per hulpmiddel. |
| Zuurstof op vakantie of zakenreisExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €600 | 100% | Unlimited | calendar year, per person | |
| Hulpmiddelen ter ondersteuning van zelfredzaamheidExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €40 | 100% | Unlimited | calendar year, per person | |
| Medicine co-payments and non-covered medicines Read automatically, not yet checkedName used by the insurer: Maagzuurremmers | €35 | 100% | Unlimited | calendar year, per person | Alleen maagzuurremmers. |
| Breast pump Read automatically, not yet checked | €40 | 100% | Unlimited | calendar year, per person | |
| Recovery stay and care hotel Read automatically, not yet checkedName used by the insurer: Herstellingsoord, zorghotel en hospice | €1,500 | 100% | Unlimited | calendar year, per person | Up to €50.00 per treatmentPer dag gemaximeerd; geldt ook voor hospice. |
| KuurreizenExtra lineunder Recovery stay and care hotel Read automatically, not yet checked | €1,100 | 100% | Unlimited | 2 calendar years, per person | Maximum per twee kalenderjaren. |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Logeerhuis | Unlimited | 100% | Unlimited | calendar year, per person | Volledige vergoeding. |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Vervangende mantelzorg | €3,500 | 100% | Unlimited | calendar year, per person | |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar | €250 | 100% | Unlimited | calendar year, per person | |
| Orthopaedic insoles Read automatically, not yet checkedName used by the insurer: Steunzolen | €60 | 100% | Unlimited | calendar year, per person | |
| Deductible compensation | No general coverage, only the extra lines below. | ||||
| Vergoeding eigen bijdrage Wlz/WmoExtra lineunder Deductible compensation Read automatically, not yet checked | €500 | 100% | Unlimited | calendar year, per person | Vergoeding van eigen bijdragen voor Wlz en Wmo. |
| Menopause consultant Read automatically, not yet checked | €115 | 75% | Unlimited | calendar year, per person | |
| Sterilisation Read automatically, not yet checkedName used by the insurer: Sterilisatie bij vrouwen | €1,200 | 75% | Unlimited | calendar year, per person | Bij behandeling door een medisch specialist in het ziekenhuis. |
| Sterilisatie bij mannenExtra lineunder Sterilisation Read automatically, not yet checked | €300 | 100% | Unlimited | calendar year, per person | Volledig bij uitvoering door huisarts; 75% bij medisch specialist in het ziekenhuis. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 years and older | €59.95 | €719.40 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview AZVZ 2026 (Retrieved on 28 October 2026)
- Coverage overview AZVZ 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview AZVZ 2026 (Retrieved on 28 October 2026, page 2)
- Coverage overview AZVZ 2026 (Retrieved on 28 October 2026, page 3)
- Premium overview AZVZ 2026 (Retrieved on 28 October 2026)