CZ Jongeren by CZ (2026)
CZ Jongeren is a supplementary and dental insurance from CZ for 2026.
- Package type
- Supplementary and dental insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
CZ's supplementary plan for young adults with 8 physiotherapy sessions, condoms and built-in dental cover including orthodontics.
Only available together with basic insurance from CZ.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie, oefentherapie | Unlimited | 100% | 8 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Vanaf 18 jaar; tot 5 ongebruikte behandelingen mee te nemen van vorig jaar. |
| Podiatry Read automatically, not yet checkedName used by the insurer: Voetbehandeling overige situaties | €70 | 100% | Unlimited | calendar year, per person | |
| Skin therapy Read automatically, not yet checkedName used by the insurer: Acnebehandeling in het gezicht | €150 | 100% | Unlimited | calendar year, per person | |
| Camouflage therapy Read automatically, not yet checkedName used by the insurer: Camouflagetherapie gezicht/hals | €100 | 100% | Unlimited | one-off, per person | Eenmalig voor de hele verzekeringsduur. |
| Hair removal for excessive hair growth Read automatically, not yet checkedName used by the insurer: Ontharing gezicht | €250 | 100% | Unlimited | one-off, per person | Eenmalig voor de hele verzekeringsduur. |
| Dietetics Read automatically, not yet checked | €120 | 100% | Unlimited | calendar year, per person | Bovenop de 3 uur uit de basisverzekering. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Onvoorziene tandheelkundige zorg bij ongevallen | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Maximum per ongeval, ongeacht het aantal aanvullende verzekeringen. |
| Dentist: check-ups and prevention Read automatically, not yet checkedName used by the insurer: Controle vanaf 18 jaar | €350 | 100% | Unlimited | calendar year, per person | Shared with Dentist: treatmentsVolledig vergoed binnen de totale tandheelkundevergoeding van € 350. |
| Dentist: treatments Read automatically, not yet checkedName used by the insurer: Overige tandheelkunde, kronen, implantaten en kunstgebit | €350 | 75% | Unlimited | calendar year, per person | Shared with Dentist: check-ups and prevention, Crowns, bridges and implants75% binnen hetzelfde totaal van € 350; bij kunstgebit en implantaten 75% van de eigen bijdrage uit de basis. |
| Orthodontics for children (under 18) Read automatically, not yet checkedName used by the insurer: Orthodontie | €350 | 100% | Unlimited | duration of the insurance, per person | Shared with Orthodontics for adults (18 and older)Geen leeftijdsgrens genoemd; wachttijd 1 jaar; eenmalig voor de hele verzekeringsduur. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Glasses and contact lenses Read automatically, not yet checkedName used by the insurer: Brillen, contactlenzen en ooglaserbehandelingen | €100 | 100% | Unlimited | 2 calendar years, per person | Shared with Laser eye surgeryEén maximum per 2 kalenderjaren. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedeisende hulp in het buitenland bij tijdelijk verblijf | Unlimited | 100% | Unlimited | calendar year, per person | 100% van het gedeclareerde tarief buiten Nederland of je woonland. |
| Emergency dental care abroad Read automatically, not yet checkedName used by the insurer: Tandheelkundige hulp bij spoed in het buitenland | €275 | 100% | Unlimited | calendar year, per person | |
| Repatriation Read automatically, not yet checkedName used by the insurer: Medisch noodzakelijke repatriëring van zieke verzekerde | Unlimited | 100% | Unlimited | calendar year, per person | Vinkje in het pakketoverzicht: vergoed bij spoedeisende hulp in het buitenland. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve geneeswijzen en medicijnen | €200 | 100% | Unlimited | calendar year, per person | Up to €30.00 per treatmentShared with Homeopathic and anthroposophic remediesTotaalbudget voor behandelingen (tot € 30 per dag) en alternatieve medicijnen. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptiemiddelen uit het GVS vanaf 21 jaar | Unlimited | 100% | Unlimited | calendar year, per person | Vanaf 21 jaar volledig vergoed. |
| CondoomsExtra lineunder Contraception Read automatically, not yet checked | Unlimited | 100% | 50 | calendar year, per person | 50 stuks per jaar, te bestellen via de website van CZ. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Additional psychological support Read automatically, not yet checkedName used by the insurer: Inloophuizen voor (ex-)kankerpatiënten | €150 | 100% | Unlimited | calendar year, per person | Voor (ex-)kankerpatiënten en hun gezin. |
| Preventive courses Read automatically, not yet checkedName used by the insurer: Gezondheidscursussen | €50 | 100% | Unlimited | calendar year, per person | |
| Online gezondheidsprogramma (preventie-tegoed)Extra lineunder Preventive courses Read automatically, not yet checked | €60 | 100% | Unlimited | calendar year, per person | Actueel aanbod op de website; periode niet vermeld. |
| Sports medical check-up and advice Read automatically, not yet checkedName used by the insurer: Sportmedisch advies | €150 | 100% | Unlimited | calendar year, per person | |
| Diet and lifestyle advice Read automatically, not yet checkedName used by the insurer: Voedingsadvies | €50 | 100% | Unlimited | calendar year, per person | |
| Exercise programme and medical fitness Read automatically, not yet checkedName used by the insurer: Beweegprogramma's | €350 | 100% | Unlimited | 3 calendar years, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Logeerkosten | €500 | 100% | Unlimited | calendar year, per person | |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Vervangende mantelzorg | €1,250 | 100% | Unlimited | calendar year, per person | |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Externe mantelzorgmakelaar | Unlimited | 100% | 7 | one-off, per person | 7 uur, eenmalig voor de hele verzekeringsduur. |
| Orthopaedic insoles Read automatically, not yet checkedName used by the insurer: Steunzolen en podotherapeutische zolen | €60 | 100% | Unlimited | calendar year, per person | |
| Post-mastectomy bra and swimwear Read automatically, not yet checkedName used by the insurer: Aangepaste lingerie na borstamputatie | €90 | 100% | Unlimited | one-off, per person | Eenmalig voor de hele verzekeringsduur. |
| Courses and coaching for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgcursus | €150 | 100% | Unlimited | one-off, per person | Eenmalig voor de hele verzekeringsduur. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 to 29 years | €27.20 | €326.40 |
| 30 years and older | €34.70 | €416.40 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview CZ 2026 (Retrieved on 28 October 2026)
- Coverage overview CZ 2026 (Retrieved on 28 October 2026, page 6)
- Coverage overview CZ 2026 (Retrieved on 28 October 2026, page 7)
- Coverage overview CZ 2026 (Retrieved on 28 October 2026, page 8)
- Coverage overview CZ 2026 (Retrieved on 28 October 2026, page 9)
- Coverage overview CZ 2026 (Retrieved on 28 October 2026, page 10)
- Premium overview CZ 2026 (Retrieved on 29 October 2026)