CZdirect Fysio 3 by CZdirect (2026)
CZdirect Fysio 3 is a supplementary insurance from CZdirect for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
CZdirect supplementary package with 3 physio or exercise therapy sessions a year, emergency care and repatriation abroad, the pill from 21 and dental care after an accident.
Only available together with basic insurance from CZdirect.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie | Unlimited | 100% | 3 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Fysio- en oefentherapie samen; met contract 100%, zonder contract 50% van het gemiddeld afgesproken tarief. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Mondzorg bij ongeval | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Maximum geldt per ongeval. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedzorg in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Buiten Nederland of het woonland volledig vergoed tegen het gedeclareerde tarief, inclusief het deel uit de basisverzekering. |
| Emergency dental care abroad Read automatically, not yet checkedName used by the insurer: Mondzorg bij spoed in het buitenland | €275 | 100% | Unlimited | calendar year, per person | Alleen spoedeisende tandzorg tijdens verblijf in het buitenland. |
| Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij ziekte | Unlimited | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie pil vanaf 21 jaar | Unlimited | 100% | Unlimited | calendar year, per person | Anticonceptiepil, vanaf 21 jaar. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 0 to 17 years | €0.00 | €0.00 |
| 18 years and older | €4.50 | €54.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview CZdirect 2026 (Retrieved on 29 October 2026)
- Coverage overview CZdirect 2026 (Retrieved on 29 October 2026, page 1)
- Coverage overview CZdirect 2026 (Retrieved on 29 October 2026, page 2)
- Premium overview CZdirect 2026 (Retrieved on 29 October 2026)