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CZdirect Goed by CZdirect (2026)

CZdirect Goed is a supplementary insurance from CZdirect for 2026.

Package type
Supplementary insurance
Acceptance
Everyone is accepted
Waiting period
No waiting period
Child
Children under 18 are covered free of charge if a parent has this package.

Summary

Broader CZdirect package: 6 physio/exercise therapy sessions a year, travel vaccinations in full and a EUR 150 prevention budget. Also emergency care abroad, an exercise programme and lodging costs.

Only available together with basic insurance from CZdirect.

What this package covers

I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.

Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.

Allied health care
Care Maximum Percentage Number Per Conditions
Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie Unlimited 100% 6 calendar year, per person Shared with Exercise therapy (Cesar/Mensendieck)Gecontracteerde zorgverlener 100%; zonder contract 50% van het gemiddeld gecontracteerde tarief. Maximaal 5 ongebruikte behandelingen mogen worden meegenomen.
Dental care
Care Maximum Percentage Number Per Conditions
Dental care after an accident Read automatically, not yet checkedName used by the insurer: Mondzorg bij ongeval €10,000 100% Unlimited per event (accident, birth), per person Maximum geldt per ongeval.
Abroad
Care Maximum Percentage Number Per Conditions
Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedzorg in het buitenland Unlimited 100% Unlimited calendar year, per person Buiten Nederland of het woonland volledig vergoed tegen het gedeclareerde tarief, inclusief het deel uit de basisverzekering.
Emergency dental care abroad Read automatically, not yet checkedName used by the insurer: Mondzorg bij spoed in het buitenland €275 100% Unlimited calendar year, per person Alleen spoedeisende tandzorg tijdens verblijf in het buitenland.
Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij ziekte Unlimited 100% Unlimited calendar year, per person
Travel vaccinations Read automatically, not yet checkedName used by the insurer: Preventie voor reizen naar het buitenland Unlimited 100% Unlimited calendar year, per person
Family
Care Maximum Percentage Number Per Conditions
Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie pil vanaf 21 jaar Unlimited 100% Unlimited calendar year, per person Anticonceptiepil, vanaf 21 jaar.
Prevention and lifestyle
Care Maximum Percentage Number Per Conditions
Additional psychological supportNo general coverage, only the extra lines below.
Inloophuis (GGZ)Extra lineunder Additional psychological support Read automatically, not yet checked €150 100% Unlimited calendar year, per person
Online psychologisch programmaExtra lineunder Additional psychological support Read automatically, not yet checked Unlimited 100% 2 calendar year, per person Twee keer per jaar een online programma.
Preventive courses Read automatically, not yet checkedName used by the insurer: Preventie-tegoed €150 100% Unlimited calendar year, per person Budget voor online gezondheidscheck of basisonderzoek (max € 75, 1x per jaar), e-healthtraining, zelfhulpprogramma, healthcheck en griepprik.
Exercise programme and medical fitness Read automatically, not yet checkedName used by the insurer: Beweegprogramma €350 100% Unlimited 3 calendar years, per person
Medical aids and other
Care Maximum Percentage Number Per Conditions
Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Logeerkosten €500 100% Unlimited calendar year, per person Eén budget voor de logeerkostenrubrieken samen.

Premium by age

The premium for supplementary insurance may depend on your age on 1 January.

No public premium. CZdirect does not publish a premium for this package and it is not part of the public offer. You can probably only take it out through a collective. Ask CZdirect for the premium.

Changes since 2025

This policy is new in 2026.

Sources

  1. Coverage overview CZdirect 2026 (Retrieved on 28 October 2026)
  2. Coverage overview CZdirect 2026 (Retrieved on 28 October 2026, page 1)
  3. Coverage overview CZdirect 2026 (Retrieved on 28 October 2026, page 2)
  4. Coverage overview CZdirect 2026 (Retrieved on 28 October 2026, page 3)