AV Opstap by De Friesland (2026)
AV Opstap is a supplementary insurance from De Friesland for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
Supplementary package like AV Instap, plus 6 physiotherapy or exercise therapy sessions a year.
Only available together with basic insurance from De Friesland.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysio- en oefentherapie | Unlimited | 100% | 6 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Voor alle fysio- en oefentherapie samen, aansluitend op de basisverzekering; ook bekkenfysiotherapie, etalagebenen en artrose. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandongevallenregeling | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Adds up with cover from other packagesMaximum per ongeval, zo nodig bovenop de vergoeding uit de AV Tand. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Volledige vergoeding, ook boven het Nederlandse tarief. |
| Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij ziekte en/of ongeval | Unlimited | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Transport after death Read automatically, not yet checkedName used by the insurer: Overlijden in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Vervoer van het stoffelijk overschot naar Nederland. |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Reiskosten ziekenbezoek en verblijfkosten gasthuis | €750 | 100% | Unlimited | calendar year, per person | Up to €35.00 per treatmentPersonal contribution €100.00 per yearOv laagste klasse, auto € 0,40/km, verblijf tot € 35 per nacht. |
| Hospice and palliative care Read automatically, not yet checkedName used by the insurer: Terminale zorg in hospice | Unlimited | 100% | Unlimited | calendar year, per person | Up to €30.00 per treatmentBedrag per dag. |
| Second opinion (including online) Read automatically, not yet checkedName used by the insurer: Tweede Arts Online | Unlimited | 100% | Unlimited | calendar year, per person | Alleen via de gecontracteerde aanbieder. |
| Travel and stay for specialist treatment Read automatically, not yet checkedName used by the insurer: Vervoer en verblijf bij expertisebehandeling | Unlimited | 100% | Unlimited | calendar year, per person | Up to €5,000.00 per treatmentTot € 5.000 per behandeling; verblijf € 75 per persoon per nacht, vliegtuig economy en ov volledig, auto € 0,40/km. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 0 to 17 years | €0.00 | €0.00 |
| 18 years and older | €6.75 | €81.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026, page 2)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026, page 3)
- Premium overview De Friesland 2026 (Retrieved on 28 October 2026)