AV Standaard by De Friesland (2026)
AV Standaard is a supplementary insurance from De Friesland for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
Standard package with 12 physiotherapy or exercise therapy sessions, alternative care up to € 200 and € 60 for glasses every 3 years. Also courses, acne treatment and sports medical tests.
Only available together with basic insurance from De Friesland.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysio- en oefentherapie | Unlimited | 100% | 12 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Voor alle fysio- en oefentherapie samen, aansluitend op de basisverzekering; hooguit 9 keer manuele therapie. |
| Skin therapy Read automatically, not yet checkedName used by the insurer: Acnébehandeling | €250 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandongevallenregeling | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Adds up with cover from other packagesMaximum per ongeval, zo nodig bovenop de vergoeding uit de AV Tand. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Glasses and contact lenses Read automatically, not yet checked | €60 | 100% | Unlimited | 3 calendar years, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Volledige vergoeding, ook boven het Nederlandse tarief. |
| Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij ziekte en/of ongeval | Unlimited | 100% | Unlimited | calendar year, per person | |
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Preventieve consulten en middelen bij verblijf in het buitenland | €175 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve/complementaire zorg | €200 | 100% | Unlimited | calendar year, per person | Up to €40.00 per treatmentShared with Homeopathic and anthroposophic remediesConsulten tot € 40 per dag; homeopathische en antroposofische middelen volledig, binnen het jaarbudget. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptiva | Unlimited | 100% | Unlimited | calendar year, per person | Vanaf 21 jaar volledig vergoed. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Exercise programme and medical fitness Read automatically, not yet checkedName used by the insurer: Beweegprogramma's | €350 | 100% | Unlimited | one-off, per person | Eenmalig per indicatie. |
| Medische fitnessExtra lineunder Exercise programme and medical fitness Read automatically, not yet checked | €120 | 100% | Unlimited | one-off, per person | Hooguit 6 maanden. |
| Preventive courses Read automatically, not yet checkedName used by the insurer: Cursussen | €100 | 100% | Unlimited | calendar year, per person | Eén budget voor alle cursussen samen. |
| Sports medical check-up and advice Read automatically, not yet checkedName used by the insurer: Sportmedische keuring | €150 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Transport after death Read automatically, not yet checkedName used by the insurer: Overlijden in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Vervoer van het stoffelijk overschot naar Nederland. |
| Medical aids (supplementary) | No general coverage, only the extra lines below. | ||||
| Probe bij bekkenfysiotherapieExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €30 | 100% | Unlimited | calendar year, per person | |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Reiskosten ziekenbezoek en verblijfkosten gasthuis | €750 | 100% | Unlimited | calendar year, per person | Up to €35.00 per treatmentPersonal contribution €100.00 per yearOv laagste klasse, auto € 0,40/km, verblijf tot € 35 per nacht. |
| Hospice and palliative care Read automatically, not yet checkedName used by the insurer: Terminale zorg in hospice | Unlimited | 100% | Unlimited | calendar year, per person | Up to €30.00 per treatmentBedrag per dag. |
| Second opinion (including online) Read automatically, not yet checkedName used by the insurer: Tweede Arts Online | Unlimited | 100% | Unlimited | calendar year, per person | Alleen via de gecontracteerde aanbieder. |
| Travel and stay for specialist treatment Read automatically, not yet checkedName used by the insurer: Vervoer en verblijf bij expertisebehandeling | Unlimited | 100% | Unlimited | calendar year, per person | Up to €5,000.00 per treatmentTot € 5.000 per behandeling; verblijf € 75 per persoon per nacht, vliegtuig economy en ov volledig, auto € 0,40/km. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 0 to 17 years | €0.00 | €0.00 |
| 18 years and older | €18.75 | €225.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026, page 2)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026, page 3)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026, page 5)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026, page 6)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026, page 7)
- Premium overview De Friesland 2026 (Retrieved on 28 October 2026)