ZorgBeter by Ik kies zelf van a.s.r. (2026)
ZorgBeter is a supplementary insurance from Ik kies zelf van a.s.r. for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
Summary
Ik kies zelf supplementary plan with 12 physiotherapy sessions, replacement informal care up to 900 euros a year and aids. Dental, travel and glasses are separate modules.
Only available together with basic insurance from Ik kies zelf van a.s.r..
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checked | Unlimited | 100% | 12 | calendar year, per person | Personal contribution €5.00 per treatment |
| Dietetics Read automatically, not yet checked | Unlimited | 100% | 3 | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Orthodontics for children (under 18) Read automatically, not yet checked | €500 | 75% | Unlimited | duration of the insurance, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| Maternity pack Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| Maternity care co-payment Read automatically, not yet checkedName used by the insurer: Kraamzorg en bevalling (eigen bijdrage) | €125 | 100% | Unlimited | calendar year, per person | Vergoedt de eigen bijdrage voor kraamzorg. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Health check and preventive screening Read automatically, not yet checkedName used by the insurer: a.s.r. Vitality Gezondheidscheck | Unlimited | 100% | 1 | calendar year, per person | Eén fysieke check per 12 maanden bij BENU. |
| Diet and lifestyle advice Read automatically, not yet checkedName used by the insurer: Zorg voor jezelf app | Unlimited | 100% | 3 | calendar year, per person | Shared with Additional psychological supportSessies van 45 minuten met voedingsdeskundige of mental coach, plus het leefstijlprogramma, in de app. |
| Preventive courses Read automatically, not yet checked | €300 | 100% | Unlimited | calendar year, per person | |
| SlaapcoachingExtra lineunder Preventive courses Read automatically, not yet checked | €200 | 75% | Unlimited | calendar year, per person | Alleen via Somnox. |
| Sports medical check-up and advice Read automatically, not yet checkedName used by the insurer: Sport medisch onderzoek | €150 | 100% | Unlimited | 2 calendar years, per person | Maximum geldt per 24 maanden. |
| Exercise programme and medical fitness Read automatically, not yet checkedName used by the insurer: Lidmaatschap wandelbond | €25 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Vervangende mantelzorg | €900 | 100% | Unlimited | calendar year, per person | |
| Medical aids (supplementary) Read automatically, not yet checkedName used by the insurer: Hulpmiddelen | Unlimited | 100% | Unlimited | calendar year, per person | De eigen bijdrage voor een hoortoestel valt erbuiten. |
| Oordoppen (gehoorbescherming)Extra lineunder Medical aids (supplementary) Read automatically, not yet checked | €60 | 75% | Unlimited | 2 calendar years, per person | |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar, coaching of cursus | €300 | 100% | Unlimited | calendar year, per person | Shared with Courses and coaching for informal carers |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 to 49 years | €23.50 | €282.00 |
| 50 years and older | €21.50 | €258.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Ik kies zelf van a.s.r. 2026 (Retrieved on 29 October 2026)
- Coverage overview Ik kies zelf van a.s.r. 2026 (Retrieved on 29 October 2026, page zorgbeter-2)
- Premium overview Ik kies zelf van a.s.r. 2026 (Retrieved on 28 October 2026)