ZorgActief ZonderMeer by Interpolis (2026)
ZorgActief ZonderMeer is a supplementary insurance from Interpolis for 2026.
- Package type
- Supplementary insurance
- Acceptance
- The insurer may refuse you
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
Entry package with ZorgActief offering 6 physiotherapy or exercise therapy sessions and full cover for emergency care abroad. It also pays up to € 750 for medicines outside basic cover.
Only available together with basic insurance from Interpolis.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysio- en oefentherapie Cesar/Mensendieck | Unlimited | 100% | 6 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Ook bij bekkenfysiotherapie, artrose, etalagebenen en kinderen; geldt voor één aandoening. |
| Fysiotherapeutische nazorg (bij oncologie, hart- en vaatziekten of na een beroerte)Extra lineunder Physiotherapy Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Geen maximum aantal; alleen bij een gecontracteerde fysiotherapeut en hooguit 2 jaar lang. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandheelkundige zorg als gevolg van een ongeval tot 18 jaar | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Voor verzekerden jonger dan 18 jaar; maximum per ongeval. |
| Crowns, bridges and implants Read automatically, not yet checkedName used by the insurer: Tandheelkundige zorg: kronen, bruggen, inlays en implantaten tot 18 jaar | Unlimited | 100% | Unlimited | calendar year, per person | Volledig vergoed voor kinderen tot 18 jaar. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Planned care abroad Read automatically, not yet checkedName used by the insurer: Niet spoedeisende zorg buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Aanvulling tot maximaal 200% van het Nederlandse tarief. |
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedeisende zorg buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Vult de vergoeding uit de basisverzekering aan tot de volledige kosten. |
| Spoedeisende farmaceutische zorg in het buitenlandExtra lineunder Emergency care abroad Read automatically, not yet checked | €50 | 100% | Unlimited | calendar year, per person | Voor spoedeisende medicijnen in het buitenland die de basisverzekering niet dekt. |
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Vaccinaties, consulten en preventieve geneesmiddelen bij verblijf in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | |
| Repatriation Read automatically, not yet checkedName used by the insurer: Vervoer verzekerde en vervoer stoffelijk overschot naar Nederland (repatriëring) | Unlimited | 100% | Unlimited | calendar year, per person | Shared with Transport after deathOmvat ook vervoer van het stoffelijk overschot naar Nederland. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptiva 21 jaar en ouder | Unlimited | 100% | Unlimited | calendar year, per person | Volledig, exclusief wettelijke eigen bijdrage; alleen via een gecontracteerde apotheek. |
| Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Kraamzorg uitgesteld (medisch) | Unlimited | 100% | 15 | per event (accident, birth), per person | 15 uur per zwangerschap, alleen via een gecontracteerd kraamcentrum. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Preventive courses Read automatically, not yet checkedName used by the insurer: ZelfZorg pakket (slaapcursus Somnio, online check huidkanker, NewHealth) | €200 | 100% | Unlimited | calendar year, per person | Shared with Additional psychological support, Health check and preventive screeningEén budget voor de Somnio-slaapcursus, de SkinVision-huidcheck en online zelfhulpmodules van NewHealth samen. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Travel and stay for specialist treatment Read automatically, not yet checkedName used by the insurer: Overnachtings- en vervoerskosten bij expertisebehandelingen in het buitenland | €5,000 | 100% | Unlimited | calendar year, per person | € 75 per nacht, vliegtuig (economy) en ov volledig, auto of taxi € 0,40/km; totaal € 5.000 inclusief begeleider en gezin. |
| Medicine co-payments and non-covered medicines Read automatically, not yet checkedName used by the insurer: Geregistreerde geneesmiddelen en apotheekbereidingen die niet vanuit de basisverzekering vergoed worden | €750 | 100% | Unlimited | calendar year, per person | Alleen middelen of aandoeningen van de lijst op de website, via een gecontracteerde apotheek. |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Gasthuis voor uw bezoek (overnachtings- en vervoerskosten bezoek) | €500 | 100% | Unlimited | calendar year, per person | Up to €35.00 per treatment€ 35 per nacht voor alle bezoekers samen, reiskosten met € 100 eigen betaling; maximaal € 500 totaal. |
| Second opinion (including online) Read automatically, not yet checkedName used by the insurer: Second opinion door Royal Doctors | Unlimited | 100% | Unlimited | calendar year, per person | Aanvragen via de Interpolis ZorgCoach. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 0 to 17 years | €0.00 | €0.00 |
| 18 to 29 years | €7.94 | €95.28 |
| 30 years and older | €8.18 | €98.16 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026, page 4)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026, page 6)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026, page 7)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026, page 8)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026, page 9)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026, page 10)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026, page 12)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026, page 15)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026, page 16)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026, page 18)
- Premium overview Interpolis 2026 (Retrieved on 28 October 2026)
- Premium overview Interpolis 2026 (Retrieved on 28 October 2026)