NN Compleet by Nationale-Nederlanden (2026)
NN Compleet is a supplementary insurance from Nationale-Nederlanden for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
Summary
Extensive NN package (with Zorg Vrij): 24 physio/exercise therapy sessions, alternative care up to EUR 500 and child orthodontics up to EUR 1,750. Broad cover for care abroad, aids, transport and maternity.
Only available together with basic insurance from Nationale-Nederlanden.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dietetics Read automatically, not yet checked | €150 | 100% | Unlimited | calendar year, per person | Aanvulling op de basisverzekering; eerst wordt de basisdekking gebruikt. |
| Occupational therapy Read automatically, not yet checked | Unlimited | 100% | 2 | calendar year, per person | Maximum is 2 uur per jaar, aanvullend op de basisverzekering; alleen tot en met 17 jaar. |
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie | Unlimited | 100% | 24 | per event (accident, birth), per person | Shared with Exercise therapy (Cesar/Mensendieck)Gecontracteerde zorgverlener 100%; zonder contract 75% van het gemiddeld gecontracteerde tarief. Plus één screening per aandoening. |
| Hair removal for excessive hair growth Read automatically, not yet checkedName used by the insurer: Ontharing | €300 | 100% | Unlimited | one-off, per person | Eenmalig per verzekerde. |
| Skin therapy Read automatically, not yet checkedName used by the insurer: Acnebehandeling | €200 | 100% | Unlimited | calendar year, per person | |
| Camouflage therapy Read automatically, not yet checked | €150 | 100% | Unlimited | one-off, per person | Eenmalig per verzekerde. |
| Podiatry Read automatically, not yet checkedName used by the insurer: Algemene voetzorg (podologie en podotherapie) | €150 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dentures and denture co-payment Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage volledig kunstgebit | €200 | 100% | Unlimited | calendar year, per person | Eigen bijdrage voor een volledige boven- en/of onderprothese; vanaf 18 jaar. |
| Crowns, bridges and implants Read automatically, not yet checkedName used by the insurer: Kroon, brug en inlay | €500 | 100% | Unlimited | calendar year, per person | Tot en met 17 jaar. |
| Orthodontics for children (under 18) Read automatically, not yet checkedName used by the insurer: Orthodontie | €1,750 | 75% | Unlimited | duration of the insurance, per person | Tot en met 17 jaar; 75% per behandeling, pas na een wachttijd van 365 dagen. |
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Mondzorg bij ongeval | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Maximum geldt per ongeval. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Glasses and contact lenses Read automatically, not yet checkedName used by the insurer: Bril, contactlenzen en ooglaseren | €100 | 100% | Unlimited | 2 calendar years, per person | Shared with Laser eye surgeryEén gezamenlijk budget per twee jaar, ook voor de wettelijke eigen bijdrage uit de basisverzekering. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedzorg in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Buiten Nederland of woonland volledig tegen gedeclareerd tarief, inclusief basisdeel; ook toezending van medicijnen/hulpmiddelen en medisch advies hulpdienst. |
| Emergency dental care abroad Read automatically, not yet checkedName used by the insurer: Mondzorg bij spoed in het buitenland | €250 | 100% | Unlimited | calendar year, per person | Spoedeisende tandzorg in het buitenland; vanaf 18 jaar. |
| Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij ziekte | Unlimited | 100% | Unlimited | calendar year, per person | |
| Assistance and emergency centre abroad Read automatically, not yet checkedName used by the insurer: Communicatiekosten (buitenland) | €350 | 100% | Unlimited | calendar year, per person | Communicatiekosten rond zorg in het buitenland. |
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Preventie voor reizen naar het buitenland | €250 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve en psychosociale zorg | €500 | 100% | Unlimited | calendar year, per person | Up to €50.00 per treatmentShared with Homeopathic and anthroposophic remediesBehandelingen (max € 50 per dag) en alternatieve medicijnen delen één jaarbudget. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie medicijnen en spiraaltje | €200 | 100% | Unlimited | calendar year, per person | Eén budget voor pil en spiraaltje samen; vanaf 21 jaar. |
| Wettelijke eigen bijdrage GVS anticonceptieExtra lineunder Contraception Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Eigen bijdrage voor anticonceptiemiddelen volledig vergoed; tot en met 20 jaar. |
| Therapeutic camp Read automatically, not yet checked | €200 | 100% | Unlimited | calendar year, per person | Tot en met 17 jaar. |
| Childcare when a parent is ill Read automatically, not yet checkedName used by the insurer: Kinderopvang bij opname ouder | €200 | 100% | Unlimited | calendar year, per policy | Budget per gezin; vergoeding vanaf de tiende opnamedag. |
| Pregnancy and childbirth course Read automatically, not yet checkedName used by the insurer: Bevallingscursus | €200 | 100% | Unlimited | calendar year, per person | |
| Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Eigen bijdrage poliklinische bevalling | Unlimited | 100% | Unlimited | calendar year, per person | |
| Lactation consultant Read automatically, not yet checkedName used by the insurer: Advies bij borstvoeding (lactatiekundige zorg) | €200 | 100% | Unlimited | calendar year, per person | |
| Maternity care co-payment Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage kraamzorg | Unlimited | 100% | Unlimited | calendar year, per person | |
| Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Couveuse nazorg | Unlimited | 100% | 15 | calendar year, per person | Maximaal 15 uur. |
| Extra kraamzorg bij medische noodzaakExtra lineunder Extra and postponed maternity care Read automatically, not yet checked | Unlimited | 100% | 5 | calendar year, per person | Maximaal 5 dagen van elk hooguit 3 uur. |
| Kraamzorg of instructie bij adoptieExtra lineunder Extra and postponed maternity care Read automatically, not yet checked | Unlimited | 100% | 3 | calendar year, per person | Maximaal 3 dagen van elk hooguit 3 uur. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Additional psychological support Read automatically, not yet checkedName used by the insurer: Traumaverwerking bij arbeidsgerelateerde gebeurtenis | Unlimited | 100% | Unlimited | calendar year, per person | |
| Flu vaccination Read automatically, not yet checkedName used by the insurer: Griepprik | Unlimited | 100% | 1 | calendar year, per person | Eén keer per jaar. |
| Diet and lifestyle advice Read automatically, not yet checkedName used by the insurer: Voedingsadvies | €200 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Transport after death Read automatically, not yet checkedName used by the insurer: Vervoer stoffelijk overschot | €6,000 | 100% | Unlimited | calendar year, per person | Vervoer van het stoffelijk overschot vanuit het buitenland. |
| Wig and hairpiece Read automatically, not yet checkedName used by the insurer: Hoofdbedekking anders dan pruik | €75 | 100% | Unlimited | calendar year, per person | |
| Medical aids (supplementary) Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage en meerkosten hulpmiddelen | €500 | 100% | Unlimited | calendar year, per person | Eigen bijdrage of bedrag boven de maximale vergoeding uit de basisverzekering voor hulpmiddelen. |
| Persoonsalarmering op sociale indicatieExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €200 | 100% | Unlimited | calendar year, per person | Aansluit- en abonnementskosten. |
| ThuisbewakingsmonitorExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | one-off, per person | Maximaal 12 maanden, eenmalig per verzekerde. |
| Braces en bandagesExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €150 | 100% | Unlimited | calendar year, per person | |
| Alarmering bij epilepsie en redressiehelmExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Beide volledig vergoed zonder maximumbedrag. |
| Bedwetting alarm Read automatically, not yet checkedName used by the insurer: Plaswekker (aankoop of huur) | Unlimited | 100% | Unlimited | one-off, per person | Keuze tussen volledige aankoop of maximaal 4 maanden huur, eenmalig per verzekerde. |
| Orthopaedic insoles Read automatically, not yet checkedName used by the insurer: Steunzolen en voetzorghulpmiddelen | €150 | 100% | Unlimited | calendar year, per person | Steunzolen en voetzorghulpmiddelen samen. |
| Post-mastectomy bra and swimwear Read automatically, not yet checkedName used by the insurer: Prothese-bh en prothesezwemkleding | €90 | 100% | Unlimited | one-off, per person | Eenmalig per verzekerde. |
| Courses and coaching for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgcursus | €150 | 100% | Unlimited | one-off, per person | Eenmalig per verzekerde. |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgvervanging | €2,000 | 100% | Unlimited | calendar year, per person | |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar | Unlimited | 100% | 7 | one-off, per person | Maximaal 7 uur, eenmalig per verzekerde. |
| Medicine co-payments and non-covered medicines Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage GVS overige medicijnen | €150 | 100% | Unlimited | calendar year, per person | Geldt voor alle geneesmiddelen behalve anticonceptie. |
| Sterilisation Read automatically, not yet checkedName used by the insurer: Sterilisatie (eileiders) | €1,250 | 100% | Unlimited | calendar year, per person | Eigen risico kan gelden voor vooronderzoek, nacontrole of labwerk buiten de DBC; vanaf 18 jaar. |
| Sterilisatie (zaadleiders)Extra lineunder Sterilisation Read automatically, not yet checked | €400 | 100% | Unlimited | calendar year, per person | Eigen risico kan gelden voor vooronderzoek, nacontrole of labwerk buiten de DBC; vanaf 18 jaar. |
| Plastic surgery Read automatically, not yet checkedName used by the insurer: Flapoorcorrectie | Unlimited | 100% | Unlimited | one-off, per person | Eenmalig per verzekerde; eigen risico kan gelden voor onderzoeken buiten de DBC. |
| Menopause consultant Read automatically, not yet checkedName used by the insurer: Consult bij (borst)kanker en consult of e-healthtraject bij overgang/PMS | €200 | 100% | Unlimited | calendar year, per person | |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Logeerkosten | €200 | 100% | Unlimited | calendar year, per person | |
| Recovery stay and care hotel Read automatically, not yet checkedName used by the insurer: Herstellingsoord | €1,000 | 100% | Unlimited | calendar year, per person | |
| Hospice and palliative care Read automatically, not yet checkedName used by the insurer: Eigen bijdrage verblijf in een hospice | €1,000 | 100% | Unlimited | calendar year, per person | Up to €30.00 per treatmentMaximaal € 30 per dag. |
| Patient transport and its co-payment Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage ziekenvervoer | Unlimited | 100% | Unlimited | calendar year, per person | Volledige vergoeding van de wettelijke eigen bijdrage voor vervoer per auto, taxi, openbaar vervoer of ander vervoer. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 years and older | €54.75 | €657.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 2)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 3)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 4)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 5)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 6)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 7)
- Premium overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026)