NN Instap by Nationale-Nederlanden (2026)
NN Instap is a supplementary insurance from Nationale-Nederlanden for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
Summary
NN entry-level package (with Zorg Vrij) with 5 physio/exercise therapy sessions, extensive emergency assistance abroad and informal-carer support. Also contraception and dental care after an accident.
Only available together with basic insurance from Nationale-Nederlanden.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie | Unlimited | 100% | 5 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Samen per jaar, plus 1 screeningszitting per aandoening; zonder contract 75% van het gemiddeld afgesproken tarief. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Mondzorg bij ongeval | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Maximum geldt per ongeval. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedzorg in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Buiten Nederland of woonland; 100% van het gedeclareerde tarief incl. basisdeel; ook toezending van medicijnen en hulpmiddelen. |
| Emergency dental care abroad Read automatically, not yet checkedName used by the insurer: Mondzorg bij spoed in het buitenland | €250 | 100% | Unlimited | calendar year, per person | Vanaf 18 jaar. |
| Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij ziekte | Unlimited | 100% | Unlimited | calendar year, per person | |
| Assistance and emergency centre abroad Read automatically, not yet checkedName used by the insurer: Medisch advies door hulpdienst | Unlimited | 100% | Unlimited | calendar year, per person | Medisch advies via de hulpdienst bij zorg in het buitenland. |
| Communicatiekosten (buitenland)Extra lineunder Assistance and emergency centre abroad Read automatically, not yet checked | €350 | 100% | Unlimited | calendar year, per person | Communicatiekosten bij zorg in het buitenland. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie medicijnen en spiraaltje | €200 | 100% | Unlimited | calendar year, per person | Vanaf 21 jaar € 200 per jaar voor pil en spiraaltje samen; tot en met 20 jaar wettelijke eigen bijdrage GVS volledig. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Transport after death Read automatically, not yet checkedName used by the insurer: Vervoer stoffelijk overschot | €6,000 | 100% | Unlimited | per event (accident, birth), per person | Vervoer van het stoffelijk overschot vanuit het buitenland; maximum per overlijden. |
| Courses and coaching for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgcursus | €150 | 100% | Unlimited | one-off, per person | Eenmaal per verzekerde. |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgvervanging | €400 | 100% | Unlimited | calendar year, per person | |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar | Unlimited | 100% | 7 | one-off, per person | Maximaal 7 uur, eenmaal per verzekerde. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 years and older | €8.95 | €107.40 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 2)
- Premium overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026)