NN Start by Nationale-Nederlanden (2026)
NN Start is a supplementary insurance from Nationale-Nederlanden for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
Summary
NN starter package (with Zorg Vrij) with 6 physio/exercise therapy sessions, cover abroad, aids, informal-carer support and broad prevention and maternity cover. Also denture co-payment, crowns for children and dental care after an…
Only available together with basic insurance from Nationale-Nederlanden.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Occupational therapy Read automatically, not yet checked | Unlimited | 100% | 2 | calendar year, per person | Tot en met 17 jaar 2 uur per jaar bovenop de basisverzekering; daarnaast 2 uur instructie aan mantelzorgers. |
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie | Unlimited | 100% | 6 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Samen per jaar, plus 1 screeningszitting per aandoening; zonder contract 75% van het gemiddeld afgesproken tarief. |
| Skin therapy Read automatically, not yet checkedName used by the insurer: Acnebehandeling | €200 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dentures and denture co-payment Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage volledig boven- en/of ondergebit | €200 | 100% | Unlimited | calendar year, per person | Vanaf 18 jaar. |
| Crowns, bridges and implants Read automatically, not yet checkedName used by the insurer: Kroon, brug en inlay | €500 | 100% | Unlimited | calendar year, per person | Tot en met 17 jaar. |
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Mondzorg bij ongeval | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Maximum geldt per ongeval. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedzorg in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Buiten Nederland of woonland; 100% van het gedeclareerde tarief incl. basisdeel; ook toezending van medicijnen en hulpmiddelen. |
| Emergency dental care abroad Read automatically, not yet checkedName used by the insurer: Mondzorg bij spoed in het buitenland | €250 | 100% | Unlimited | calendar year, per person | Vanaf 18 jaar. |
| Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij ziekte | Unlimited | 100% | Unlimited | calendar year, per person | |
| Assistance and emergency centre abroad Read automatically, not yet checkedName used by the insurer: Medisch advies door hulpdienst | Unlimited | 100% | Unlimited | calendar year, per person | Medisch advies via de hulpdienst bij zorg in het buitenland. |
| Communicatiekosten (buitenland)Extra lineunder Assistance and emergency centre abroad Read automatically, not yet checked | €350 | 100% | Unlimited | calendar year, per person | Communicatiekosten bij zorg in het buitenland. |
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Preventie voor reizen naar het buitenland | €250 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie medicijnen en spiraaltje | €200 | 100% | Unlimited | calendar year, per person | Vanaf 21 jaar € 200 per jaar voor pil en spiraaltje samen; tot en met 20 jaar wettelijke eigen bijdrage GVS volledig. |
| Therapeutic camp Read automatically, not yet checked | €200 | 100% | Unlimited | calendar year, per person | Tot en met 17 jaar; document noemt geen periode. |
| Childcare when a parent is ill Read automatically, not yet checkedName used by the insurer: Kinderopvang bij opname ouder | €200 | 100% | Unlimited | calendar year, per policy | Budget per gezin; vanaf de 10e opnamedag. |
| Pregnancy and childbirth course Read automatically, not yet checkedName used by the insurer: Bevallingscursus | €200 | 100% | Unlimited | calendar year, per person | |
| Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Eigen bijdrage poliklinische bevalling | €150 | 100% | Unlimited | per event (accident, birth), per person | Maximum per bevalling (document noemt geen periode). |
| Lactation consultant Read automatically, not yet checkedName used by the insurer: Advies bij borstvoeding (lactatiekundige zorg) | €200 | 100% | Unlimited | calendar year, per person | |
| Maternity care co-payment Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage kraamzorg | €150 | 100% | Unlimited | calendar year, per person | |
| Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Extra kraamzorg bij medische noodzaak | Unlimited | 100% | 5 | per event (accident, birth), per person | Max. 5 dagen van 3 uur; ook couveusenazorg en kraamzorg na opname (15 uur) en bij adoptie (3 dagen). |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Additional psychological support Read automatically, not yet checkedName used by the insurer: Traumaverwerking bij arbeidsgerelateerde gebeurtenis | Unlimited | 100% | Unlimited | calendar year, per person | |
| Flu vaccination Read automatically, not yet checkedName used by the insurer: Griepprik | Unlimited | 100% | 1 | calendar year, per person | Maximaal 1 keer per jaar. |
| Diet and lifestyle advice Read automatically, not yet checkedName used by the insurer: Voedingsadvies | €200 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Transport after death Read automatically, not yet checkedName used by the insurer: Vervoer stoffelijk overschot | €6,000 | 100% | Unlimited | per event (accident, birth), per person | Vervoer van het stoffelijk overschot vanuit het buitenland; maximum per overlijden. |
| Medical aids (supplementary) Read automatically, not yet checkedName used by the insurer: Persoonsalarmering op sociale indicatie | €100 | 100% | Unlimited | calendar year, per person | Aansluit- en abonnementskosten. |
| ThuisbewakingsmonitorExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | one-off, per person | Maximaal 12 maanden, eenmaal per verzekerde. |
| Braces en bandagesExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €150 | 100% | Unlimited | calendar year, per person | |
| RedressiehelmExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Volledig vergoed. |
| TENSExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | per event (accident, birth), per person | TENS-apparaat rond de bevalling voor 6 weken. |
| Bedwetting alarm Read automatically, not yet checkedName used by the insurer: Plaswekker (aankoop of huur) | Unlimited | 100% | Unlimited | one-off, per person | Keuze: aankoop volledig of maximaal 4 maanden huur, eenmaal per verzekerde. |
| Post-mastectomy bra and swimwear Read automatically, not yet checkedName used by the insurer: Prothese-bh en prothese zwemkleding | €90 | 100% | Unlimited | one-off, per person | Eenmaal per verzekerde. |
| Courses and coaching for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgcursus | €150 | 100% | Unlimited | one-off, per person | Eenmaal per verzekerde. |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgvervanging | €500 | 100% | Unlimited | calendar year, per person | |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar | Unlimited | 100% | 7 | one-off, per person | Maximaal 7 uur, eenmaal per verzekerde. |
| Menopause consultant Read automatically, not yet checkedName used by the insurer: Consult bij (borst)kanker en consult of e-healthtraject bij overgang/PMS | €200 | 100% | Unlimited | calendar year, per person | |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Logeerkosten | €200 | 100% | Unlimited | calendar year, per person | |
| Logeerkosten Villa ExpertCareExtra lineunder Guest house and travel costs for visitors Read automatically, not yet checked | €200 | 100% | Unlimited | calendar year, per person | Tot en met 17 jaar. |
| Recovery stay and care hotel Read automatically, not yet checkedName used by the insurer: Herstellingsoord | €250 | 100% | Unlimited | calendar year, per person |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 years and older | €13.50 | €162.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 2)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 3)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026, page 4)
- Premium overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026)