OHRA Aanvullend by OHRA (2026)
OHRA Aanvullend is a supplementary insurance from OHRA for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
Restitution-based supplementary cover with, among other things, 9 physiotherapy or exercise therapy sessions, EUR 200 for alternative care, cover abroad and allowances for skin therapy, aids and informal care. Children up to 17 get crowns…
Only available together with basic insurance from OHRA.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Occupational therapy Read automatically, not yet checked | Unlimited | 100% | 2 | calendar year, per person | Tot en met 17 jaar; maximaal 2 uur per jaar bovenop de basisverzekering, die eerst wordt aangesproken. |
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie | Unlimited | 100% | 9 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Fysio- en oefentherapie delen één maximum aantal behandelingen per jaar. |
| Screening voorafgaand aan fysiotherapie en oefentherapieExtra lineunder Physiotherapy Read automatically, not yet checked | Unlimited | 100% | 1 | per event (accident, birth), per person | Shared with Exercise therapy (Cesar/Mensendieck)Eén screeningszitting per aandoening. |
| Hair removal for excessive hair growth Read automatically, not yet checkedName used by the insurer: Ontharing | €100 | 100% | Unlimited | calendar year, per person | |
| Skin therapy Read automatically, not yet checkedName used by the insurer: Acnebehandeling | €50 | 100% | Unlimited | calendar year, per person | |
| Camouflage therapy Read automatically, not yet checked | €50 | 100% | Unlimited | one-off, per person | Eenmaal per verzekerde. |
| Podiatry Read automatically, not yet checkedName used by the insurer: Algemene voetzorg (podologie en podotherapie) | €50 | 100% | Unlimited | calendar year, per person | Geldt voor podologie en podotherapie. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Crowns, bridges and implants Read automatically, not yet checkedName used by the insurer: Kroon, brug en inlay (R-code) | €500 | 100% | Unlimited | calendar year, per person | Alleen tot en met 17 jaar. |
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Mondzorg bij ongeval | €20,000 | 100% | Unlimited | per event (accident, birth), per person | Het maximum geldt per ongeval. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedzorg in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Buiten Nederland of het woonland wordt het volledige gedeclareerde tarief vergoed, inclusief het deel uit de basisverzekering. |
| Emergency dental care abroad Read automatically, not yet checkedName used by the insurer: Mondzorg bij spoed in het buitenland | €250 | 100% | Unlimited | calendar year, per person | Spoedeisende tandzorg in het buitenland, vanaf 18 jaar. |
| Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij ziekte | Unlimited | 100% | Unlimited | calendar year, per person | |
| Assistance and emergency centre abroad Read automatically, not yet checkedName used by the insurer: Toezending medicijnen en hulpmiddelen (buitenland) | Unlimited | 100% | Unlimited | calendar year, per person | |
| Communicatiekosten (buitenland)Extra lineunder Assistance and emergency centre abroad Read automatically, not yet checked | €350 | 100% | Unlimited | calendar year, per person | |
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Preventie voor reizen naar het buitenland | €250 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve en psychosociale zorg | €200 | 100% | Unlimited | calendar year, per person | Up to €40.00 per treatmentShared with Homeopathic and anthroposophic remediesAlternatieve en psychosociale behandelingen tot € 40 per dag plus alternatieve medicijnen, samen binnen het jaarmaximum. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie medicijnen en spiraaltje | €200 | 100% | Unlimited | calendar year, per person | Vanaf 21 jaar; één maximum voor medicijnen en spiraaltje samen. |
| Wettelijke eigen bijdrage GVS voor anticonceptie medicijnenExtra lineunder Contraception Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Tot en met 20 jaar; de wettelijke eigen bijdrage wordt volledig vergoed. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Additional psychological support | No general coverage, only the extra lines below. | ||||
| Lichttherapie bij winterdepressieExtra lineunder Additional psychological support Read automatically, not yet checked | €100 | 100% | Unlimited | calendar year, per person | |
| Flu vaccination Read automatically, not yet checkedName used by the insurer: Griepprik | Unlimited | 100% | 1 | calendar year, per person | |
| Diet and lifestyle advice Read automatically, not yet checkedName used by the insurer: Voedingsadvies | €100 | 100% | Unlimited | calendar year, per person | |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Transport after death Read automatically, not yet checkedName used by the insurer: Vervoer stoffelijk overschot | Unlimited | 100% | Unlimited | calendar year, per person | Onderdeel van de dekking in het buitenland. |
| Medical aids (supplementary) | No general coverage, only the extra lines below. | ||||
| Braces en bandagesExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €150 | 100% | Unlimited | calendar year, per person | |
| RedressiehelmExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| Post-mastectomy bra and swimwear Read automatically, not yet checkedName used by the insurer: Prothese-bh en prothese zwemkleding | €90 | 100% | Unlimited | one-off, per person | Eenmaal per verzekerde. |
| Courses and coaching for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgcursus | €150 | 100% | Unlimited | one-off, per person | Eenmaal per verzekerde. |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgvervanging | €500 | 100% | Unlimited | calendar year, per person | |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar | Unlimited | 100% | 7 | one-off, per person | Hooguit 7 uur, eenmaal per verzekerde. |
| Medicine co-payments and non-covered medicines Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage GVS voor alle medicijnen (behalve anticonceptie) | €25 | 100% | Unlimited | calendar year, per person | |
| Recovery stay and care hotel Read automatically, not yet checkedName used by the insurer: Herstellingsoord | €250 | 100% | Unlimited | calendar year, per person | |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 years and older | €15.85 | €190.20 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview OHRA 2026 (Retrieved on 28 October 2026)
- Coverage overview OHRA 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview OHRA 2026 (Retrieved on 28 October 2026, page 2)
- Coverage overview OHRA 2026 (Retrieved on 28 October 2026, page 3)
- Premium overview OHRA 2026 (Retrieved on 28 October 2026)