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OHRA Extra Aanvullend by OHRA (2026)

OHRA Extra Aanvullend is a supplementary insurance from OHRA for 2026.

Package type
Supplementary insurance
Acceptance
Everyone is accepted
Waiting period
No waiting period
Child
Children under 18 are covered free of charge if a parent has this package.

Summary

More extensive restitution-based supplementary cover with 12 physiotherapy or exercise therapy sessions, EUR 350 for alternative care, cover abroad, orthodontics and extra allowances for aids, transport and maternity care. Dietetics,…

Only available together with basic insurance from OHRA.

What this package covers

I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.

Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.

Allied health care
Care Maximum Percentage Number Per Conditions
Dietetics Read automatically, not yet checked €100 100% Unlimited calendar year, per person Bovenop de basisverzekering, die eerst wordt aangesproken.
Occupational therapy Read automatically, not yet checked Unlimited 100% 2 calendar year, per person Tot en met 17 jaar; maximaal 2 uur per jaar bovenop de basisverzekering, die eerst wordt aangesproken.
Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie Unlimited 100% 12 calendar year, per person Shared with Exercise therapy (Cesar/Mensendieck)Fysio- en oefentherapie delen één maximum aantal behandelingen per jaar.
Screening voorafgaand aan fysiotherapie en oefentherapieExtra lineunder Physiotherapy Read automatically, not yet checked Unlimited 100% 1 per event (accident, birth), per person Shared with Exercise therapy (Cesar/Mensendieck)Eén screeningszitting per aandoening.
Hair removal for excessive hair growth Read automatically, not yet checkedName used by the insurer: Ontharing €150 100% Unlimited calendar year, per person
Skin therapy Read automatically, not yet checkedName used by the insurer: Acnebehandeling €100 100% Unlimited calendar year, per person
Camouflage therapy Read automatically, not yet checked €100 100% Unlimited one-off, per person Eenmaal per verzekerde.
Podiatry Read automatically, not yet checkedName used by the insurer: Algemene voetzorg (podologie en podotherapie) €100 100% Unlimited calendar year, per person Geldt voor podologie en podotherapie.
Dental care
Care Maximum Percentage Number Per Conditions
Crowns, bridges and implants Read automatically, not yet checkedName used by the insurer: Kroon, brug en inlay (R-code) €500 100% Unlimited calendar year, per person Alleen tot en met 17 jaar.
Orthodontics for children (under 18) Read automatically, not yet checkedName used by the insurer: Orthodontie (tot en met 17 jaar) €1,000 70% Unlimited duration of the insurance, per person Tot en met 17 jaar; wachttijd van 365 dagen; maximum geldt zolang u dit pakket heeft.
Orthodontics for adults (18 and older) Read automatically, not yet checked €250 100% Unlimited duration of the insurance, per person Vanaf 18 jaar; maximum geldt zolang u dit pakket heeft.
Dental care after an accident Read automatically, not yet checkedName used by the insurer: Mondzorg bij ongeval €20,000 100% Unlimited per event (accident, birth), per person Het maximum geldt per ongeval.
Abroad
Care Maximum Percentage Number Per Conditions
Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedzorg in het buitenland Unlimited 100% Unlimited calendar year, per person Buiten Nederland of het woonland wordt het volledige gedeclareerde tarief vergoed, inclusief het deel uit de basisverzekering.
Emergency dental care abroad Read automatically, not yet checkedName used by the insurer: Mondzorg bij spoed in het buitenland €250 100% Unlimited calendar year, per person Spoedeisende tandzorg in het buitenland, vanaf 18 jaar.
Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij ziekte Unlimited 100% Unlimited calendar year, per person
Assistance and emergency centre abroad Read automatically, not yet checkedName used by the insurer: Toezending medicijnen en hulpmiddelen (buitenland) Unlimited 100% Unlimited calendar year, per person
Communicatiekosten (buitenland)Extra lineunder Assistance and emergency centre abroad Read automatically, not yet checked €350 100% Unlimited calendar year, per person
Travel vaccinations Read automatically, not yet checkedName used by the insurer: Preventie voor reizen naar het buitenland €250 100% Unlimited calendar year, per person
Alternative care
Care Maximum Percentage Number Per Conditions
Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve en psychosociale zorg €350 100% Unlimited calendar year, per person Up to €40.00 per treatmentShared with Homeopathic and anthroposophic remediesAlternatieve en psychosociale behandelingen tot € 40 per dag plus alternatieve medicijnen, samen binnen het jaarmaximum.
Family
Care Maximum Percentage Number Per Conditions
Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie medicijnen en spiraaltje €200 100% Unlimited calendar year, per person Vanaf 21 jaar; één maximum voor medicijnen en spiraaltje samen.
Wettelijke eigen bijdrage GVS voor anticonceptie medicijnenExtra lineunder Contraception Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Tot en met 20 jaar; de wettelijke eigen bijdrage wordt volledig vergoed.
Pregnancy and childbirth course Read automatically, not yet checkedName used by the insurer: Bevallingscursus €100 100% Unlimited calendar year, per person
Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Eigen bijdrage poliklinische bevalling €200 100% Unlimited calendar year, per person
Lactation consultant Read automatically, not yet checkedName used by the insurer: Advies bij borstvoeding (lactatiekundige zorg) €100 100% Unlimited calendar year, per person
Maternity care co-payment Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage kraamzorg €200 100% Unlimited calendar year, per person
Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Kraamzorg of instructie bij adoptie Unlimited 100% 3 calendar year, per person Hooguit 3 dagen van elk maximaal 3 uur.
Prevention and lifestyle
Care Maximum Percentage Number Per Conditions
Additional psychological supportNo general coverage, only the extra lines below.
Lichttherapie bij winterdepressieExtra lineunder Additional psychological support Read automatically, not yet checked €150 100% Unlimited calendar year, per person
Traumaverwerking bij arbeidsgerelateerde gebeurtenisExtra lineunder Additional psychological support Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Alleen voor het verwerken van een trauma na een gebeurtenis op het werk.
Flu vaccination Read automatically, not yet checkedName used by the insurer: Griepprik Unlimited 100% 1 calendar year, per person
Diet and lifestyle advice Read automatically, not yet checkedName used by the insurer: Voedingsadvies €150 100% Unlimited calendar year, per person
Medical aids and other
Care Maximum Percentage Number Per Conditions
Transport after death Read automatically, not yet checkedName used by the insurer: Vervoer stoffelijk overschot Unlimited 100% Unlimited calendar year, per person Onderdeel van de dekking in het buitenland.
Medical aids (supplementary) Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage en/of bedrag boven maximale vergoeding basisverzekering voor hulpmiddelen €250 100% Unlimited calendar year, per person Voor de wettelijke eigen bijdrage of het deel boven wat de basisverzekering voor hulpmiddelen maximaal vergoedt.
Braces en bandagesExtra lineunder Medical aids (supplementary) Read automatically, not yet checked €150 100% Unlimited calendar year, per person
Alarmering bij epilepsieExtra lineunder Medical aids (supplementary) Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person
Wig and hairpieceNo general coverage, only the extra lines below.
Hoofdbedekking anders dan pruikExtra lineunder Wig and hairpiece Read automatically, not yet checked €75 100% Unlimited calendar year, per person
Bedwetting alarm Read automatically, not yet checkedName used by the insurer: Plaswekker (aankoop of huur) Unlimited 100% Unlimited one-off, per person Keuze tussen volledige aankoop of hooguit 4 maanden huur, eenmaal per verzekerde.
Orthopaedic insoles Read automatically, not yet checkedName used by the insurer: Steunzolen en voetzorg hulpmiddelen €100 100% Unlimited calendar year, per person Eén maximum voor steunzolen en voetzorghulpmiddelen samen.
Post-mastectomy bra and swimwear Read automatically, not yet checkedName used by the insurer: Prothese-bh en prothese zwemkleding €90 100% Unlimited one-off, per person Eenmaal per verzekerde.
Courses and coaching for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgcursus €150 100% Unlimited one-off, per person Eenmaal per verzekerde.
Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgvervanging €1,000 100% Unlimited calendar year, per person
Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar Unlimited 100% 7 one-off, per person Hooguit 7 uur, eenmaal per verzekerde.
Medicine co-payments and non-covered medicines Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage GVS voor alle medicijnen (behalve anticonceptie) €50 100% Unlimited calendar year, per person
Recovery stay and care hotel Read automatically, not yet checkedName used by the insurer: Herstellingsoord €500 100% Unlimited calendar year, per person
Hospice and palliative care Read automatically, not yet checkedName used by the insurer: Eigen bijdrage verblijf in een hospice €500 100% Unlimited calendar year, per person
Patient transport and its co-payment Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage van ziekenvervoer Unlimited 100% Unlimited calendar year, per person Voor vervoer per auto, taxi, openbaar vervoer (2e klas) of ander vervoer.

Premium by age

The premium for supplementary insurance may depend on your age on 1 January.

Premium by age
Age Per month Per year
18 years and older€27.25€327.00

Changes since 2025

This policy is new in 2026.

Sources

  1. Coverage overview OHRA 2026 (Retrieved on 28 October 2026)
  2. Coverage overview OHRA 2026 (Retrieved on 28 October 2026, page 1)
  3. Coverage overview OHRA 2026 (Retrieved on 28 October 2026, page 2)
  4. Coverage overview OHRA 2026 (Retrieved on 28 October 2026, page 3)
  5. Coverage overview OHRA 2026 (Retrieved on 28 October 2026, page 4)
  6. Coverage overview OHRA 2026 (Retrieved on 28 October 2026, page 5)
  7. Premium overview OHRA 2026 (Retrieved on 28 October 2026)