Skip to content

ONVZ OntzorgPlus by ONVZ (2026)

ONVZ OntzorgPlus is a supplementary insurance from ONVZ for 2026.

Package type
Supplementary insurance
Acceptance
Everyone is accepted
Waiting period
No waiting period
Child
Children under 18 are covered free of charge if a parent has this package.

VGZ becomes the risk carrier of ONVZ on 1 January 2027.The ONVZ brand stays. From then on VGZ carries the financial risk and buys the care, so the contracted care providers may change. The ACM approved this on 18 December 2025.

Source: Merger decision VGZ and ONVZ (ACM, Dutch)

Summary

ONVZ Vrije Keuze module offering practical and financial support after a serious accident or serious diagnosis.

Also available without basic insurance from ONVZ.

What this package covers

I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.

Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.

Dental care
Care Maximum Percentage Number Per Conditions
Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandheelkundige zorg na een ongeval €10,000 100% Unlimited calendar year, per person
Prevention and lifestyle
Care Maximum Percentage Number Per Conditions
Exercise programme and medical fitness Read automatically, not yet checkedName used by the insurer: Beweegprogramma's Unlimited 100% Unlimited calendar year, per person Volledig, alleen voor beweegprogramma's bij en na kanker.
Medical aids and other
Care Maximum Percentage Number Per Conditions
Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Vervangende mantelzorg Unlimited 100% Unlimited calendar year, per person Maximaal 2 weken bij spoedopname na een ernstig ongeval of het vaststellen van een ernstige aandoening.
Huishoudelijke hulpExtra lineunder Respite care for informal carers Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Hulp in de eerste week na spoedopname door een ernstig ongeval of ernstige aandoening.
Medical aids (supplementary)No general coverage, only the extra lines below.
OntzorgPlus: aanpassing in woning of vervoerExtra lineunder Medical aids (supplementary) Read automatically, not yet checked €100,000 100% 1 duration of the insurance, per person Eenmalig: € 100.000 voor woningaanpassing of € 40.000 voor aanpassing van het vervoermiddel.
Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Verblijf in een logeerhuis Unlimited 100% Unlimited calendar year, per person Volledige vergoeding voor logeren van ouders of een gezinslid tijdens een opname, tot een jaar na het ongeval of de diagnose.
Legal assistance for injury or medical errors Read automatically, not yet checkedName used by the insurer: Verhaalsbijstand bij letselschade €12,500 100% Unlimited per event (accident, birth), per person Voor advocaat of schaderegelingsbureau via ONVZ; maximum geldt per ongeval.
Patient transport and its co-payment Read automatically, not yet checkedName used by the insurer: Ziekenvervoer Unlimited 100% Unlimited calendar year, per person Eigen bijdrage voor auto of taxi naar een ver ziekenhuis, binnen 1 jaar na ernstig ongeval of diagnose.

Premium by age

The premium for supplementary insurance may depend on your age on 1 January.

Premium by age
Age Per month Per year
0 to 17 years€0.00€0.00
18 years and older€4.84€58.08

Changes since 2025

This policy is new in 2026.

Sources

  1. Coverage overview ONVZ 2026 (Retrieved on 28 October 2026)
  2. Coverage overview ONVZ 2026 (Retrieved on 28 October 2026, page 44)
  3. Coverage overview ONVZ 2026 (Retrieved on 28 October 2026, page 45)
  4. Premium overview ONVZ 2026 (Retrieved on 28 October 2026)