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Vrije Keuze Superfit by ONVZ (2026)

Vrije Keuze Superfit is a supplementary insurance from ONVZ for 2026.

Package type
Supplementary insurance
Acceptance
You fill in a health questionnaire
Waiting period
No waiting period
Cancellation
Jaarlijks per 1 januari op te zeggen; de opzegging moet uiterlijk 31 januari binnen zijn.

VGZ becomes the risk carrier of ONVZ on 1 January 2027.The ONVZ brand stays. From then on VGZ carries the financial risk and buys the care, so the contracted care providers may change. The ACM approved this on 18 December 2025.

Source: Merger decision VGZ and ONVZ (ACM, Dutch)

Summary

ONVZ's most extensive Vrije Keuze supplementary plan, including physiotherapy, dental care up to 1,600 euros, orthodontics and alternative care. OntzorgPlus, Wereldfit and Zorgplan are included.

Also available without basic insurance from ONVZ.

What this package covers

I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.

Allied health care
Care Maximum Percentage Number Per Conditions
Physiotherapy Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Shared with Exercise therapy (Cesar/Mensendieck)Inclusief oefen-, oedeem- en manuele therapie; manuele therapie hooguit 18 behandelingen. Zonder contract beperkte vergoeding.
Dental care
Care Maximum Percentage Number Per Conditions
Dentist: check-ups and prevention Read automatically, not yet checkedName used by the insurer: Tandarts €1,600 100% Unlimited calendar year, per person Shared with Dentist: treatments, Crowns, bridges and implantsVanaf 18 jaar; onder meer controle, gebitsreiniging, wortelkanaalbehandeling, kronen en bruggen.
Orthodontics for children (under 18) Read automatically, not yet checkedName used by the insurer: Orthodontie Unlimited 100% Unlimited calendar year, per person Verzekerden tot 18 jaar.
Orthodontics for adults (18 and older) Read automatically, not yet checkedName used by the insurer: Orthodontie Unlimited 100% Unlimited calendar year, per person Verzekerden van 18 jaar en ouder.
Vision and hearing
Care Maximum Percentage Number Per Conditions
Glasses and contact lenses Read automatically, not yet checked €300 100% Unlimited 2 calendar years, per person Shared with Laser eye surgeryPer 2 aansluitende kalenderjaren.
Abroad
Care Maximum Percentage Number Per Conditions
Emergency care abroad Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Aanvulling op de basis tot het buitenlandse wettelijke of marktconforme tarief; verblijf hooguit 1 jaar; bij opname Zorgassistance bellen.
Planned care abroad Read automatically, not yet checkedName used by the insurer: Waar ben ik gedekt? Unlimited 100% Unlimited calendar year, per person Planbare ziekenhuiszorg in EU-, EER- of verdragsland: hooguit tweemaal wat de basis in Nederland zou vergoeden.
Travel vaccinations Read automatically, not yet checkedName used by the insurer: Buitenlandvaccinaties en preventieve geneesmiddelen Unlimited 100% Unlimited calendar year, per person Voor alle ziekterisico's.
Alternative care
Care Maximum Percentage Number Per Conditions
Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve zorg €1,500 100% Unlimited calendar year, per person Up to €75.00 per treatmentShared with Acupuncture, Chiropractic and osteopathy, Homeopathic and anthroposophic remediesBehandelingen en alternatieve geneesmiddelen samen; hooguit 75 euro per behandeldag.
Family
Care Maximum Percentage Number Per Conditions
Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Bevalling en kraamzorg Unlimited 100% Unlimited calendar year, per person Vergoedt de wettelijke eigen bijdrage bij een bevalling zonder medische noodzaak in ziekenhuis of geboortecentrum.
Maternity care co-payment Read automatically, not yet checkedName used by the insurer: Bevalling en kraamzorg Unlimited 100% Unlimited calendar year, per person Vergoedt de wettelijke eigen bijdrage voor kraamzorg.
Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Bevalling en kraamzorg Unlimited 100% Unlimited per event (accident, birth), per person Extra kraamzorg bovenop de basis, per bevalling.
Pregnancy and childbirth course Read automatically, not yet checkedName used by the insurer: Zwangerschapscursus Unlimited 100% Unlimited calendar year, per person Bedrag niet genoemd op de kaart.
Maternity pack Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Bedrag niet genoemd op de kaart.
Lactation consultant Read automatically, not yet checkedName used by the insurer: Borstvoedingsadvies Unlimited 100% Unlimited calendar year, per person Bedrag niet genoemd op de kaart.
Contraception Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Vanaf 21 jaar.
Prevention and lifestyle
Care Maximum Percentage Number Per Conditions
Health check and preventive screening Read automatically, not yet checkedName used by the insurer: Gezondheidscheck Unlimited 100% 1 calendar year, per person Eén persoonlijke gezondheidscheck of sportcheck per jaar.
Sports medical check-up and advice Read automatically, not yet checkedName used by the insurer: Preventief onderzoek €500 50% Unlimited calendar year, per person Ook ander preventief onderzoek; farmacogenetisch onderzoek 100% binnen hetzelfde jaarmaximum van 500 euro.
Medical aids and other
Care Maximum Percentage Number Per Conditions
Recovery stay and care hotel Read automatically, not yet checkedName used by the insurer: Zorghotel €2,500 100% Unlimited calendar year, per person Up to €200.00 per treatmentAlleen in een door ONVZ erkend zorghotel.
Medical aids (supplementary) Read automatically, not yet checkedName used by the insurer: Hulpmiddelen €1,000 100% Unlimited calendar year, per person Voor eigen bijdragen.

Premium by age

The premium for supplementary insurance may depend on your age on 1 January.

Premium by age
Age Per month Per year
0 to 17 years€33.87€406.44
18 years and older€164.52€1,974.24

Changes since 2025

This policy is new in 2026.

Sources

  1. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026)
  2. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page fysiotherapie)
  3. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page brillen-en-contactlenzen)
  4. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page alternatieve-zorg)
  5. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page tandarts)
  6. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page orthodontie)
  7. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page spoedeisende-zorg-in-het-buitenland)
  8. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page bevalling-en-kraamzorg)
  9. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page extra-informatie)
  10. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page gezondheidscheck)
  11. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page waar-ben-ik-gedekt)
  12. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page reventief-onderzoek)
  13. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page zorghotel)
  14. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page anticonceptie)
  15. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page hulpmiddelen)
  16. Coverage overview ONVZ 2026 (Retrieved on 29 October 2026, page buitenlandvaccinaties-en-preventieve-geneesmiddelen)
  17. Premium overview ONVZ 2026 (Retrieved on 28 October 2026)