Basis PZP by PZP Politie Zorgpolis (2026)
Basis PZP is a supplementary insurance from PZP Politie Zorgpolis for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
Supplementary package with 8 physiotherapy sessions, chiropractic, alternative care up to EUR 225 and cover abroad. Also many smaller benefits for aids, skin therapy, prevention, informal care and maternity care.
Only available together with basic insurance from PZP Politie Zorgpolis.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dietetics Read automatically, not yet checked | Unlimited | 100% | 2 | calendar year, per person | 2 behandeluren per jaar bovenop de basisverzekering. |
| Occupational therapy Read automatically, not yet checked | Unlimited | 100% | 2 | calendar year, per person | Tot en met 17 jaar; 2 uur per jaar bovenop de basisverzekering. |
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie | Unlimited | 100% | 8 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Plus 1 screening per aandoening en vanaf 18 jaar 3 extra behandelingen volgens Lijst met aandoeningen; 5 ongebruikte behandelingen meenemen. |
| Hair removal for excessive hair growth Read automatically, not yet checkedName used by the insurer: Ontharing | €300 | 100% | Unlimited | one-off, per person | |
| Skin therapy Read automatically, not yet checkedName used by the insurer: Acnebehandeling | €115 | 100% | Unlimited | calendar year, per person | |
| Camouflage therapy Read automatically, not yet checked | €175 | 100% | Unlimited | calendar year, per person | |
| Stuttering therapy Read automatically, not yet checked | €685 | 100% | Unlimited | one-off, per person | Eenmaal per verzekerde; verblijfskosten max € 15 per dag. |
| Podiatry Read automatically, not yet checkedName used by the insurer: Algemene voetzorg (podologie en podotherapie) | €70 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedzorg in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | EU/EER, Zwitserland en verdragslanden volledig incl. basis; elders eenmaal extra het basistarief. |
| Emergency dental care abroad Read automatically, not yet checkedName used by the insurer: Mondzorg bij spoed in het buitenland | €275 | 100% | Unlimited | calendar year, per person | |
| Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij ziekte | Unlimited | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Chiropractic and osteopathy Read automatically, not yet checkedName used by the insurer: Chiropractie | Unlimited | 100% | 9 | calendar year, per person | Up to €31.00 per treatmentMaximaal 9 behandelingen per jaar, € 31 per dag. |
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve en psychosociale zorg | €225 | 100% | Unlimited | calendar year, per person | Up to €25.00 per treatmentShared with Homeopathic and anthroposophic remediesGezamenlijk jaarmaximum; behandelingen tot € 25 per dag, inclusief alternatieve medicijnen. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie medicijnen en spiraaltje | Unlimited | 100% | Unlimited | calendar year, per person | Vanaf 21 jaar; bij plaatsing van een spiraaltje door een medisch specialist geldt eigen risico. |
| Therapeutic camp Read automatically, not yet checked | Unlimited | 100% | 42 | calendar year, per person | Up to €15.00 per treatmentTot en met 17 jaar; maximaal 42 dagen per jaar, € 15 per dag. |
| Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Eigen bijdrage poliklinische bevalling | Unlimited | 100% | Unlimited | calendar year, per person | |
| Lactation consultant Read automatically, not yet checkedName used by the insurer: Advies bij borstvoeding (lactatiekundige zorg) | €200 | 100% | Unlimited | calendar year, per person | |
| Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Extra kraamzorg, couveuse nazorg en kraamzorg na ziekenhuisopname | Unlimited | 100% | 4 | per event (accident, birth), per person | Extra kraamzorg bij medische noodzaak max 4 dagen; couveusenazorg max 12 uur; kraamzorg na ziekenhuisopname max 6 uur. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Exercise programme and medical fitness Read automatically, not yet checkedName used by the insurer: Zwemmen onder begeleiding van een fysiotherapeut | €114 | 100% | Unlimited | calendar year, per person | |
| Additional psychological support | No general coverage, only the extra lines below. | ||||
| Inloophuis (GGZ)Extra lineunder Additional psychological support Read automatically, not yet checked | €150 | 100% | Unlimited | calendar year, per person | |
| Flu vaccination Read automatically, not yet checkedName used by the insurer: Griepprik | Unlimited | 100% | 1 | calendar year, per person | |
| Sports medical check-up and advice Read automatically, not yet checkedName used by the insurer: Sportmedisch advies | €100 | 100% | Unlimited | calendar year, per person | |
| Preventive courses Read automatically, not yet checkedName used by the insurer: EHBO- of gezondheidscursus | €18 | 50% | Unlimited | calendar year, per person | 50% per cursus, één jaarmaximum voor alle cursussen samen. |
| DiabetescursusExtra lineunder Preventive courses Read automatically, not yet checked | €40 | 100% | Unlimited | one-off, per person | |
| ZelfmanagementcursusExtra lineunder Preventive courses Read automatically, not yet checked | €100 | 100% | Unlimited | one-off, per person | |
| Patient association membership Read automatically, not yet checkedName used by the insurer: Contributie patiëntenvereniging | Unlimited | 100% | 2 | calendar year, per person | Up to €10.00 per treatment€ 10 per vereniging, maximaal 2 verenigingen per jaar. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Medicine co-payments and non-covered medicines | No general coverage, only the extra lines below. | ||||
| Dieetproducten coeliakieExtra lineunder Medicine co-payments and non-covered medicines Read automatically, not yet checked | €250 | 100% | Unlimited | calendar year, per person | |
| Courses and coaching for informal carers Read automatically, not yet checkedName used by the insurer: Instructie aan en begeleiding van mantelzorgers bij ergotherapie | Unlimited | 100% | 2 | calendar year, per person | Maximaal 2 uur per jaar. |
| Wig and hairpiece Read automatically, not yet checkedName used by the insurer: Haarwerk (pruik) of andere hoofdbedekking | €75 | 100% | Unlimited | calendar year, per person | Bovenop de vergoeding uit de basisverzekering. |
| Medical aids (supplementary) | No general coverage, only the extra lines below. | ||||
| Wettelijke eigen bijdrage orthopedische of allergeenvrije schoenenExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Up to €50.00 per treatmentPer paar: tot en met 15 jaar max € 25, vanaf 16 jaar max € 50. |
| DiabetestestmateriaalExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €40 | 100% | Unlimited | calendar year, per person | |
| Thuisbewakingsmonitor in bruikleenExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | one-off, per person | Maximaal 12 maanden eenmaal per verzekerde, met eenmalige aansluitende verlenging van 12 maanden. |
| ADL-hulpmiddelenExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €70 | 75% | Unlimited | calendar year, per person | 75% per hulpmiddel. |
| Thuisverzorgingsartikelen en ketonenstripsExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 50% | Unlimited | calendar year, per person | |
| SteunpessariumExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| Alarmering bij epilepsieExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| RedressiehelmExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| Bedwetting alarm Read automatically, not yet checkedName used by the insurer: Plaswekker (aankoop of huur) | Unlimited | 100% | Unlimited | one-off, per person | Keuze tussen aankoopkosten volledig of huurkosten maximaal 4 maanden, eenmaal per verzekerde. |
| Orthopaedic insoles Read automatically, not yet checkedName used by the insurer: Steunzolen en voetzorg hulpmiddelen | €55 | 100% | Unlimited | calendar year, per person | Eén jaarmaximum voor steunzolen en voetzorghulpmiddelen samen. |
| Post-mastectomy bra and swimwear Read automatically, not yet checkedName used by the insurer: Prothese-bh en prothese zwemkleding | €90 | 100% | Unlimited | one-off, per person | |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorgvervanging | €1,250 | 100% | Unlimited | calendar year, per person | |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar | Unlimited | 100% | 7 | one-off, per person | Maximaal 7 uur, eenmaal per verzekerde. |
| Sterilisation Read automatically, not yet checkedName used by the insurer: Sterilisatie (zaadleiders en eileiders) | Unlimited | 100% | Unlimited | calendar year, per person | Vanaf 18 jaar eigen risico voor bijvoorbeeld vooronderzoek of nacontrole buiten de DBC. |
| Plastic surgery Read automatically, not yet checkedName used by the insurer: Flapoorcorrectie | Unlimited | 100% | Unlimited | one-off, per person | Tot en met 17 jaar, eenmaal per verzekerde. |
| Menopause consultant Read automatically, not yet checkedName used by the insurer: Consult bij overgang of PMS | Unlimited | 75% | 5 | one-off, per person | Maximaal 5 consulten eenmaal per verzekerde, 75% per consult. |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Logeerkosten | €500 | 100% | Unlimited | calendar year, per person | Eén jaarmaximum voor alle logeerkosten samen, voor verzekerde en maximaal 2 logés. |
| Patient transport and its co-payment Read automatically, not yet checkedName used by the insurer: Openbaar vervoer bij oproep door medisch of tandheelkundig adviseur | Unlimited | 100% | Unlimited | calendar year, per person | |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 0 to 17 years | €0.00 | €0.00 |
| 18 years and older | €14.50 | €174.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026, page 2)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026, page 3)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026, page 4)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026, page 5)
- Premium overview PZP Politie Zorgpolis 2026 (Retrieved on 29 October 2026)