UMC Extra Zorg Instap by Zorgverzekering UMC (2026)
UMC Extra Zorg Instap is a supplementary insurance from Zorgverzekering UMC for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
- Cancellation
- Jaarlijks per 1 januari opzegbaar als de opzegging uiterlijk 31 december binnen is; tussentijds bij nadelige wijziging, einde zorgverzekering of als een kind 18 wordt.
Summary
UMC supplementary insurance; insured persons under 18 pay no premium.
Only available together with basic insurance from Zorgverzekering UMC.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie, oefentherapie Cesar/Mensendieck en oedeemtherapie | Unlimited | 100% | 6 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Fysio-, oefen-, oedeem- en littekentherapie samen; tot 2 ongebruikte behandelingen uit vorig jaar mee te nemen. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandheelkundige kosten door een ongeval | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Per ongeval, alleen behandeling in Nederland; toestemming vooraf, aanvraag binnen 3 maanden. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedeisende zorg in verband met vakantie en tijdelijk verblijf in het buitenland | Unlimited | 100% | Unlimited | per event (accident, birth), per person | Aanvulling op de basisverzekering; verblijf hooguit 365 dagen; alarmcentrale beoordeelt spoed en moet bij opname worden ingeschakeld. |
| Repatriation Read automatically, not yet checked | Unlimited | 100% | Unlimited | per event (accident, birth), per person | Medisch noodzakelijk vervoer naar Nederland of van stoffelijk overschot; alleen via de alarmcentrale. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Preventive courses Read automatically, not yet checkedName used by the insurer: Persoonlijk gezondheidsbudget | €75 | 100% | Unlimited | calendar year, per person | Shared with Sports medical check-up and advice, Menopause consultant, Health check and preventive screeningEén budget voor cursussen omgaan met ziekte, EHBO/reanimatie, preventieaanbod, leefstijlcheck, sportmedisch advies en overgangsconsult. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Verblijf in een logeerhuis of familiehuis | Unlimited | 100% | Unlimited | calendar year, per person | Up to €45.00 per treatmentHooguit € 45 per nacht bij opname van kind of partner, of bij 2 dagbehandelingen ver van huis. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 0 years and older | €2.78 | €33.36 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Zorgverzekering UMC 2026 (Retrieved on 28 October 2026)
- Coverage overview Zorgverzekering UMC 2026 (Retrieved on 28 October 2026, page section-4914-area-1319-fysiotherapie-oefentherapie-cesar-mensendieck-en-oedeemtherapie)
- Coverage overview Zorgverzekering UMC 2026 (Retrieved on 28 October 2026, page section-4914-area-1445-spoedeisende-zorg-in-verband-met-vakantie-en-tijdelijk-verblijf-in-het-buitenland)
- Coverage overview Zorgverzekering UMC 2026 (Retrieved on 28 October 2026, page section-4914-area-1446-repatriering)
- Coverage overview Zorgverzekering UMC 2026 (Retrieved on 28 October 2026, page section-4914-area-1571-persoonlijk-gezondheidsbudget)
- Coverage overview Zorgverzekering UMC 2026 (Retrieved on 28 October 2026, page section-4914-area-1597-verblijf-in-een-logeerhuis-of-familiehuis)
- Coverage overview Zorgverzekering UMC 2026 (Retrieved on 28 October 2026, page section-4914-area-1444-tandheelkundige-kosten-door-een-ongeval)
- Premium overview Zorgverzekering UMC 2026 (Retrieved on 29 October 2026)