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UC ZorgZeker 2 by UnitedConsumers Zorgverzekering (2026)

UC ZorgZeker 2 is a supplementary insurance from UnitedConsumers Zorgverzekering for 2026.

Package type
Supplementary insurance
Acceptance
Everyone is accepted
Waiting period
No waiting period
Child
Children under 18 are covered free of charge if a parent has this package.
Cancellation
Jaarlijks per 1 januari opzegbaar als de opzegging uiterlijk 31 december binnen is; tussentijds bij nadelige wijziging of samen met de basisverzekering.

Summary

Mid-tier supplementary plan with broader cover, including family care, aids and skin treatments.

Only available together with basic insurance from UnitedConsumers Zorgverzekering.

What this package covers

I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.

Allied health care
Care Maximum Percentage Number Per Conditions
Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie, oefentherapie Cesar/Mensendieck en oedeemtherapie Unlimited 100% 12 calendar year, per person Shared with Exercise therapy (Cesar/Mensendieck)Inclusief oedeem- en littekentherapie; manuele therapie max 9 per indicatie binnen dit maximum.
Occupational therapy Read automatically, not yet checked Unlimited 100% 5 calendar year, per person Maximaal 5 behandeluren per jaar bovenop de 10 uur uit de basisverzekering.
Skin therapy Read automatically, not yet checkedName used by the insurer: Budget huidbehandelingen €250 100% Unlimited calendar year, per person Up to €85.00 per treatmentShared with Hair removal for excessive hair growth, Camouflage therapyAcne, camouflage (1 behandeling per jaar) en ontharing vanaf 16 jaar; alleen aangewezen zorgverleners, max 85 euro per dag.
Podiatry Read automatically, not yet checkedName used by the insurer: Budget voetbehandelingen €100 100% Unlimited calendar year, per person Shared with Medical pedicurePodotherapie en voetbehandelingen bij reuma of diabetes zorgprofiel 1 door geregistreerde podotherapeut of pedicure.
Dental care
Care Maximum Percentage Number Per Conditions
Dentures and denture co-payment Read automatically, not yet checkedName used by the insurer: Eigen bijdrage kunstgebit Unlimited 100% Unlimited calendar year, per person Wettelijke eigen bijdrage voor volledige gebitsprothese, ook op implantaten.
Vision and hearing
Care Maximum Percentage Number Per Conditions
Glasses and contact lenses Read automatically, not yet checkedName used by the insurer: Budget voor brillen en contactlenzen €100 100% Unlimited 3 calendar years, per person Brillen en lenzen op sterkte samen, per 3 kalenderjaren; ook bij opticien in het buitenland.
Hearing aids Read automatically, not yet checkedName used by the insurer: Budget hulpmiddelen €250 100% Unlimited calendar year, per person Shared with Medical aids (supplementary), Bedwetting alarm, Wig and hairpiece, Post-mastectomy bra and swimwearOnder meer hoorbatterijen, eigen bijdragen hoortoestel en brillenglazen, pessarium, ADL-hulpmiddelen; plaswekker eenmalig.
Abroad
Care Maximum Percentage Number Per Conditions
Travel vaccinations Read automatically, not yet checkedName used by the insurer: Preventieve vaccinaties en geneesmiddelen bij reis naar het buitenland Unlimited 100% Unlimited calendar year, per person Volledig bij gecontracteerde zorgverlener, inclusief consult en preventieve middelen.
Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedeisende zorg bij vakantie en tijdelijk verblijf in het buitenland Unlimited 100% Unlimited calendar year, per person Aanvulling op basisverzekering; verblijf max 365 dagen; alarmcentrale bellen bij opname.
Repatriation Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Medisch noodzakelijk vervoer naar Nederland via de alarmcentrale; niet bij voorzienbare bestaande aandoening.
Family
Care Maximum Percentage Number Per Conditions
Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptiemiddelen vanaf 21 jaar Unlimited 100% Unlimited calendar year, per person Vanaf 21 jaar, tot het GVS-bedrag, alleen via gecontracteerde apotheek.
Pregnancy and childbirth course Read automatically, not yet checkedName used by the insurer: Zwangerschapscursussen €100 100% Unlimited calendar year, per person Cursussen rond zwangerschap en herstel tot 6 maanden na bevalling, ook Slimmer Zwanger.
Maternity pack Read automatically, not yet checked Unlimited 100% Unlimited per event (accident, birth), per person Pakket in natura, aan te vragen via de website tijdens de zwangerschap.
Lactation consultant Read automatically, not yet checkedName used by the insurer: Lactatiekundig consult €200 100% Unlimited per event (accident, birth), per person Per bevalling; lactatiekundige aangesloten bij NVL of VSBB.
Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Nazorg moeder en pasgeborene of ondersteuning bij adoptie Unlimited 100% 6 per event (accident, birth), per person Uren per bevalling of adoptie bij gemiste kraamzorg door ziekenhuisopname of bij adoptiebaby.
Maternity care co-payment Read automatically, not yet checked €125 100% Unlimited per event (accident, birth), per person Per bevalling.
Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Eigen bijdrage bevalling zonder medische noodzaak Unlimited 100% Unlimited calendar year, per person Verschil tussen nota en basisvergoeding bij poliklinische bevalling zonder indicatie.
Prevention and lifestyle
Care Maximum Percentage Number Per Conditions
Preventive courses Read automatically, not yet checkedName used by the insurer: Persoonlijk gezondheidsbudget €500 100% Unlimited calendar year, per person Shared with Sports medical check-up and advice, Menopause consultant, Health check and preventive screeningBudget voor cursussen, leefstijlcheck, sportmedisch advies en consulten bij hormonale klachten zoals de overgang.
Mindfulness and stress training Read automatically, not yet checkedName used by the insurer: Mindfulness bij burn-outklachten vanaf 18 jaar €350 100% Unlimited calendar year, per person MBCT- of MBSR-training vanaf 18 jaar met verwijzing huisarts of bedrijfsarts.
Diet and lifestyle advice Read automatically, not yet checkedName used by the insurer: Gewichtsconsulent €100 100% Unlimited calendar year, per person Voedings- en beweegadvies bij gewichtsproblemen door consulent aangesloten bij BGN.
Medical aids and other
Care Maximum Percentage Number Per Conditions
Breast pump Read automatically, not yet checked €80 100% Unlimited duration of the insurance, per person Aanschaf of huur, eenmalig voor de hele looptijd van de verzekering.
Orthopaedic insoles Read automatically, not yet checked €70 100% Unlimited calendar year, per person Inclusief aanmeten; ook bijdrage in reparatie en aanpassing.
Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Verblijf in een logeerhuis of familiehuis Unlimited 100% Unlimited calendar year, per person Up to €45.00 per treatmentMax 45 euro per nacht bij opname van kind of partner, of bij twee dagbehandelingen ver van huis.
Travel and stay for specialist treatment Read automatically, not yet checkedName used by the insurer: Verblijf in Gasthuis Antoni van Leeuwenhoek of familiehuis Daniël den Hoed Unlimited 100% Unlimited calendar year, per person Bij poliklinische behandeling in AVL of Erasmus MC Kanker Instituut.
Hospice and palliative care Read automatically, not yet checkedName used by the insurer: Hospice Unlimited 100% Unlimited calendar year, per person Up to €40.00 per treatmentMax 40 euro per dag in erkend hospice of Bijna-Thuis-Huis; niet bij eerstelijnsverblijf.
Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar €250 100% Unlimited duration of the insurance, per person Voor de mantelzorger, aanvragen via Zorgadvies; makelaar ingeschreven bij BMZM.
Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Vervangende mantelzorg Unlimited 100% 5 calendar year, per person Aantal dagen per jaar via gecontracteerde organisatie na beoordeling door Zorgadvies en Bemiddeling.
Patient transport and its co-payment Read automatically, not yet checkedName used by the insurer: Vervoer bij orgaantransplantatie Unlimited 100% Unlimited calendar year, per person Taxi volledig of eigen auto 0,40 euro per km; voorschrift en vooraf toestemming nodig.

Premium by age

The premium for supplementary insurance may depend on your age on 1 January.

Premium by age
Age Per month Per year
18 years and older€25.80€309.60

Changes since 2025

This policy is new in 2026.

Sources

  1. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026)
  2. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1319-fysiotherapie-oefentherapie-cesar-mensendieck-en-oedeemtherapie)
  3. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1488-ergotherapie)
  4. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1490-anticonceptiemiddelen-vanaf-21-jaar)
  5. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1492-budget-voor-brillen-en-contactlenzen)
  6. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1494-preventieve-vaccinaties-en-geneesmiddelen-bij-een-reis-naar-het-buitenland)
  7. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1445-spoedeisende-zorg-in-verband-met-vakantie-en-tijdelijk-verblijf-in-het-buitenland)
  8. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1446-repatriering)
  9. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1571-persoonlijk-gezondheidsbudget)
  10. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1572-zwangerschapscursussen)
  11. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1516-kraampakket)
  12. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1515-lactatiekundig-consult)
  13. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1585-nazorg-moeder-en-pasgeborene-of-ondersteuning-bij-adoptie)
  14. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1485-borstkolf)
  15. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1512-eigen-bijdrage-kraamzorg)
  16. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1510-eigen-bijdrage-bevalling-zonder-medische-noodzaak)
  17. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1582-budget-huidbehandelingen)
  18. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1586-budget-hulpmiddelen)
  19. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1530-mindfulness-bij-burn-outklachten-vanaf-18-jaar)
  20. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1596-budget-voetbehandelingen)
  21. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1534-steunzolen-en-therapiezolen)
  22. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1538-gewichtsconsulent)
  23. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1597-verblijf-in-een-logeerhuis-of-familiehuis)
  24. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1539-verblijf-in-gasthuis-antoni-van-leeuwenhoek-ziekenhuis-of-familiehuis-daniel-den-hoed)
  25. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1545-hospice)
  26. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1600-mantelzorgmakelaar)
  27. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1601-vervangende-mantelzorg)
  28. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1604-vervoer-bij-orgaantransplantatie)
  29. Coverage overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 28 October 2026, page section-4914-area-1448-eigen-bijdrage-kunstgebit)
  30. Premium overview UnitedConsumers Zorgverzekering 2026 (Retrieved on 29 October 2026)