Univé Aanvullend Beter by Univé (2026)
Univé Aanvullend Beter is a supplementary insurance from Univé for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
Mid-range package with 12 physiotherapy sessions, € 200 for alternative care, a € 400 health budget and partial cover for childbirth, maternity care and glasses.
Only available together with basic insurance from Univé.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Occupational therapy Read automatically, not yet checked | Unlimited | 100% | 5 | calendar year, per person | 5 extra behandeluren per jaar bovenop de basisverzekering. |
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie | Unlimited | 100% | 12 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Geldt samen voor fysio, Cesar/Mensendieck, oedeem- en littekentherapie; manuele therapie max 9 per indicatie. Bij niet-gecontracteerden mogelijk lagere vergoeding. |
| Skin therapy Read automatically, not yet checkedName used by the insurer: Huidbehandelingen | €250 | 100% | Unlimited | calendar year, per person | Up to €85.00 per treatmentBudget voor acnebehandeling, camouflagetherapie (max één per jaar) en ontharen vanaf 16 jaar, bij aangewezen zorgverlener. |
| Dietetics Read automatically, not yet checked | Unlimited | 100% | 2 | calendar year, per person | Extra behandeluren per jaar bovenop de 3 uur uit de basisverzekering. |
| Podiatry Read automatically, not yet checkedName used by the insurer: Voetzorg | €100 | 100% | Unlimited | calendar year, per person | Budget voor podotherapie en voetbehandelingen bij reumatoïde artritis. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Glasses and contact lenses Read automatically, not yet checkedName used by the insurer: Aanschafkosten van brillen en lenzen op sterkte | €100 | 100% | Unlimited | 3 calendar years, per person | |
| Hearing aids Read automatically, not yet checkedName used by the insurer: Budget hulpmiddelen en wettelijke eigen bijdragen | €150 | 100% | Unlimited | calendar year, per person | Shared with Medical aids (supplementary)O.a. eigen bijdrage hoortoestel, batterijen, borstprothese, pruik, steunpessarium, plaswekker, ADL-hulpmiddelen en eigen bijdrage brillenglazen/lenzen. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedeisende zorg tijdens vakantie en tijdelijk verblijf in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Volledige vergoeding van spoedeisende zorg in het buitenland bij vakantie of tijdelijk verblijf. |
| Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij onvoorziene zorg | Unlimited | 100% | Unlimited | calendar year, per person | Volledig vergoed als de repatriëring via de alarmcentrale van Univé loopt. |
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Preventieve vaccinaties en geneesmiddelen bij reis naar het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Alleen bij gecontracteerde zorgverleners. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve zorg | €200 | 100% | Unlimited | calendar year, per person | Up to €40.00 per treatmentShared with Chiropractic and osteopathy, Homeopathic and anthroposophic remediesBudget voor consulten bij aangewezen therapeuten (ook osteopathie, chiropractie) en homeopathische/antroposofische middelen; consulten max € 40 per dag. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptiemiddelen vanaf 21 jaar | Unlimited | 100% | Unlimited | calendar year, per person | Vanaf 21 jaar, vergoeding tot het bedrag uit het Geneesmiddelenvergoedingssysteem, alleen via gecontracteerde zorgverleners. |
| Pregnancy and childbirth course Read automatically, not yet checkedName used by the insurer: Zwangerschapscursussen | €100 | 100% | Unlimited | calendar year, per person | Cursussen ter voorbereiding op of herstel na de bevalling, en het programma Slimmer Zwanger. |
| Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Bevalling zonder medische noodzaak | Unlimited | 100% | Unlimited | calendar year, per person | Het deel dat zelf betaald moet worden bij bevallen in ziekenhuis of geboortecentrum zonder indicatie wordt volledig vergoed. |
| Maternity care co-payment Read automatically, not yet checkedName used by the insurer: Kraamzorg thuis of in een geboortecentrum | €125 | 100% | Unlimited | calendar year, per person | Vergoeding van de wettelijke eigen bijdrage kraamzorg tot € 125. |
| Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Nazorg moeder en pasgeborene of ondersteuning bij adoptie | Unlimited | 100% | 6 | calendar year, per person | Aantal uren nazorg; bij adoptie voor een kind jonger dan 3 maanden. |
| Maternity pack Read automatically, not yet checkedName used by the insurer: Kraampakket van Univé | Unlimited | 100% | Unlimited | calendar year, per person | Kraampakket van Univé wordt volledig vergoed. |
| Lactation consultant Read automatically, not yet checkedName used by the insurer: Advies bij borstvoeding (lactatiekundig consult) | €200 | 100% | Unlimited | per event (accident, birth), per person | Maximum geldt per bevalling. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Preventive courses Read automatically, not yet checkedName used by the insurer: Persoonlijk gezondheidsbudget voor preventie | €400 | 100% | Unlimited | calendar year, per person | Shared with Sports medical check-up and advice, Menopause consultantPersoonlijk gezondheidsbudget voor o.a. cursussen, EHBO/reanimatie, Fysio ZelfCheck, leefstijlcheck, sportmedisch advies en consult bij hormoonklachten. |
| Mindfulness and stress training Read automatically, not yet checkedName used by the insurer: Mindfulness bij burn-out klachten | €350 | 100% | Unlimited | calendar year, per person | |
| Diet and lifestyle advice Read automatically, not yet checkedName used by the insurer: Gewichtsconsulent | €100 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar | €500 | 100% | Unlimited | duration of the insurance, per person | Aan te vragen via Univé Zorgadvies en Bemiddeling; maximum geldt voor de hele looptijd. |
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Vervangende mantelzorg | Unlimited | 100% | 10 | calendar year, per person | Aantal dagen per jaar, aan te vragen via Univé Zorgadvies en Bemiddeling; elke dag zorg telt als hele dag. |
| Hospice and palliative care Read automatically, not yet checkedName used by the insurer: Verblijf in hospice | Unlimited | 100% | Unlimited | calendar year, per person | Up to €40.00 per treatmentMaximaal € 40 per dag bij een erkende zorgverlener. |
| Palliatieve boxExtra lineunder Hospice and palliative care Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Volledig vergoed bij een door Univé aangewezen zorgverlener. |
| Breast pump Read automatically, not yet checkedName used by the insurer: Huur/aanschaf (elektrische) borstkolf | €80 | 100% | Unlimited | one-off, per person | |
| Recovery stay and care hotel Read automatically, not yet checkedName used by the insurer: Verblijf in herstellingsoord/zorghotel | €1,500 | 100% | Unlimited | calendar year, per person | Up to €100.00 per treatmentBij gecontracteerde zorgverlener, aansluitend op ziekenhuisontslag, bij overbelaste mantelzorger of herstel van burn-out. |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Verblijf in een logeer- of familiehuis | Unlimited | 100% | Unlimited | calendar year, per person | Up to €45.00 per treatmentBij opname van minderjarig kind of partner, of 2 dagbehandelingen op rij ver van huis; gasthuizen AvL en Daniël den Hoed volledig. |
| Travel and stay for specialist treatment Read automatically, not yet checkedName used by the insurer: Vervoer vanwege transplantatie van organen | Unlimited | 100% | Unlimited | calendar year, per person | Taxi via gecontracteerde vervoerder volledig, eigen auto € 0,40 per km, bij transplantatie van organen. |
| Orthopaedic insoles Read automatically, not yet checked | €70 | 100% | Unlimited | calendar year, per person |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 years and older | €26.00 | €312.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Univé 2026 (Retrieved on 28 October 2026)
- Coverage overview Univé 2026 (Retrieved on 28 October 2026, page 5)
- Coverage overview Univé 2026 (Retrieved on 28 October 2026, page 6)
- Coverage overview Univé 2026 (Retrieved on 28 October 2026, page 8)
- Coverage overview Univé 2026 (Retrieved on 28 October 2026, page 7)
- Coverage overview Univé 2026 (Retrieved on 28 October 2026, page 9)
- Coverage overview Univé 2026 (Retrieved on 28 October 2026, page 10)
- Premium overview Univé 2026 (Retrieved on 28 October 2026)