Buitenland + Fysio 3 by Univé (2026)

Buitenland + Fysio 3 is a supplementary insurance from Univé for 2026.

Package type: Supplementary insurance
Acceptance: Everyone is accepted
Waiting period: No waiting period
Child: Children under 18 are covered free of charge if a parent has this package.

Summary

Module covering emergency care abroad and repatriation, plus 3 physiotherapy or exercise therapy sessions a year.

Only available together with basic insurance from Univé.

I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.

Allied health care
Care	Maximum	Percentage	Number	Per	Conditions
Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie	Unlimited	100%	3	calendar year, per person	Shared with Exercise therapy (Cesar/Mensendieck)Aantal geldt samen voor fysio-, oefen-, oedeem-, littekentherapie en manuele therapie; zonder contract mogelijk deels zelf betalen.

Abroad
Care	Maximum	Percentage	Number	Per	Conditions
Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedeisende zorg tijdens vakantie en tijdelijk verblijf in het buitenland	Unlimited	100%	Unlimited	calendar year, per person	Vult de basisvergoeding (tot Nederlands marktconform tarief) aan tot volledige kosten bij spoedzorg tijdens vakantie of tijdelijk verblijf.
Repatriation Read automatically, not yet checkedName used by the insurer: Repatriëring bij onvoorziene zorg	Unlimited	100%	Unlimited	calendar year, per person	Volledig vergoed bij onvoorziene zorg, geregeld via de alarmcentrale van Univé.

The premium for supplementary insurance may depend on your age on 1 January.

Premium by age
Age	Per month	Per year
18 years and older	€4.00	€48.00

This policy is new in 2026.