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VGZ Aanvullend Best by VGZ (2026)

VGZ Aanvullend Best is a supplementary insurance from VGZ for 2026.

Package type
Supplementary insurance
Acceptance
Everyone is accepted
Waiting period
No waiting period
Child
Children under 18 are covered free of charge if a parent has this package.
Cancellation
Jaarlijks opzegbaar per 1 januari (opzegging uiterlijk 31 december binnen); tussentijds bij nadelige wijziging, einde basisverzekering of als kind 18 wordt.

Summary

Most extensive VGZ supplementary insurance.

Only available together with basic insurance from VGZ.

What this package covers

I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.

Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.

Allied health care
Care Maximum Percentage Number Per Conditions
Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie, oefentherapie Cesar/Mensendieck en oedeemtherapie Unlimited 100% 20 calendar year, per person Shared with Exercise therapy (Cesar/Mensendieck)Samen met oefen-, oedeem- en littekentherapie; aanvulling op basisverzekering. Manuele therapie max 9 per indicatie.
Occupational therapy Read automatically, not yet checked Unlimited 100% 5 calendar year, per person Maximaal 5 behandeluren per jaar, aanvullend op de 10 uur uit de basisverzekering.
Skin therapy Read automatically, not yet checkedName used by the insurer: Budget huidbehandelingen (acnebehandeling) €350 100% Unlimited calendar year, per person Up to €85.00 per treatmentShared with Hair removal for excessive hair growth, Camouflage therapyBudget voor acne, camouflage (1 behandeling per jaar) en ontharen vanaf 16 jaar; max € 85 per dag, aangewezen zorgverlener.
Podiatry Read automatically, not yet checkedName used by the insurer: Budget voetbehandelingen €500 100% Unlimited calendar year, per person Shared with Medical pedicureBudget voor podotherapie en voetbehandelingen bij reuma of diabetes (zorgprofiel 1) door podotherapeut of geregistreerde pedicure.
Dietetics Read automatically, not yet checked Unlimited 100% 4 calendar year, per person Maximaal 4 behandeluren per jaar, aanvullend op 3 uur uit de basisverzekering.
Dental care
Care Maximum Percentage Number Per Conditions
Dentures and denture co-payment Read automatically, not yet checkedName used by the insurer: Eigen bijdrage kunstgebit Unlimited 100% Unlimited calendar year, per person Wettelijke eigen bijdrage volledig kunstgebit (ook op implantaten), inclusief rebasen en reparatie.
Vision and hearing
Care Maximum Percentage Number Per Conditions
Glasses and contact lenses Read automatically, not yet checkedName used by the insurer: Budget voor brillen en contactlenzen €125 100% Unlimited 3 calendar years, per person Brillen en lenzen op sterkte samen, per 3 kalenderjaren.
Hearing aids Read automatically, not yet checkedName used by the insurer: Budget hulpmiddelen €500 100% Unlimited calendar year, per person Shared with Medical aids (supplementary), Bedwetting alarm, Wig and hairpiece, Post-mastectomy bra and swimwearOok hoortoestelbatterijen, steunpessarium, ADL-hulpmiddelen en eigen bijdragen hoortoestel en brillenglazen; plaswekker eenmalig 6-18 jaar.
Laser eye surgery Read automatically, not yet checkedName used by the insurer: Ooglaseren en lensimplantatie €500 100% Unlimited duration of the insurance, per person Ook meerkosten multifocale of torische lens bij staaroperatie; eenmalig voor de looptijd.
Abroad
Care Maximum Percentage Number Per Conditions
Travel vaccinations Read automatically, not yet checkedName used by the insurer: Preventieve vaccinaties en geneesmiddelen bij reis naar het buitenland Unlimited 100% Unlimited calendar year, per person Volledig bij gecontracteerde zorgverlener.
Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedeisende zorg bij vakantie en tijdelijk verblijf in het buitenland Unlimited 100% Unlimited calendar year, per person Aanvulling op basisverzekering; verblijf max 365 dagen; bij opname alarmcentrale inschakelen.
Repatriation Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Volledig, alleen via de alarmcentrale (ANWB) en bij medische noodzaak.
Alternative care
Care Maximum Percentage Number Per Conditions
Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve zorg €500 100% Unlimited calendar year, per person Up to €40.00 per treatmentShared with Acupuncture, Chiropractic and osteopathy, Homeopathic and anthroposophic remediesBehandelingen alleen bij aangewezen therapeut, max € 40 per dag; ook homeopathische/antroposofische middelen binnen budget.
Family
Care Maximum Percentage Number Per Conditions
Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptiemiddelen vanaf 21 jaar Unlimited 100% Unlimited calendar year, per person Vanaf 21 jaar, tot het GVS-vergoedingsbedrag, via gecontracteerde apotheek.
Pregnancy and childbirth course Read automatically, not yet checkedName used by the insurer: Zwangerschapscursussen €100 100% Unlimited calendar year, per person
Maternity pack Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Kraampakket in natura, aan te vragen via de website.
Lactation consultant Read automatically, not yet checkedName used by the insurer: Lactatiekundig consult €200 100% Unlimited per event (accident, birth), per person Per bevalling, bij lactatiekundige aangesloten bij NVL of VSBB.
Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Nazorg moeder en pasgeborene of ondersteuning bij adoptie Unlimited 100% 12 per event (accident, birth), per person Maximaal 12 uur per bevalling of adoptie, bij gemiste kraamzorg door ziekenhuisopname of adoptiebaby jonger dan 3 maanden.
Maternity care co-payment Read automatically, not yet checked Unlimited 100% Unlimited per event (accident, birth), per person Wettelijke eigen bijdrage volledig vergoed, per bevalling.
Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Eigen bijdrage bevalling zonder medische noodzaak Unlimited 100% Unlimited per event (accident, birth), per person Verschil tussen nota en vergoeding uit de basisverzekering, per bevalling.
Prevention and lifestyle
Care Maximum Percentage Number Per Conditions
Preventive courses Read automatically, not yet checkedName used by the insurer: Persoonlijk gezondheidsbudget €500 100% Unlimited calendar year, per person Shared with Sports medical check-up and advice, Menopause consultant, Health check and preventive screeningEén budget voor cursussen, preventieve zorg, leefstijlcheck, sportmedisch advies en overgangsconsult.
Mindfulness and stress training Read automatically, not yet checkedName used by the insurer: Mindfulness bij burn-outklachten vanaf 18 jaar €350 100% Unlimited calendar year, per person 8-weekse MBCT- of MBSR-training vanaf 18 jaar bij burn-outklachten; verwijzing huisarts of bedrijfsarts.
Additional psychological supportNo general coverage, only the extra lines below.
Seksuologische zorgExtra lineunder Additional psychological support Read automatically, not yet checked Unlimited 100% 4 calendar year, per person Up to €60.00 per treatmentMaximaal 4 zittingen van minimaal 60 minuten, bij NVVS-geregistreerde seksuoloog; verwijzing nodig.
Diet and lifestyle advice Read automatically, not yet checkedName used by the insurer: Gewichtsconsulent €150 100% Unlimited calendar year, per person Voedings- en beweegadvies bij gewichtsproblemen door BGN-gewichtsconsulent.
Medical aids and other
Care Maximum Percentage Number Per Conditions
Sterilisation Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Volledig, alleen bij gecontracteerde zorgverlener.
Breast pump Read automatically, not yet checked €80 100% Unlimited duration of the insurance, per person Eenmalig voor de hele looptijd van de verzekering, koop of huur.
Plastic surgery Read automatically, not yet checkedName used by the insurer: Flapoorcorrectie tot 18 jaar en ooglidcorrectie Unlimited 100% Unlimited calendar year, per person Flaporen tot 18 jaar en bovenooglidcorrectie volledig; gecontracteerde zorgverlener, verwijzing; ooglid met vooraf toestemming.
Orthopaedic insoles Read automatically, not yet checked €180 100% Unlimited calendar year, per person Inclusief aanmeten; tegemoetkoming bij reparatie en aanpassing.
Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Verblijf in een logeerhuis of familiehuis Unlimited 100% Unlimited calendar year, per person Up to €45.00 per treatmentMax € 45 per nacht, bij ziekenhuisopname van minderjarig kind of partner of bij 2 aaneengesloten dagbehandelingen ver van huis.
Travel and stay for specialist treatment Read automatically, not yet checkedName used by the insurer: Verblijf in Gasthuis Antoni van Leeuwenhoek of familiehuis Daniël den Hoed Unlimited 100% Unlimited calendar year, per person Volledig, bij poliklinische behandeling in het AVL of Erasmus MC Kanker Instituut.
Hospice and palliative care Read automatically, not yet checkedName used by the insurer: Hospice Unlimited 100% Unlimited calendar year, per person Up to €40.00 per treatmentMax € 40 per dag in een erkend hospice of Bijna-Thuis-Huis; niet bij eerstelijnsverblijf.
Recovery stay and care hotel Read automatically, not yet checkedName used by the insurer: Herstellingsoorden en zorghotels €2,000 100% Unlimited calendar year, per person Up to €100.00 per treatmentMax € 100 per dag; na ziekenhuisontslag, bij overbelaste mantelzorger of burn-out; aanvragen via Zorgadvies, gecontracteerd.
Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar €750 100% Unlimited duration of the insurance, per person Voor de mantelzorger, één per zorgsituatie; BMZM-geregistreerde makelaar via Zorgadvies en Bemiddeling.
Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Vervangende mantelzorg Unlimited 100% 15 calendar year, per person Maximaal 15 dagen per jaar via gecontracteerde organisatie, na verwijzing door Zorgadvies en Bemiddeling.
Patient transport and its co-payment Read automatically, not yet checkedName used by the insurer: Vervoer bij orgaantransplantatie Unlimited 100% Unlimited calendar year, per person Taxi volledig of eigen auto € 0,40 per km; voorschrift en vooraf toestemming nodig; gecontracteerde vervoerder.

Premium by age

The premium for supplementary insurance may depend on your age on 1 January.

Premium by age
Age Per month Per year
0 years and older€47.60€571.20

Changes since 2025

This policy is new in 2026.

Sources

  1. Coverage overview VGZ 2026 (Retrieved on 28 October 2026)
  2. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1315-alternatieve-zorg)
  3. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1319-fysiotherapie-oefentherapie-cesar-mensendieck-en-oedeemtherapie)
  4. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1488-ergotherapie)
  5. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1490-anticonceptiemiddelen-vanaf-21-jaar)
  6. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1484-sterilisatie)
  7. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1492-budget-voor-brillen-en-contactlenzen)
  8. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1494-preventieve-vaccinaties-en-geneesmiddelen-bij-een-reis-naar-het-buitenland)
  9. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1445-spoedeisende-zorg-in-verband-met-vakantie-en-tijdelijk-verblijf-in-het-buitenland)
  10. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1446-repatriering)
  11. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1571-persoonlijk-gezondheidsbudget)
  12. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1572-zwangerschapscursussen)
  13. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1516-kraampakket)
  14. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1515-lactatiekundig-consult)
  15. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1585-nazorg-moeder-en-pasgeborene-of-ondersteuning-bij-adoptie)
  16. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1485-borstkolf)
  17. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1512-eigen-bijdrage-kraamzorg)
  18. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1510-eigen-bijdrage-bevalling-zonder-medische-noodzaak)
  19. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1582-budget-huidbehandelingen)
  20. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1586-budget-hulpmiddelen)
  21. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1528-flapoorcorrectie-tot-18-jaar)
  22. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1530-mindfulness-bij-burn-outklachten-vanaf-18-jaar)
  23. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1531-seksuologische-zorg)
  24. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1596-budget-voetbehandelingen)
  25. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1534-steunzolen-en-therapiezolen)
  26. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1535-dietetiek)
  27. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1538-gewichtsconsulent)
  28. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1597-verblijf-in-een-logeerhuis-of-familiehuis)
  29. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1539-verblijf-in-gasthuis-antoni-van-leeuwenhoek-ziekenhuis-of-familiehuis-daniel-den-hoed)
  30. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1545-hospice)
  31. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1599-herstellingsoorden-en-zorghotels)
  32. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1600-mantelzorgmakelaar)
  33. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1601-vervangende-mantelzorg)
  34. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1604-vervoer-bij-orgaantransplantatie)
  35. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1556-ooglaseren-en-lensimplantatie)
  36. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1448-eigen-bijdrage-kunstgebit)
  37. Premium overview VGZ 2026 (Retrieved on 28 October 2026)