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VGZ Aanvullend Instap by VGZ (2026)

VGZ Aanvullend Instap is a supplementary insurance from VGZ for 2026.

Package type
Supplementary insurance
Acceptance
Everyone is accepted
Waiting period
No waiting period
Child
Children under 18 are covered free of charge if a parent has this package.
Cancellation
Jaarlijks opzegbaar per 1 januari (opzegging uiterlijk 31 december binnen); tussentijds bij nadelige wijziging, einde basisverzekering of als kind 18 wordt.

Summary

Entry-level VGZ supplementary insurance with limited cover.

Only available together with basic insurance from VGZ.

What this package covers

I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.

Allied health care
Care Maximum Percentage Number Per Conditions
Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie, oefentherapie Cesar/Mensendieck en oedeemtherapie Unlimited 100% 6 calendar year, per person Shared with Exercise therapy (Cesar/Mensendieck)Samen met oefen-, oedeem- en littekentherapie; aanvulling op basisverzekering.
Dental care
Care Maximum Percentage Number Per Conditions
Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandheelkundige kosten door een ongeval €10,000 100% Unlimited per event (accident, birth), per person Per ongeval; behandeling binnen 1 jaar, vooraf toestemming binnen 3 maanden; niet in het buitenland.
Abroad
Care Maximum Percentage Number Per Conditions
Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedeisende zorg bij vakantie en tijdelijk verblijf in het buitenland Unlimited 100% Unlimited calendar year, per person Aanvulling op basisverzekering; verblijf max 365 dagen; bij opname alarmcentrale inschakelen.
Repatriation Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Volledig, alleen via de alarmcentrale (ANWB) en bij medische noodzaak.
Prevention and lifestyle
Care Maximum Percentage Number Per Conditions
Preventive courses Read automatically, not yet checkedName used by the insurer: Persoonlijk gezondheidsbudget €75 100% Unlimited calendar year, per person Shared with Sports medical check-up and advice, Menopause consultant, Health check and preventive screeningEén budget voor cursussen, preventieve zorg, leefstijlcheck, sportmedisch advies en overgangsconsult.
Medical aids and other
Care Maximum Percentage Number Per Conditions
Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Verblijf in een logeerhuis of familiehuis Unlimited 100% Unlimited calendar year, per person Up to €45.00 per treatmentMax € 45 per nacht, bij ziekenhuisopname van minderjarig kind of partner of bij 2 aaneengesloten dagbehandelingen ver van huis.

Premium by age

The premium for supplementary insurance may depend on your age on 1 January.

Premium by age
Age Per month Per year
0 years and older€6.50€78.00

Changes since 2025

This policy is new in 2026.

Sources

  1. Coverage overview VGZ 2026 (Retrieved on 28 October 2026)
  2. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1319-fysiotherapie-oefentherapie-cesar-mensendieck-en-oedeemtherapie)
  3. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1445-spoedeisende-zorg-in-verband-met-vakantie-en-tijdelijk-verblijf-in-het-buitenland)
  4. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1446-repatriering)
  5. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1571-persoonlijk-gezondheidsbudget)
  6. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1597-verblijf-in-een-logeerhuis-of-familiehuis)
  7. Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1444-tandheelkundige-kosten-door-een-ongeval)
  8. Premium overview VGZ 2026 (Retrieved on 28 October 2026)