VGZ Werkt Instap by VGZ (2026)
VGZ Werkt Instap is a supplementary insurance from VGZ for 2026.
- Package type
- Supplementary insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
- Cancellation
- Jaarlijks opzegbaar per 1 januari als de opzegging uiterlijk 31 december binnen is; tussentijds bij nadelige premie- of voorwaardenwijziging of samen met de basisverzekering.
Summary
Group supplementary insurance Instap for employees through VGZ. Only available alongside a VGZ basic policy.
Only available together with basic insurance from VGZ.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie, oefentherapie Cesar/Mensendieck en oedeemtherapie | Unlimited | 100% | 6 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Samen met oefentherapie, oedeem- en littekentherapie; niet voor behandelingen die de basisverzekering vergoedt. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandheelkundige kosten door een ongeval | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Per ongeval; vooraf toestemming binnen 3 maanden; behandeling binnen 1 jaar; alleen in Nederland. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Spoedeisende zorg bij vakantie en tijdelijk verblijf in het buitenland | Unlimited | 100% | Unlimited | calendar year, per person | Aanvulling op basisvergoeding; verblijf maximaal 365 dagen; alarmcentrale beoordeelt spoed en moet bij opname worden ingeschakeld. |
| Repatriation Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Medisch noodzakelijk vervoer of vervoer stoffelijk overschot naar Nederland, alleen via de alarmcentrale (ANWB). |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Preventive courses Read automatically, not yet checkedName used by the insurer: Persoonlijk gezondheidsbudget | €75 | 100% | Unlimited | calendar year, per person | Shared with Sports medical check-up and advice, Menopause consultant, Health check and preventive screeningEén budget voor cursussen (ziekte, EHBO, reanimatie), preventief aanbod, leefstijlcheck, sportmedisch advies en overgangsconsulent. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Verblijf in een logeerhuis of familiehuis | Unlimited | 100% | Unlimited | calendar year, per person | Up to €45.00 per treatmentPer nacht, bij ziekenhuisopname van minderjarig kind of partner, of bij twee aaneengesloten dagbehandelingen verder dan 40 km. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 0 years and older | €6.50 | €78.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview VGZ 2026 (Retrieved on 28 October 2026)
- Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1319-fysiotherapie-oefentherapie-cesar-mensendieck-en-oedeemtherapie)
- Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1445-spoedeisende-zorg-in-verband-met-vakantie-en-tijdelijk-verblijf-in-het-buitenland)
- Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1446-repatriering)
- Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1571-persoonlijk-gezondheidsbudget)
- Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1597-verblijf-in-een-logeerhuis-of-familiehuis)
- Coverage overview VGZ 2026 (Retrieved on 28 October 2026, page section-4914-area-1444-tandheelkundige-kosten-door-een-ongeval)
- Premium overview VGZ 2026 (Retrieved on 28 October 2026)