VvAA Zorgverzekering Optimaal by VvAA zorgverzekering (2026)
VvAA Zorgverzekering Optimaal is a supplementary insurance from VvAA zorgverzekering for 2026.
- Package type
- Supplementary insurance
- Acceptance
- You fill in a health questionnaire
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
- Cancellation
- Jaarlijks opzegbaar per 1 januari; de opzegging moet uiterlijk 31 januari binnen zijn.
The VvAA health insurance stops on 1 January 2027.If you do nothing, your insurance automatically continues with ONVZ, within the VvAA member collective. If you choose the VvAA member collective with a.s.r., you report that yourself by 31 December 2026 and your accrued waiting period does not carry over.
Summary
Broad supplementary cover with physiotherapy, glasses and lenses, alternative care, orthodontics for children, contraception and full extra maternity care.
Also available without basic insurance from VvAA zorgverzekering.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checked | Unlimited | 100% | 30 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Fysio-, oefen-, oedeem- en manuele therapie samen; manuele therapie hooguit 9 behandelingen. Zonder contract niet volledig vergoed. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Orthodontics for children (under 18) Read automatically, not yet checkedName used by the insurer: Orthodontie | €2,000 | 80% | Unlimited | duration of the insurance, per person | Voor verzekerden tot 18 jaar, maximum voor de hele duur van de verzekering; wachttijd van een jaar. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Glasses and contact lenses Read automatically, not yet checked | €150 | 100% | Unlimited | 2 calendar years, per person | Brillen en contactlenzen op sterkte, per twee aansluitende kalenderjaren. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve zorg | €550 | 100% | Unlimited | calendar year, per person | Up to €50.00 per treatmentShared with Acupuncture, Chiropractic and osteopathy, Homeopathic and anthroposophic remediesPer rekening een vergoeding voor alternatieve behandelaars zoals homeopathie, chiropractie en acupunctuur, ook alternatieve geneesmiddelen. Maximum per behandeldag. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie voor vrouwen | Unlimited | 100% | Unlimited | calendar year, per person | Voor vrouwen vanaf 21 jaar. |
| Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Bevalling en kraamzorg | Unlimited | 100% | Unlimited | per event (accident, birth), per person | Vergoedt de wettelijke eigen bijdrage voor een bevalling zonder medische noodzaak in ziekenhuis of geboortecentrum. |
| Maternity care co-payment Read automatically, not yet checkedName used by the insurer: Bevalling en kraamzorg | Unlimited | 100% | Unlimited | per event (accident, birth), per person | Vergoedt de wettelijke eigen bijdrage voor kraamzorg. |
| Extra and postponed maternity care Read automatically, not yet checkedName used by the insurer: Bevalling en kraamzorg | Unlimited | 100% | Unlimited | per event (accident, birth), per person | Extra kraamzorg bovenop de basisverzekering volledig vergoed, per bevalling. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Health check and preventive screening Read automatically, not yet checkedName used by the insurer: Gezondheidscheck | Unlimited | 100% | 1 | calendar year, per person | Eén persoonlijke gezondheids- of sportcheck per jaar. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 0 to 17 years | €0.00 | €0.00 |
| 18 years and older | €50.48 | €605.76 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026)
- Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page fysiotherapie)
- Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page brillen-en-contactlenzen)
- Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page alternatieve-zorg)
- Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page orthodontie)
- Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page anticonceptie-voor-vrouwen)
- Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page bevalling-en-kraamzorg)
- Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page gezondheidscheck)
- Premium overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026)