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VvAA Zorgverzekering Start by VvAA zorgverzekering (2026)

VvAA Zorgverzekering Start is a supplementary insurance from VvAA zorgverzekering for 2026.

Package type
Supplementary insurance
Acceptance
Everyone is accepted
Waiting period
No waiting period
Child
Children under 18 are covered free of charge if a parent has this package.
Cancellation
Jaarlijks opzegbaar per 1 januari; de opzegging moet uiterlijk 31 januari binnen zijn.

The VvAA health insurance stops on 1 January 2027.If you do nothing, your insurance automatically continues with ONVZ, within the VvAA member collective. If you choose the VvAA member collective with a.s.r., you report that yourself by 31 December 2026 and your accrued waiting period does not carry over.

Source: Jouw zorgverzekering in 2027 (vvaa.nl, Dutch)

Summary

Entry-level supplementary cover for physiotherapy, alternative care, contraception, travel vaccinations and a health check.

Also available without basic insurance from VvAA zorgverzekering.

What this package covers

I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.

Allied health care
Care Maximum Percentage Number Per Conditions
Physiotherapy Read automatically, not yet checked Unlimited 100% 10 calendar year, per person Shared with Exercise therapy (Cesar/Mensendieck)Fysio-, oefen-, oedeem- en manuele therapie samen; manuele therapie hooguit 9 behandelingen. Zonder contract niet volledig vergoed.
Abroad
Care Maximum Percentage Number Per Conditions
Travel vaccinations Read automatically, not yet checked €75 100% Unlimited calendar year, per person Vaccinaties en advies voor reizen naar het buitenland, voor 11 ziekterisico's.
Alternative care
Care Maximum Percentage Number Per Conditions
Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve zorg €100 100% Unlimited calendar year, per person Up to €30.00 per treatmentShared with Acupuncture, Chiropractic and osteopathyPer rekening een vergoeding voor alternatieve behandelaars zoals homeopathie, chiropractie en acupunctuur. Maximum per behandeldag.
Family
Care Maximum Percentage Number Per Conditions
Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie voor vrouwen Unlimited 100% Unlimited calendar year, per person Voor vrouwen van 21 tot 30 jaar; voor sommige merken geldt een eigen bijdrage.
Prevention and lifestyle
Care Maximum Percentage Number Per Conditions
Health check and preventive screening Read automatically, not yet checkedName used by the insurer: Gezondheidscheck Unlimited 100% 1 calendar year, per person Eén persoonlijke gezondheids- of sportcheck per jaar.

Premium by age

The premium for supplementary insurance may depend on your age on 1 January.

Premium by age
Age Per month Per year
0 to 17 years€0.00€0.00
18 years and older€9.84€118.08

Changes since 2025

This policy is new in 2026.

Sources

  1. Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026)
  2. Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page fysiotherapie)
  3. Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page alternatieve-zorg)
  4. Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page anticonceptie-voor-vrouwen)
  5. Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page reisvaccinaties)
  6. Coverage overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026, page gezondheidscheck)
  7. Premium overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026)