Aanvullend 1 ster by Zilveren Kruis (2026)
Aanvullend 1 ster is a supplementary insurance from Zilveren Kruis for 2026.
- Package type
- Supplementary insurance
- Acceptance
- The insurer may refuse you
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
Entry level of the Zilveren Kruis star supplementary packages with 8 physiotherapy sessions, a € 150 health and fitness bundle and cover abroad.
Only available together with basic insurance from Zilveren Kruis.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie vanaf 18 jaar | Unlimited | 100% | 8 | calendar year, per person | Ook 8 behandelingen per jaar voor verzekerden tot 18 jaar, aanvullend op de basisverzekering. |
| Fysiotherapeutische nazorg (ook chronisch)Extra lineunder Physiotherapy Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Volledig per indicatie, maximaal 2 jaar lang. |
| Hardloopcoaching bij blessuresExtra lineunder Physiotherapy Read automatically, not yet checked | Unlimited | 100% | 1 | calendar year, per person | Eén online coachingstraject; periode niet vermeld. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandheelkundige kosten na een ongeval | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Maximum per ongeval, voor alle leeftijden. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Reizigersvaccinaties | Unlimited | 100% | Unlimited | calendar year, per person | Volledig bij een gecontracteerde zorgverlener; anders maximaal € 75. |
| Repatriation Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Volledig vergoed; de basisverzekering vergoedt alleen tot 200 kilometer. |
| Emergency care abroad Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Vergoeding tot het tarief in het buitenland in plaats van het Nederlandse tarief. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie vanaf 21 jaar | Unlimited | 100% | Unlimited | calendar year, per person | Voor verzekerden vanaf 21 jaar; jonger valt onder de basisverzekering. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Preventive courses Read automatically, not yet checkedName used by the insurer: Gezond- en Fitbundel | €150 | 100% | Unlimited | calendar year, per person | Shared with Sports medical check-up and advice, Diet and lifestyle advice, Additional psychological support, Health check and preventive screeningEén jaarbudget voor cursus afvallen, health check, huidkankercheck, slaapcursus, sportmedisch onderzoek en begeleiding, voedingsvoorlichting en online psychische zelfhulpmodules. |
| Mindfulness and stress training Read automatically, not yet checkedName used by the insurer: Mindfulness en Veerkrachtig ouderschap | €250 | 100% | Unlimited | calendar year, per person | Gezamenlijk jaarmaximum voor mindfulness en de training veerkrachtig ouderschap. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Travel and stay for specialist treatment Read automatically, not yet checkedName used by the insurer: Overnachtings- en vervoerskosten bij expertisebehandelingen in het buitenland | €5,000 | 100% | Unlimited | calendar year, per person | Reis- en overnachtingskosten bij een expertisebehandeling over de grens; periode van het maximum niet vermeld. |
| Medicine co-payments and non-covered medicines Read automatically, not yet checkedName used by the insurer: Geregistreerde geneesmiddelen die niet in het basispakket zijn opgenomen | €750 | 100% | Unlimited | calendar year, per person | Geregistreerde medicijnen buiten het basispakket. |
| Medical aids (supplementary) | No general coverage, only the extra lines below. | ||||
| Sport- of koelbraceExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €50 | 100% | 1 | calendar year, per person | Eén brace per jaar. |
| Menopause consultant Read automatically, not yet checkedName used by the insurer: Zorg voor vrouwen | €115 | 100% | Unlimited | calendar year, per person | Periode van het maximum niet vermeld. |
| Transport after death Read automatically, not yet checkedName used by the insurer: Vervoer van een stoffelijk overschot naar Nederland | Unlimited | 100% | Unlimited | calendar year, per person | Overbrenging van een overledene naar Nederland volledig vergoed. |
| Second opinion (including online) Read automatically, not yet checkedName used by the insurer: Second opinion door Royal Doctors | Unlimited | 100% | Unlimited | calendar year, per person | Ook Tweede Arts Online wordt volledig vergoed. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 0 to 17 years | €0.00 | €0.00 |
| 18 to 29 years | €10.25 | €123.00 |
| 30 years and older | €10.50 | €126.00 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page buitenland)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page fysio-en-oefentherapie)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page gezond-en-fitbundel)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page gezonder-leven)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page medicijnen-geneesmiddelen)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page overig)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page reventie-en-advies)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page tanden)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page vervoer)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page ziekenhuis-en-verpleging)
- Premium overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)