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Basis Plus Module by Zilveren Kruis (2026)

Basis Plus Module is a supplementary insurance from Zilveren Kruis for 2026.

Package type
Supplementary insurance
Acceptance
The insurer may refuse you
Waiting period
No waiting period
Child
Children under 18 are covered free of charge if a parent has this package.

Summary

Light Zilveren Kruis add-on module with emergency care abroad, repatriation, physiotherapy aftercare and up to € 750 for medicines outside the basic package.

Only available together with basic insurance from Zilveren Kruis.

What this package covers

I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.

Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.

Allied health care
Care Maximum Percentage Number Per Conditions
PhysiotherapyNo general coverage, only the extra lines below.
Fysiotherapeutische nazorg (ook chronisch)Extra lineunder Physiotherapy Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Volledig per indicatie, maximaal 2 jaar lang.
Dental care
Care Maximum Percentage Number Per Conditions
Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandheelkundige kosten na een ongeval €10,000 100% Unlimited per event (accident, birth), per person Maximum per ongeval, voor alle leeftijden.
Abroad
Care Maximum Percentage Number Per Conditions
Repatriation Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Volledig vergoed; de basisverzekering vergoedt alleen tot 200 kilometer.
Emergency care abroad Read automatically, not yet checked Unlimited 100% Unlimited calendar year, per person Vergoeding tot het tarief in het buitenland in plaats van het Nederlandse tarief.
Medical aids and other
Care Maximum Percentage Number Per Conditions
Travel and stay for specialist treatment Read automatically, not yet checkedName used by the insurer: Overnachtings- en vervoerskosten bij expertisebehandelingen in het buitenland €5,000 100% Unlimited calendar year, per person Reis- en overnachtingskosten bij een expertisebehandeling over de grens; periode van het maximum niet vermeld.
Medicine co-payments and non-covered medicines Read automatically, not yet checkedName used by the insurer: Geregistreerde geneesmiddelen die niet in het basispakket zijn opgenomen €750 100% Unlimited calendar year, per person Geregistreerde medicijnen buiten het basispakket.
Transport after death Read automatically, not yet checkedName used by the insurer: Vervoer van een stoffelijk overschot naar Nederland Unlimited 100% Unlimited calendar year, per person Overbrenging van een overledene naar Nederland volledig vergoed.
Second opinion (including online) Read automatically, not yet checkedName used by the insurer: Second opinion door Royal Doctors Unlimited 100% Unlimited calendar year, per person Ook Tweede Arts Online wordt volledig vergoed.

Premium by age

The premium for supplementary insurance may depend on your age on 1 January.

Premium by age
Age Per month Per year
0 to 17 years€0.00€0.00
18 to 29 years€2.25€27.00
30 years and older€2.25€27.00

Changes since 2025

This policy is new in 2026.

Sources

  1. Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)
  2. Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page buitenland)
  3. Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page fysio-en-oefentherapie)
  4. Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page medicijnen-geneesmiddelen)
  5. Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page tanden)
  6. Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page vervoer)
  7. Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026, page ziekenhuis-en-verpleging)
  8. Premium overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)