Extra Vitaal by Zilveren Kruis (2026)
Extra Vitaal is a supplementary insurance from Zilveren Kruis for 2026.
- Package type
- Supplementary insurance
- Acceptance
- The insurer may refuse you
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
- Cancellation
- Jaarlijks per 1 januari op te zeggen; de opzegging moet uiterlijk 31 december binnen zijn.
Summary
Supplementary cover focused on support at home and prevention: respite care, a health check, personal alarms, daily-living aids and some statutory co-payments.
Only available together with basic insurance from Zilveren Kruis.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Hearing aids Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage hoortoestellen | Unlimited | 100% | Unlimited | calendar year, per person | Up to €300.00 per treatmentVergoeding van de wettelijke eigen bijdrage, tot € 300 per toestel. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Health check and preventive screening Read automatically, not yet checkedName used by the insurer: Persoonlijke Gezondheidscheck | Unlimited | 100% | 1 | calendar year, per person | Eén check per jaar inclusief uitleg van de uitslag, alleen bij &NIPED. |
| Additional psychological support Read automatically, not yet checkedName used by the insurer: Online (zelfhulp) modules bij psychische zorg | Unlimited | 100% | Unlimited | calendar year, per person | Voucher voor de online zelfhulpmodules van NewHealth volledig vergoed. |
| Flu vaccination Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Alleen voor verzekerden jonger dan 60 jaar. |
| Preventive courses | No general coverage, only the extra lines below. | ||||
| GeheugentrainingExtra lineunder Preventive courses Read automatically, not yet checked | €115 | 100% | Unlimited | calendar year, per person | Cursus geheugentraining via een thuiszorginstelling. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Respite care for informal carers Read automatically, not yet checkedName used by the insurer: Mantelzorg: tijdelijke vervanging mantelzorger | Unlimited | 100% | Unlimited | calendar year, per person | Tot 24 uur vervanging, verspreid over 3 aaneengesloten maanden per jaar. |
| Informal care broker and advice Read automatically, not yet checkedName used by the insurer: Mantelzorgmakelaar | Unlimited | 100% | Unlimited | calendar year, per person | Hooguit 1 uur hulp van een mantelzorgmakelaar per jaar. |
| Medical aids (supplementary) Read automatically, not yet checkedName used by the insurer: Wettelijke eigen bijdrage orthopedisch schoeisel | Unlimited | 100% | Unlimited | calendar year, per person | De wettelijke eigen bijdrage voor orthopedische schoenen wordt volledig vergoed. |
| ADL-hulpmiddelenExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €100 | 100% | Unlimited | calendar year, per person | Hulpmiddelen voor dagelijkse levensverrichtingen, geleverd door Vegro of Medipoint|Harting-Bank. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 0 years and older | €6.95 | €83.40 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Zilveren Kruis 2026 (Version 1, Retrieved on 29 October 2026)
- Coverage overview Zilveren Kruis 2026 (Version 1, Retrieved on 29 October 2026, page 1)
- Coverage overview Zilveren Kruis 2026 (Version 1, Retrieved on 29 October 2026, page 2)
- Premium overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)