AV-Gemak by Zorg en Zekerheid (2026)
AV-Gemak is a supplementary and dental insurance from Zorg en Zekerheid for 2026.
- Package type
- Supplementary and dental insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
- Cancellation
- Jaarlijks op te zeggen per 1 januari; de opzegging moet uiterlijk 31 december binnen zijn.
Summary
Online supplementary plan with physiotherapy, dentist up to 250 euros a year, glasses or lenses, contraception and dental care after an accident.
Only available together with basic insurance from Zorg en Zekerheid.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checked | Unlimited | 100% | 9 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Inclusief oefentherapie en verbijzonderingen zoals oedeem- en manuele therapie. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Dentist: check-ups and prevention Read automatically, not yet checkedName used by the insurer: Tandarts | €250 | 75% | Unlimited | calendar year, per person | Shared with Dentist: treatmentsVanaf 18 jaar; geen orthodontie, implantaten of kunstgebit; M01-M03 tot 15 minuten, hooguit 2 X10-foto's per jaar. |
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Tandarts na een ongeval | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Tandartskosten na een ongeval, maximum per ongeval. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Glasses and contact lenses Read automatically, not yet checked | €25 | 100% | Unlimited | 3 calendar years, per person | Vanaf 2,25 dioptrie, bril en lenzen samen. Bij Specsavers wordt de brilvergoeding verdubbeld. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptie voor vrouwen | Unlimited | 100% | Unlimited | calendar year, per person | Vanaf 21 jaar; jonger valt onder de basisverzekering. Voor sommige middelen geldt een eigen bijdrage. |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 years and older | €21.20 | €254.40 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 29 October 2026)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 29 October 2026, page fysiotherapie)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 29 October 2026, page brillen-en-contactlenzen)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 29 October 2026, page tandarts)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 29 October 2026, page anticonceptie-voor-vrouwen)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 29 October 2026, page tandarts-na-een-ongeval)
- Premium overview Zorg en Zekerheid 2026 (Retrieved on 28 October 2026)