AV-Standaard Regio by Zorg en Zekerheid (2026)
AV-Standaard Regio is a supplementary and dental insurance from Zorg en Zekerheid for 2026.
- Package type
- Supplementary and dental insurance
- Acceptance
- Everyone is accepted
- Waiting period
- No waiting period
- Child
- Children under 18 are covered free of charge if a parent has this package.
Summary
Zorg en Zekerheid supplementary insurance AV-Standaard Regio; the overview gives the 2026 reimbursement per type of care.
Only available together with basic insurance from Zorg en Zekerheid.
What this package covers
I extract coverage from the insurer's documents and check it afterwards. I mark data that has not been checked yet.
Indented lines are extra lines the insurer lists under the same type of care, for example for a specific condition. I show them so you can read them, but they do not count in my calculation of your annual costs or in the comparison. Check the policy terms to see whether they apply to you.
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Physiotherapy Read automatically, not yet checkedName used by the insurer: Fysiotherapie en oefentherapie | Unlimited | 100% | 6 | calendar year, per person | Shared with Exercise therapy (Cesar/Mensendieck)Fysiotherapie en oefentherapie samen. |
| Fysiotherapie op vakantieExtra lineunder Physiotherapy Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | In Europa de kostprijs; daarbuiten hooguit tweemaal het gangbare of Wmg-tarief in Nederland. |
| Podiatry Read automatically, not yet checkedName used by the insurer: Podologie/podo(posturale) therapie | €50 | 100% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Crowns, bridges and implants | No general coverage, only the extra lines below. | ||||
| Extra tandheelkundige hulp (gegoten vullingen, kronen en bruggen), tot 18 jaarExtra lineunder Crowns, bridges and implants Read automatically, not yet checked | €150 | 75% | Unlimited | calendar year, per person | Alleen voor verzekerden jonger dan 18 jaar. |
| Dentist: check-ups and prevention Read automatically, not yet checkedName used by the insurer: Controle (tandheelkundige hulp vanaf 18 jaar) | €150 | 100% | Unlimited | calendar year, per person | Shared with Dentist: treatments, Dentures and denture co-paymentVanaf 18 jaar. |
| Dentist: treatments Read automatically, not yet checkedName used by the insurer: Overige tandheelkundige behandelingen (vanaf 18 jaar) | €150 | 75% | Unlimited | calendar year, per person | Shared with Dentist: check-ups and prevention, Dentures and denture co-paymentVanaf 18 jaar. |
| Dental care after an accident Read automatically, not yet checkedName used by the insurer: Ongevalsdekking tandheelkunde | €10,000 | 100% | Unlimited | per event (accident, birth), per person | Maximum per ongeval. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Glasses and contact lenses Read automatically, not yet checkedName used by the insurer: Brillenglazen, brilmonturen en contactlenzen | €25 | 100% | Unlimited | 3 calendar years, per person | Enkelvoudige glazen tot € 25, multifocaal tot € 50; vanaf 2,25 dioptrie, eens per drie kalenderjaren. |
| Hearing aids Read automatically, not yet checkedName used by the insurer: Aanvullende vergoeding hulpmiddelen (pruiken, hoortoestellen, prothese-BH, etc) | Unlimited | 100% | Unlimited | calendar year, per person | Up to €70.00 per treatmentShared with Medical aids (supplementary), Wig and hairpiece, Post-mastectomy bra and swimwearAanvulling op hulpmiddelen zoals pruiken, hoortoestellen en prothese-bh's; maximum geldt per hulpmiddel. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Travel vaccinations Read automatically, not yet checkedName used by the insurer: Vaccinatie wegens voorgenomen verblijf in het buitenland | Unlimited | 75% | Unlimited | calendar year, per person | Driekwart bij een gecontracteerde zorgaanbieder; bij een niet-gecontracteerde aanbieder hooguit € 80. |
| Emergency care abroad Read automatically, not yet checkedName used by the insurer: Geneeskundige kosten (buitenland) | Unlimited | 100% | Unlimited | calendar year, per person | In Europa de kostprijs; daarbuiten hooguit tweemaal het gangbare of Wmg-tarief in Nederland. |
| Repatriation Read automatically, not yet checkedName used by the insurer: Medisch noodzakelijke repatriëring naar Nederland en toezending geneesmiddelen | Unlimited | 100% | Unlimited | calendar year, per person | Alleen als terugkeer medisch noodzakelijk is; ook het nasturen van geneesmiddelen. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Alternative medicine Read automatically, not yet checkedName used by the insurer: Alternatieve consulten, behandelingen en geneesmiddelen | €150 | 100% | Unlimited | calendar year, per person | Up to €25.00 per treatmentShared with Homeopathic and anthroposophic remediesBehandelingen en consulten volledig tot het dagmaximum; samen met geneesmiddelen één jaarmaximum. |
| Homeopathic and anthroposophic remedies Read automatically, not yet checkedName used by the insurer: Alternatieve consulten, behandelingen en geneesmiddelen | €150 | 50% | Unlimited | calendar year, per person | Shared with Alternative medicineAlternatieve geneesmiddelen gedeeltelijk vergoed, binnen hetzelfde jaarmaximum. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Contraception Read automatically, not yet checkedName used by the insurer: Anticonceptiva | Unlimited | 100% | Unlimited | calendar year, per person | Vanaf 21 jaar; de wettelijke GVS-eigen bijdrage valt erbuiten. |
| Maternity pack Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | |
| Hospital birth without medical need Read automatically, not yet checkedName used by the insurer: Bevalling zonder medische noodzaak in het ziekenhuis | Unlimited | 100% | Unlimited | calendar year, per person | Eigen bijdrage bij een poliklinische bevalling zonder medische reden. |
| Maternity care co-payment Read automatically, not yet checkedName used by the insurer: Kraamzorg | Unlimited | 100% | Unlimited | calendar year, per person | Vergoeding van de wettelijke eigen bijdrage voor kraamzorg. |
| Pregnancy and childbirth course Read automatically, not yet checkedName used by the insurer: Zwangerschapscursus | €100 | 100% | Unlimited | calendar year, per person | |
| Lactation consultant Read automatically, not yet checkedName used by the insurer: Lactatiekundige | €100 | 100% | Unlimited | calendar year, per person | |
| BorstvoedingscursusExtra lineunder Lactation consultant Read automatically, not yet checked | Unlimited | 100% | Unlimited | calendar year, per person | Volledig bij een gecontracteerde aanbieder; bij een niet-gecontracteerde aanbieder hooguit € 20. |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Health check and preventive screening Read automatically, not yet checkedName used by the insurer: GeZZondCheck | Unlimited | 100% | 1 | 2 calendar years, per person | Eén check per twee kalenderjaren. |
| Preventive courses Read automatically, not yet checked | €115 | 50% | Unlimited | calendar year, per person |
| Care | Maximum | Percentage | Number | Per | Conditions |
|---|---|---|---|---|---|
| Medical aids (supplementary) | No general coverage, only the extra lines below. | ||||
| Zuurstof op vakantie of zakenreisExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €600 | 100% | Unlimited | calendar year, per person | |
| Hulpmiddelen ter ondersteuning van zelfredzaamheidExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €40 | 75% | Unlimited | calendar year, per person | |
| Alarmering op sociale indicatieExtra lineunder Medical aids (supplementary) Read automatically, not yet checked | €42 | 100% | Unlimited | calendar year, per person | Huur van alarmapparatuur, hooguit € 3,50 per maand (omgerekend per kalenderjaar). |
| Breast pump Read automatically, not yet checked | €40 | 100% | Unlimited | calendar year, per person | |
| Recovery stay and care hotel Read automatically, not yet checkedName used by the insurer: Herstellingsoord, zorghotel en hospice | €1,050 | 100% | Unlimited | calendar year, per person | Up to €35.00 per treatmentShared with Hospice and palliative careBedrag per dag met een jaarmaximum, voor herstellingsoord, zorghotel en hospice samen. |
| Guest house and travel costs for visitors Read automatically, not yet checkedName used by the insurer: Logeerhuis | Unlimited | 100% | Unlimited | calendar year, per person | Up to €15.00 per treatmentVergoeding per dag voor verblijf in een logeerhuis. |
| Bezoekkosten opgenomen gezinslidExtra lineunder Guest house and travel costs for visitors Read automatically, not yet checked | €250 | 100% | Unlimited | calendar year, per person | |
| Bedwetting alarm Read automatically, not yet checked | €85 | 100% | Unlimited | calendar year, per person | |
| Orthopaedic insoles Read automatically, not yet checkedName used by the insurer: Steunzolen | €35 | 50% | Unlimited | calendar year, per person | |
Premium by age
The premium for supplementary insurance may depend on your age on 1 January.
| Age | Per month | Per year |
|---|---|---|
| 18 years and older | €20.20 | €242.40 |
Changes since 2025
This policy is new in 2026.
Sources
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 28 October 2026)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 28 October 2026, page 1)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 28 October 2026, page 2)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 28 October 2026, page 3)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 28 October 2026, page 4)
- Premium overview Zorg en Zekerheid 2026 (Retrieved on 29 October 2026)