Reimbursement policy (restitutiepolis)
A basic insurance policy that lets you choose any care provider, including providers without a contract with your insurer.
With a restitutie (reimbursement) policy you choose your own care provider. Even if the provider has no contract with your insurer, costs are reimbursed up to the statutory rate or, where there is none, up to a rate that is customary in the Dutch market. If the bill is higher, you pay the difference. Sometimes you pay the bill first and then claim it from your insurer. Reimbursement policies usually have a higher premium than in-kind policies.
In Dutch: Restitutiepolis