Additional psychological support coverage 2026
All supplementary insurance packages that cover additional psychological support in 2026, sorted by the highest maximum per year.
Mental healthcare (ggz) with a referral is covered by the basic insurance; supplementary packages can reimburse extra psychological support it does not cover, such as coaching for mild complaints.
In basic insurance
Additional psychological support is not part of basic insurance. You need supplementary insurance to get it reimbursed.
29 packages
Sorted by: maximum reimbursement, highest first. Sorted by maximum reimbursement per year, then by premium (lowest first). Maximums per 2 or 3 years have been converted to an amount per year. See the package for the exact conditions.
| # | Package | Insurer | Maximum per year | Percentage | Number | Conditions | Premium for someone aged 30 |
|---|---|---|---|---|---|---|---|
| 1 | VvAA OntzorgPlus | VvAA zorgverzekering | Unlimited | 100% | Unlimited | per event (accident, birth), per personEenmalig tot 12 maanden steun voor uzelf en naasten via Care for Cancer of Lifefullness; ook begeleiding bij rouw als genezing niet meer kan. | €4.84 |
| 2 | Extra Vitaal | Zilveren Kruis | Unlimited | 100% | Unlimited | calendar year, per personVoucher voor de online zelfhulpmodules van NewHealth volledig vergoed. | €6.95 |
| 3 | ZieZo Aanvullend 1 | ZieZo | Unlimited | 100% | Unlimited | calendar year, per personOnline zelfhulpprogramma's bij psychische klachten, volledig vergoed. | €7.25 |
| 4 | Start Zorg & Tand 1 | Zilveren Kruis | Unlimited | 100% | Unlimited | calendar year, per personOnline zelfhulpprogramma's bij psychische klachten, volledig vergoed.plus 1 extra line | €11.95 |
| 5 | ZorgCompact Plus | Interpolis | Unlimited | 100% | Unlimited | calendar year, per personVolledig vergoed, alleen bij NewHealth.plus 1 extra line | €12.50 |
| 6 | Start Zorg & Tand 2 | Zilveren Kruis | Unlimited | 100% | Unlimited | calendar year, per personOnline zelfhulpprogramma's bij psychische klachten, volledig vergoed.plus 1 extra line | €15.95 |
| 7 | Vrije Keuze Topfit | ONVZ | €1,000 | 100% | Unlimited | calendar year, per personConsulten bij aanpassingsstoornis en bij werk- of relatieproblemen. | €80.00 |
| 8 | Zorg & Herstel | FBTO | €500 | 100% | Unlimited | calendar year, per personKortdurende psychosociale begeleiding, binnen het gezamenlijke maximum van € 1.500. | €2.50 |
| 9 | Care4 | Care4Life | €500 | 100% | Unlimited | calendar year, per personAlleen via hulpverleners of organisaties die in het Register Christelijke Zorg staan. | €49.94 |
| 10 | Vrije Keuze Optifit | ONVZ | €500 | 100% | Unlimited | calendar year, per personConsulten bij aanpassingsstoornis en bij werk- of relatieproblemen. | €50.48 |
| 11 | Largepolis | De christelijke zorgverzekeraar | €500 | 100% | Unlimited | calendar year, per personPsychosociale hulp of relatietherapie vanuit christelijke grondslag. | €51.50 |
| 12 | Care3 | Care4Life | €400 | 100% | Unlimited | calendar year, per personAlleen via hulpverleners of organisaties die in het Register Christelijke Zorg staan. | €39.33 |
| 13 | AV-AZVZ-Comfort | AZVZ | €320 | 100% | Unlimited | calendar year, per personplus 1 extra line | €37.69 |
| 14 | AV-AZVZ-Comfort-Extra | AZVZ | €320 | 100% | Unlimited | calendar year, per personplus 1 extra line | €59.95 |
| 15 | AV-Top | Zorg en Zekerheid | €320 | 75% | Unlimited | calendar year, per personplus 1 extra line | €51.49 |
| 16 | AV-Plus | Zorg en Zekerheid | €320 | 75% | Unlimited | calendar year, per personplus 1 extra line | €55.57 |
| 17 | AV-GeZZin | Zorg en Zekerheid | €320 | 75% | Unlimited | calendar year, per personplus 1 extra line | €63.17 |
| 18 | Care2 | Care4Life | €300 | 100% | Unlimited | calendar year, per personAlleen via hulpverleners of organisaties die in het Register Christelijke Zorg staan. | €21.06 |
| 19 | Smallpolis | De christelijke zorgverzekeraar | €250 | 100% | Unlimited | calendar year, per personPsychosociale hulp of relatietherapie vanuit christelijke grondslag. | €9.50 |
| 20 | Mediumpolis | De christelijke zorgverzekeraar | €250 | 100% | Unlimited | calendar year, per personPsychosociale hulp of relatietherapie vanuit christelijke grondslag. | €24.75 |
| 21 | Care1 | Care4Life | €200 | 100% | Unlimited | calendar year, per personAlleen via hulpverleners of organisaties die in het Register Christelijke Zorg staan. | €7.54 |
| 22 | AV-Sure | Zorg en Zekerheid | €200 | 75% | Unlimited | calendar year, per personplus 1 extra line | €23.70 |
| 23 | Zorg voor de Zorg Start | IZZ Zorgverzekering door CZ | €150 | 100% | Unlimited | calendar year, per person | €0.00 |
| 24 | CZ Start | CZ | €150 | 100% | Unlimited | calendar year, per personVoor (ex-)kankerpatiënten en hun gezin. | €2.15 |
| 25 | ZorgGoed | IZZ Zorgverzekering door CZ | €150 | 100% | Unlimited | calendar year, per person | €11.80 |
| 26 | CZ 50+ | CZ | €150 | 100% | Unlimited | calendar year, per personVoor (ex-)kankerpatiënten en hun gezin. | €22.20 |
| 27 | CZ Jongeren | CZ | €150 | 100% | Unlimited | calendar year, per personVoor (ex-)kankerpatiënten en hun gezin. | €34.70 |
| 28 | PZPdirect Start | PZP Politie Zorgpolis | Unlimited | 100% | 2 | calendar year, per person | €2.00 |
| 29 | NN Fit | Nationale-Nederlanden | Unlimited | 100% | 1 | calendar year, per personEén online programma per jaar. | €0.00 |
Sources
- Coverage overview VvAA zorgverzekering 2026 (Retrieved on 29 October 2026)
- Premium overview VvAA zorgverzekering 2026 (Retrieved on 28 October 2026)
- Coverage overview Zilveren Kruis 2026 (Version 1, Retrieved on 29 October 2026)
- Premium overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)
- Coverage overview ZieZo 2026 (Retrieved on 28 October 2026)
- Premium overview ZieZo 2026 (Retrieved on 28 October 2026)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026)
- Premium overview Interpolis 2026 (Retrieved on 28 October 2026)
- Coverage overview ONVZ 2026 (Retrieved on 28 October 2026)
- Premium overview ONVZ 2026 (Retrieved on 28 October 2026)
- Policy conditions FBTO 2026 (Retrieved on 28 October 2026)
- Premium overview FBTO 2026 (Retrieved on 29 October 2026)
- Coverage overview Care4Life 2026 (Retrieved on 28 October 2026)
- Premium overview Care4Life 2026 (Retrieved on 29 October 2026)
- Coverage overview De christelijke zorgverzekeraar 2026 (Retrieved on 28 October 2026)
- Premium overview De christelijke zorgverzekeraar 2026 (Retrieved on 28 October 2026)
- Coverage overview AZVZ 2026 (Retrieved on 28 October 2026)
- Premium overview AZVZ 2026 (Retrieved on 28 October 2026)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 28 October 2026)
- Premium overview Zorg en Zekerheid 2026 (Retrieved on 28 October 2026)
- Coverage overview IZZ Zorgverzekering door CZ 2026 (Version 3, Retrieved on 29 October 2026)
- Premium overview IZZ Zorgverzekering door CZ 2026 (Retrieved on 28 October 2026)
- Coverage overview IZZ Zorgverzekering door CZ 2026 (Retrieved on 29 October 2026)
- Coverage overview CZ 2026 (Retrieved on 28 October 2026)
- Premium overview CZ 2026 (Retrieved on 29 October 2026)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026)
- Premium overview PZP Politie Zorgpolis 2026 (Retrieved on 29 October 2026)
- Coverage overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026)
- Premium overview Nationale-Nederlanden 2026 (Retrieved on 28 October 2026)