Exercise programme and medical fitness coverage 2026
All supplementary insurance packages that cover exercise programme and medical fitness in 2026, sorted by the highest maximum per year.
Supervised exercise programmes (beweegprogramma), medical fitness or exercising in heated water for people with a chronic condition are reimbursed only by some supplementary packages.
In basic insurance
Exercise programme and medical fitness is not part of basic insurance. You need supplementary insurance to get it reimbursed.
46 packages
Sorted by: maximum reimbursement, highest first. Sorted by maximum reimbursement per year, then by premium (lowest first). Maximums per 2 or 3 years have been converted to an amount per year. See the package for the exact conditions.
| # | Package | Insurer | Maximum per year | Percentage | Number | Conditions | Premium for someone aged 30 |
|---|---|---|---|---|---|---|---|
| 1 | Stad Holland Standaard AV | Stad Holland | Unlimited | 100% | Unlimited | duration of the insurance, per personTot € 12,50 per maand gedurende hooguit 6 maanden, eenmaal per verzekerde; programma via Harteraad-organisatie. | €28.50 |
| 2 | DSW AV-Standaard | DSW | Unlimited | 100% | Unlimited | duration of the insurance, per personTot € 12,50 per maand gedurende hooguit 6 maanden, eenmaal per verzekerde; programma via Harteraad-organisatie. | €29.00 |
| 3 | DSW AV-Top | DSW | Unlimited | 100% | Unlimited | duration of the insurance, per personTot € 12,50 per maand gedurende hooguit 6 maanden, eenmaal per verzekerde; programma via Harteraad-organisatie. | €51.00 |
| 4 | Stad Holland Uitgebreide AV | Stad Holland | Unlimited | 100% | Unlimited | duration of the insurance, per personTot € 12,50 per maand gedurende hooguit 6 maanden, eenmaal per verzekerde; programma via Harteraad-organisatie. | €53.00 |
| 5 | Stad Holland Extra Uitgebreide AV | Stad Holland | Unlimited | 100% | Unlimited | duration of the insurance, per personTot € 12,50 per maand gedurende hooguit 6 maanden, eenmaal per verzekerde; programma via Harteraad-organisatie. | €73.00 |
| 6 | Vrije Keuze OntzorgPlus | ONVZ | Unlimited | 100% | Unlimited | calendar year, per personVolledig, alleen voor beweegprogramma's bij en na kanker. | Unknown |
| 7 | Vrije Keuze Topfit | ONVZ | €500 | 100% | Unlimited | calendar year, per personVoor beweegprogramma's bij chronische ziekte, kanker en gli samen; ook bij aanpak overgewicht kinderen.plus 1 extra line | €80.00 |
| 8 | AV Optimaal | De Friesland | €450 | 100% | Unlimited | one-off, per personEenmalig per indicatie.plus 2 extra lines | €59.95 |
| 9 | AV Extra | De Friesland | €400 | 100% | Unlimited | one-off, per personEenmalig per indicatie.plus 2 extra lines | €31.75 |
| 10 | AV Frieso Compleet | De Friesland | €400 | 100% | Unlimited | one-off, per personEenmalig per indicatie.plus 2 extra lines | €57.00 |
| 11 | AV Standaard | De Friesland | €350 | 100% | Unlimited | one-off, per personEenmalig per indicatie.plus 1 extra line | €18.75 |
| 12 | Aanvullend 3 sterren | Zilveren Kruis | €350 | 100% | Unlimited | duration of the insurance, per personMaximum per aandoening voor de hele verzekeringsduur.plus 2 extra lines | €42.75 |
| 13 | Largepolis | De christelijke zorgverzekeraar | €350 | 100% | Unlimited | duration of the insurance, per personMaximum per aandoening voor de hele verzekeringsduur.plus 3 extra lines | €51.50 |
| 14 | Vitaal 3 | Aon Verzekeringen | €350 | 100% | Unlimited | per event (accident, birth), per person€ 350 per aandoening (hartfalen, diabetes type 2, COPD, reuma of kanker) voor de hele verzekeringsduur. | €53.25 |
| 15 | Aanvullend 4 sterren | Zilveren Kruis | €350 | 100% | Unlimited | duration of the insurance, per personMaximum per aandoening voor de hele verzekeringsduur.plus 2 extra lines | €74.25 |
| 16 | Vitaal Premium | Aon Verzekeringen | €350 | 100% | Unlimited | per event (accident, birth), per person€ 350 per aandoening (hartfalen, diabetes type 2, COPD, reuma of kanker) voor de hele verzekeringsduur. | €75.25 |
| 17 | Extra Largepolis | De christelijke zorgverzekeraar | €350 | 100% | Unlimited | duration of the insurance, per personEenmalig budget over de hele verzekeringsduur; alleen bij een hiervoor gecontracteerde fysio- of oefentherapeut.plus 2 extra lines | €79.95 |
| 18 | Vitaal Senior | Aon Verzekeringen | €350 | 100% | Unlimited | per event (accident, birth), per person€ 350 per aandoening voor de hele verzekeringsduur. | Unknown |
| 19 | Vrije Keuze Optifit | ONVZ | €250 | 100% | Unlimited | calendar year, per personVoor beweegprogramma's bij chronische ziekte, kanker en gli samen; ook bij aanpak overgewicht kinderen. | €50.48 |
| 20 | AV-Totaal | Zorg en Zekerheid | €500 | 100% | Unlimited | 2 calendar years, per personOok de programma's Fitkids en JOGG-leefstijlinterventie krijgen dezelfde vergoeding.plus 1 extra line | Unknown |
| 21 | AV-Top | Zorg en Zekerheid | €500 | 75% | Unlimited | 2 calendar years, per personOok de programma's Fitkids en JOGG-leefstijlinterventie krijgen dezelfde vergoeding. | €51.49 |
| 22 | AV-Plus | Zorg en Zekerheid | €500 | 75% | Unlimited | 2 calendar years, per personOok de programma's Fitkids en JOGG-leefstijlinterventie krijgen dezelfde vergoeding. | €55.57 |
| 23 | AV-GeZZin | Zorg en Zekerheid | €500 | 75% | Unlimited | 2 calendar years, per personOok de programma's Fitkids en JOGG-leefstijlinterventie krijgen dezelfde vergoeding.plus 1 extra line | €63.17 |
| 24 | AV-AZVZ-Comfort | AZVZ | €500 | 75% | Unlimited | 2 calendar years, per personMaximum per twee kalenderjaren. | Unknown |
| 25 | AV-AZVZ-Comfort-Extra | AZVZ | €500 | 75% | Unlimited | 2 calendar years, per personMaximum per twee kalenderjaren. | Unknown |
| 26 | AV-Basis | Zorg en Zekerheid | €500 | 50% | Unlimited | 2 calendar years, per personOok de programma's Fitkids en JOGG-leefstijlinterventie krijgen dezelfde vergoeding. | €16.20 |
| 27 | AV-Sure | Zorg en Zekerheid | €500 | 50% | Unlimited | 2 calendar years, per personOok de programma's Fitkids en JOGG-leefstijlinterventie krijgen dezelfde vergoeding. | €23.70 |
| 28 | AV-Standaard | Zorg en Zekerheid | €500 | 50% | Unlimited | 2 calendar years, per personOok de programma's Fitkids en JOGG-leefstijlinterventie krijgen dezelfde vergoeding. | €24.27 |
| 29 | Care4 | Care4Life | €200 | 100% | Unlimited | calendar year, per person | Unknown |
| 30 | Care3 | Care4Life | €150 | 100% | Unlimited | calendar year, per person | Unknown |
| 31 | CZ Start | CZ | €350 | 100% | Unlimited | 3 calendar years, per person | €2.15 |
| 32 | CZ Basis | CZ | €350 | 100% | Unlimited | 3 calendar years, per person | €10.85 |
| 33 | CZ 50+ | CZ | €350 | 100% | Unlimited | 3 calendar years, per person | €22.20 |
| 34 | CZ Plus | CZ | €350 | 100% | Unlimited | 3 calendar years, per person | €27.35 |
| 35 | CZ Jongeren | CZ | €350 | 100% | Unlimited | 3 calendar years, per person | €34.70 |
| 36 | CZ Top | CZ | €350 | 100% | Unlimited | 3 calendar years, per person | €49.95 |
| 37 | CZdirect Goed | CZdirect | €350 | 100% | Unlimited | 3 calendar years, per person | Unknown |
| 38 | CZdirect Wereld | CZdirect | €350 | 100% | Unlimited | 3 calendar years, per person | Unknown |
| 39 | Start | PZP Politie Zorgpolis | €350 | 100% | Unlimited | 3 calendar years, per person | Unknown |
| 40 | Top Collectief | PZP Politie Zorgpolis | €350 | 100% | Unlimited | 3 calendar years, per person | Unknown |
| 41 | Mediumpolis | De christelijke zorgverzekeraar | €115 | 100% | Unlimited | calendar year, per personTrainer moet aangesloten zijn bij de beroepsvereniging voor lesgevers Sport en Bewegen 55+ (VML).plus 1 extra line | €24.75 |
| 42 | Basis PZP | PZP Politie Zorgpolis | €114 | 100% | Unlimited | calendar year, per person | Unknown |
| 43 | Plus PZP | PZP Politie Zorgpolis | €114 | 100% | Unlimited | calendar year, per person | Unknown |
| 44 | Jongeren PZP | PZP Politie Zorgpolis | €50 | 100% | Unlimited | calendar year, per personEén jaarmaximum voor EHBO-cursus, gezondheidscursus en beweegprogramma samen. | Unknown |
| 45 | Salland Plus | Salland Zorgverzekeringen | Unlimited | 100% | 1 | 3 calendar years, per personEén beweegprogramma per drie kalenderjaren. | €27.00 |
| 46 | Salland Top | Salland Zorgverzekeringen | Unlimited | 100% | 1 | 3 calendar years, per personEén beweegprogramma per drie kalenderjaren. | €49.95 |
Sources
- Coverage overview Stad Holland 2026 (Retrieved on 28 October 2026)
- Premium overview Stad Holland 2026 (Retrieved on 28 October 2026)
- Coverage overview Stad Holland 2026 (Retrieved on 28 October 2026)
- Coverage overview Stad Holland 2026 (Retrieved on 28 October 2026)
- Coverage overview DSW 2026 (Retrieved on 28 October 2026)
- Premium overview DSW 2026 (Retrieved on 28 October 2026)
- Coverage overview DSW 2026 (Retrieved on 28 October 2026)
- Coverage overview ONVZ 2026 (Retrieved on 28 October 2026)
- Premium overview ONVZ 2026 (Retrieved on 28 October 2026)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026)
- Premium overview De Friesland 2026 (Retrieved on 28 October 2026)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)
- Premium overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)
- Coverage overview De christelijke zorgverzekeraar 2026 (Retrieved on 28 October 2026)
- Premium overview De christelijke zorgverzekeraar 2026 (Retrieved on 28 October 2026)
- Coverage overview De christelijke zorgverzekeraar 2026 (Retrieved on 28 October 2026)
- Coverage overview Aon Verzekeringen 2026 (Retrieved on 28 October 2026)
- Premium overview Aon Verzekeringen 2026 (Retrieved on 28 October 2026)
- Coverage overview Zorg en Zekerheid 2026 (Retrieved on 28 October 2026)
- Premium overview Zorg en Zekerheid 2026 (Retrieved on 28 October 2026)
- Coverage overview AZVZ 2026 (Retrieved on 28 October 2026)
- Coverage overview Care4Life 2026 (Retrieved on 28 October 2026)
- Coverage overview CZ 2026 (Retrieved on 28 October 2026)
- Premium overview CZ 2026 (Retrieved on 28 October 2026)
- Coverage overview CZ 2026 (Retrieved on 28 October 2026)
- Coverage overview CZ 2026 (Retrieved on 28 October 2026)
- Coverage overview CZ 2026 (Retrieved on 28 October 2026)
- Coverage overview CZdirect 2026 (Retrieved on 28 October 2026)
- Coverage overview CZdirect 2026 (Retrieved on 28 October 2026)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026)
- Coverage overview PZP Politie Zorgpolis 2026 (Retrieved on 28 October 2026)
- Coverage overview Salland Zorgverzekeringen 2026 (Retrieved on 28 October 2026)
- Premium overview Salland Zorgverzekeringen 2026 (Retrieved on 28 October 2026)