Second opinion (including online) coverage 2026
All supplementary insurance packages that cover second opinion (including online) in 2026, sorted by the highest maximum per year.
A second opinion by a specialist with a referral is part of the basic insurance, while an online or international second-opinion service is offered by some supplementary packages.
In basic insurance
Second opinion (including online) is not part of basic insurance. You need supplementary insurance to get it reimbursed.
32 packages
Sorted by: maximum reimbursement, highest first. Sorted by maximum reimbursement per year, then by premium (lowest first). Maximums per 2 or 3 years have been converted to an amount per year. See the package for the exact conditions.
| # | Package | Insurer | Maximum per year | Percentage | Number | Conditions | Premium for someone aged 30 |
|---|---|---|---|---|---|---|---|
| 1 | AV Instap | De Friesland | Unlimited | 100% | Unlimited | calendar year, per personAlleen via de gecontracteerde aanbieder. | €1.95 |
| 2 | Basis Vitaal | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | €1.95 |
| 3 | Basis Plus Module | Zilveren Kruis | Unlimited | 100% | Unlimited | calendar year, per personOok Tweede Arts Online wordt volledig vergoed. | €2.25 |
| 4 | AV Opstap | De Friesland | Unlimited | 100% | Unlimited | calendar year, per personAlleen via de gecontracteerde aanbieder. | €6.75 |
| 5 | ZieZo Aanvullend 1 | ZieZo | Unlimited | 100% | Unlimited | calendar year, per personOnline tweede mening van een arts, volledig vergoed. | €7.25 |
| 6 | ZorgActief ZonderMeer | Interpolis | Unlimited | 100% | Unlimited | calendar year, per personAanvragen via de Interpolis ZorgCoach. | €8.18 |
| 7 | AV Budget | De Friesland | Unlimited | 100% | Unlimited | calendar year, per personAlleen via de gecontracteerde aanbieder. | €9.50 |
| 8 | Smallpolis | De christelijke zorgverzekeraar | Unlimited | 100% | Unlimited | calendar year, per personOok Tweede Arts Online wordt volledig vergoed. | €9.50 |
| 9 | Aanvullend 1 ster | Zilveren Kruis | Unlimited | 100% | Unlimited | calendar year, per personOok Tweede Arts Online wordt volledig vergoed. | €10.50 |
| 10 | Vitaal 1 | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | €10.50 |
| 11 | Start Zorg & Tand 1 | Zilveren Kruis | Unlimited | 100% | Unlimited | calendar year, per personOok Tweede Arts Online wordt volledig vergoed. | €11.95 |
| 12 | ZorgCompact Plus | Interpolis | Unlimited | 100% | Unlimited | calendar year, per personOnline arts voor vragen over diagnose en behandeling. | €12.50 |
| 13 | Aon Asia Basis | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | €13.95 |
| 14 | AV Doorstap | De Friesland | Unlimited | 100% | Unlimited | calendar year, per personAlleen via de gecontracteerde aanbieder. | €13.95 |
| 15 | Start Zorg & Tand 2 | Zilveren Kruis | Unlimited | 100% | Unlimited | calendar year, per personOok Tweede Arts Online wordt volledig vergoed. | €15.95 |
| 16 | AV Standaard | De Friesland | Unlimited | 100% | Unlimited | calendar year, per personAlleen via de gecontracteerde aanbieder. | €18.75 |
| 17 | Aanvullend 2 sterren | Zilveren Kruis | Unlimited | 100% | Unlimited | calendar year, per personOok Tweede Arts Online wordt volledig vergoed. | €22.75 |
| 18 | ZorgActief MeerZeker | Interpolis | Unlimited | 100% | Unlimited | calendar year, per personAanvragen via de Interpolis ZorgCoach. | €24.65 |
| 19 | Mediumpolis | De christelijke zorgverzekeraar | Unlimited | 100% | Unlimited | calendar year, per personOok Tweede Arts Online wordt volledig vergoed. | €24.75 |
| 20 | Vitaal 2 | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | €26.25 |
| 21 | Aon Asia Aanvullend | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | €26.95 |
| 22 | AV Extra | De Friesland | Unlimited | 100% | Unlimited | calendar year, per personAlleen via de gecontracteerde aanbieder. | €31.75 |
| 23 | Aon Asia Uitgebreid | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | €36.25 |
| 24 | ZorgActief ZonderZorgen | Interpolis | Unlimited | 100% | Unlimited | calendar year, per personAanvragen via de Interpolis ZorgCoach. | €42.29 |
| 25 | Aanvullend 3 sterren | Zilveren Kruis | Unlimited | 100% | Unlimited | calendar year, per personOok Tweede Arts Online wordt volledig vergoed. | €42.75 |
| 26 | Largepolis | De christelijke zorgverzekeraar | Unlimited | 100% | Unlimited | calendar year, per personOok Tweede Arts Online wordt volledig vergoed. | €51.50 |
| 27 | Vitaal 3 | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | €53.25 |
| 28 | Aon Asia Extra Uitgebreid | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | €53.95 |
| 29 | AV Frieso Compleet | De Friesland | Unlimited | 100% | Unlimited | calendar year, per personAlleen via de gecontracteerde aanbieder. | €57.00 |
| 30 | Aon Asia Extra Uitgebreid Plus | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | €72.50 |
| 31 | Vitaal Premium | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | €75.25 |
| 32 | Vitaal Senior | Aon Verzekeringen | Unlimited | 100% | Unlimited | calendar year, per person | Unknown |
Sources
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026)
- Premium overview De Friesland 2026 (Retrieved on 28 October 2026)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026)
- Coverage overview De Friesland 2026 (Retrieved on 28 October 2026)
- Coverage overview Aon Verzekeringen 2026 (Retrieved on 28 October 2026)
- Premium overview Aon Verzekeringen 2026 (Retrieved on 28 October 2026)
- Coverage overview Aon Verzekeringen 2026 (Retrieved on 28 October 2026)
- Premium overview Aon Verzekeringen 2026 (Retrieved on 28 October 2026)
- Coverage overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)
- Premium overview Zilveren Kruis 2026 (Retrieved on 28 October 2026)
- Coverage overview ZieZo 2026 (Retrieved on 28 October 2026)
- Premium overview ZieZo 2026 (Retrieved on 28 October 2026)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026)
- Premium overview Interpolis 2026 (Retrieved on 28 October 2026)
- Coverage overview Interpolis 2026 (Retrieved on 28 October 2026)
- Premium overview Interpolis 2026 (Retrieved on 28 October 2026)
- Coverage overview De christelijke zorgverzekeraar 2026 (Retrieved on 28 October 2026)
- Premium overview De christelijke zorgverzekeraar 2026 (Retrieved on 28 October 2026)
Other coverage
- Medical aids (supplementary)
- Medicine co-payments and non-covered medicines
- Plastic surgery
- Sterilisation
- Menopause consultant
- Recovery stay and care hotel
- Respite care for informal carers
- Transport after death
- Deductible compensation
- Orthopaedic insoles
- Breast pump
- Bedwetting alarm
- Wig and hairpiece
- Post-mastectomy bra and swimwear
- Hospice and palliative care
- Guest house and travel costs for visitors
- Travel and stay for specialist treatment
- Patient transport and its co-payment
- Informal care broker and advice
- Courses and coaching for informal carers
- Legal assistance for injury or medical errors